22B-069 (4) 93 SPRUNG ST SP-2019-1133
GIs x: COMMONWEALTH OF MASSACHUSETTS
Man:Block:22B-069 CITY OF NORTHAMPTON
Lot, .001 PERSONS CONTRACTING WITH UNREGISTERED CONTRACTORS
Permit: Building DO NOT HAVE ACCESS TO THE GUARANTY FUND (MGL e.142A)
Category,renovation BUILDING PERMIT
Permit a BP-2019-1133
Proiect» JS-2019.001843
Est,Cost, $51000.00
Fee:$331.5 PERMISSION IS HEREBY GRANTED TO:
Const Class: Contractor: License:
UM Groum MATTHEW SIENIA 110215
Lot Size(so.It): 8015.04 Owner: 51UNIA MqTTHEW
Zoning, URA(100)[WSP(100)fWP(100)ZAooNcant. MATTHEW BIENIA
AT.• 83 SPRANG ST
AnnlicantAddress: Phone: ns e :
34 PARKWOOD ST (413)575.6608 SOLE PROPRIETOR
SPRINGFIELDMA01108 ISSUED ON.412612019 0:00.00
TO PERFORM THE FOLLOWING WORK.INTERIOR RENO - KITCHEN, BATH, FLOORING,
LIGHTING
POST THIS CARD SO IT IS VISIBLE FROM THE STREET
Inspector of Plumbing Inspector of Wiring D.P.W. Building Inspector
Uadurground: Service: Meter:
Footings:
Rough: Rough: House o Foundation:
Driveway Final:
FI®eh Final:
Rough Frame:
Gut Ff[p Denarlpnant Fireplace/Chimney:
Rough: Oil_ Insulation:
Fled; oke: Fluel:
THIS PERMIT MAY BE REVOKED BY THE CITY OF NORTHAMPTON UPON VIOLATION OF
ANY OF ITS RULES AND REGULATIONS.
Certificate of Oceuoancv Signature:
FeeTvae: Date Paid: Amount:
Building 41200190;00:00 $331.50
212 Main Street,Phone(413)587.1240,Fax:(413)587.1272
Louis Hasbrouck—Building Commissioner
File 0 BP-2019-1133
APPLICANT/CONTACT PERSON MATTHEW BIENIA
ADDRESS/PHONE 34 PARKWOOD ST SPRINGFIELD (413)575-6608
PROPERTY LOCATION 83 SPRING ST
MAP 22B PARCEL 069 001 ZONE URA(100)(WSP(I00)fWP(I0OV
THIS SECTION FOR OFFICIAL USE ONLY:
PERMIT APPLIC KLIS
ETV
NC E REQUIRED DATE
ZONINGFORM FILLED OUT
Fee Paid
Building Permit Filld out
Fee Paid
T)Teof Construction: INTERIOR RENO -KJW.HUN.MATIJ.FLOORING,LIGHTING
New Construction
Non Structural interior renovations
Addition to Existing
Accessory Structure
Building Plans Included:
Owner/Statement or License 110215
3 sets of Plans/Plot Plan
THE FOLLOWING ACTION HAS BEEN TAKEN ON THIS APPLICATION BASED ON
INF611 MATION PRESENTED:
_K_Approved_Additional permits required(see below)
PLANNING BOARD PERMIT REQUIRED UNDER:§
Intermediate Project: Site Plan AND/OR Special Permit With Site Plan
Major Project: Site Plan AND/OR Special Permit With Site Plan
ZONING BOARD PERMIT REQUIRED UNDER:§
Finding Special Permit Variance$
Received&Recorded at Registry of Deeds Proof Enclosed
_Other Permits Required:
Curb Cut from DPW Water Availability Sewer Availability
_Septic Approval Board of Health Well Water Potability Board of Health
Permit from Conservation Commission Permit from CB Architecture Committee
Permit from Elm Street Commission Permit DPW Stoma Water Management
_Demolition Delay
Signature of Building Official Bate r
Note: Issuance of a Zoning permit does not relieve a applicant's burden to comply with all zoning
requirements and obtain all required permits from Board of Health,Conservation Commission,Department
of public works and other applicable permit granting authorities.
r Variances are granted only to those applicants who meet the strict standards of MGL 40A.Contact Office of
Planning&Development for more information.
City of Northampton ((�V Sia of P it Department use only
Building Depart ma �GV r�rb t(Dnv y Permit
212 Main SV q n 'c Ay ability
Room We A ability
Northampton, 01 0QQ Structural Plans
phone 413-587-1240 Fa 13- 7-1172 0 "e Plans
er Specify
APPLICATION TO CONSTRUCT,ALTER,REPAI , Ehl P R DEMOLISH A ONE OR TWO FAMILY DWELLING
SECTION 1 -SITE INFORMATION
1.1 Property Address: This section to be completed by once
�
8
Map Lot 000 Unit
83-85 Spring St zone Overlay District
Elm St District CB District
SECTION 2-PROPERTY OWNERSHIP/AUTHORIZED AGENT
2.1 Owner of Record:
Matthew Bienia 34 Parkwood St,Springfield,MA 01108
Name(Prino Currerd MaBng Address: (413)575-6608
Telephone
Signature
2.2 Authorized Agent:
Name(Print) Current Mailing Address:
Signature Telephone
SECTION 3-ESTIMATED CONSTRUCTION COSTS
Item Estimated Cost(Dollars)to be Official Use Only
completed bpermit sop licant
1. Building $40,000 (a)Building Permit Fee
2. Electrical $7,000 (b)Estimated Total Cost of
Construction from 6
3. Plumbing $4,000 Building Permit Fee �j L7
4. Mechanical(HVAC) a/�/
5.Fire Protection $o
6. Total=(1 +2+3+4+5) $$1,000 Check Number
This Section For Official Use Only
Date
Building Permit Number: Issued:
Signature:
Building Cammissionernnspector of Buildings Date
mrbienia @ gmail.mm
EMAIL ADDRESS (REQUIRED; EITHER HOMEOWNER OR CONTRACTOR)
t �
\lam ����'�J�
�� %�
�/
Section 4. ZONING All Inflem oo Must be Completed.Permit Can as Denied Due To Incomplete Information
Existing Proposed Required by Zoning
This column w be filled in by
Building DepvNmnt
Lot gine No Change
Frontage
Setbacks Front
Side L:L= R:0 L:0 RL—
Rest _J
Building Height O O O
Bldg.Square Footage O % O O O
Open Space Footage O O % O O
(Lor.
in. oot@paved
W of Parking Spaces
Pill: i J C_
volume@Laotian
A. Has a Special Permit/Variance/Finding ever been issued for/on the site?
NO O DONT KNOW O YES O
IF YES, date issued:==
IF YES: Was the permit recorded at the Registry of Deeds?
NO O DONT KNOW O YES O
IF YES: enter Book F Page and/or Document#
B. Does the site contain a brook, body of Water or Wetlands? NO O DONT KNOW O YES O
IF YES, has a permit been or need to be obtained from the Conservation Commission?
Needs to be obtained O Obtained O , Date luted: �I
C. Do any signs exist on the property? YES O NO O
IF YES, describe size, type and location:
D. Are there any proposed changes to or additions of signs intended for the property? YES O NO Q
IF YES, describe size, type and location:
E. WII the construction activity disturb(clearing,grading,excavation,or filling)over 1 acre or is it part of a common plan
that Will disturb over 1 acre? VES O NO O
IF YES,then a Northampton Storm Water Management Permit from the DPW is required.
SECTION 5-DESCRIPTION OF PROPOSED WORK(check all applicablel
New Nouse ❑ Addition ❑ ReplaeementWlndows Alss.tlonp) Q Ruutktg
Or Dao. 0
Accessory Bldg. ❑ Demolition ❑ New Signs [O] Decks [q Siding[0] Other 101
Brief Description of Proposed Canplem inumor remodel-Nev lighting Wpm shraughom,new flool new sbmewf m hors.new to comms,mw doors
Work:
Alteration of existing bedroom_Yes x No Adding new bedroom_Yes x No
Attached Narrative Renovating unfinished basement _Yes x No
Plans Attached Roll -Sheet
ea. If New house and or addition to existing housing, complete the following
a. Use of building One Family Two Family Other
L Number of rooms in each family unit: Number of Bathrooms
c. Is them a garage attached?
d. Proposed Square footage of new construction. ensions
e. Number of stories?
L Method of heating? Fireplaces or Woodstoves Number of each
g. Energy Conservation Compliance. Masscheck Energy Compliance form attached?
It. Type of construction
I. Is construction within0.of wetlands?_Yes _No. Is construction within 100 yr. floodplain_Yes_No
j. Depth of ba-ht or cellar floor below finished grade
k. Will building conform to the Building and Zoning regulations? Yes_No.
I. Septic Tank_ CitySewer Private well_ City water Supply
SECTION 7a-OWNER AUTHORIZATION-TO BE COMPLETED WHEN
OWNERS AGENT OR CONTRACTOR APPLIES FOR BUILDING PERMIT
I, as Owner of the subject
property
hereby authorize
to act on my behalf in all relative 1a work authorized by this building permit application.
of Oener Date
I YuA 11 ,C U j 6(k as Omer/Authorized
Agent hereby declare that the statements and Information on the foregoing application are true and accurate,to the best of my knowledge
and belief.
Signed under the pains and penalties of perjury.
r
qIllPrint Neme
natua MOwiwdAgem
SECTION 8-CONSTRUCTION SERVICES
8.1 Licensed Construction Supervisor: Not Applicable ❑
Name of License Holder MatthewBienia
Licerme Number
110215
Address Expiration Date
34 Parkwood St, Springfield, MA 01108 5/24/2020
Signal Telephone
(413) 575-6608
Realistered Hl[improvement Contractor- Not Applicable 0
Company Name Registration Number
N/A, Vacant House
Address Expiration Date
Telephone
SECTION 10-WORKERS'COMPENSATION INSURANCE AFFIDAVIT(M.G.L.C.152,§25C(8((
Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will resu8
in the denial of the issuance of the building permit.
Signed Affidavit Attached Yes....... K No...... 0
City of Northampton
Massachusetts
=ARTDIENT OF BUILDING INSPECPIONS
212 Win St t • Wnicipel 13 i1E w v pa
9ortb�t , W 01060
AFFIDAVIT
Home Improvement Contractor Law
Supplement to Permit Application
The Office of Consumer Affairs and Business Regulation("OCABR")regulates the registration of contractors and
subcontractors perforating improvements or renovations on detached one to four family homes.Prior to
performing work on such homes,a contractor most be registered as a Home Improvement Contractor("HIC").
M.G.L.Chapter 142A requires that the`reconstruction,aaemfion,renovation, repair, modernization, conversion,
improvement, removal, demolition, orconstruction of an addition to any preexisting owneroccupiad building containing
at least one but not more than fourdwelling units....or to structures which are adjacent to such residence orbuddirg"be
done by registered contractors.
Note:if the homeowner has contracted with a corporation or LLC,that entity mast be registered
Type of Work:_ 7R�pi 'PAVI-� � Est.Cost: t7W
Address of Work: 23—?S
Date of Permit Application: / /4
1 hereby certify that:
Registration is not required for the following reason(s):
_Work excluded by law(explain):
_Job under$1,000.00
Owner obtaining own permit(explain):
Building not owner-occupied
_Other(specify):
OWNERS OBTAINING THEIR OWN PERMIT OR ENTERING INTO CONTRACTS WITH UNREGISTERED
CONTRACTORS OR SUBCONTRACTORS FOR APPLICABLE HOME IMPROVEMENT WORK ARE NOT
ELIGIBLE FOR AND DO NOT HAVE ACCESS TO THE ARBITRATION PROGRAM OR GUARANTY FUND
UNDER M.G.L.Chapter 142A.SUCH OWNERS ALSO ASSUME THE RESPONSIBILITES FOR ALL WORK
PERFORMED UNDER THE BUILDING PERMIT.SEE NEXT PAGE FOR MORE INFORMATION.
Signed under the penalties of perjury:
I hereby apply for a building permit as the agent of the owner:
Date Contractor Name HIC Registration No.
OR:
Notwithstanding the above notice,,I hereby apply for a building pe`` '.t astheowner of the above property:
y/lL�! A 4 Lm4 /I,. YY
Owner Name and Si
City of Northampton
P
Massachusetts
1 -' OHPARIMG:Ml OF HOZSDZNG I3JHPHCZZODIS
212 Yin St .t • M ie "I auildin
aortD tm, !H. 01050
Massachusetts Residential Building Code
Section 110.85.1.2
Homeowner: Person(s)who own a parcel of land on which he/she resides or intends to reside,
on which there is, or is intended to be, a one or two family dwelling, attached or detached
structures accessory to such use and/or farm structures.A person who constructs more than one
home in a two-year period shall not be considered a homeowner.
Section 110.R5.1.3.1
Any homeowner performing work for which a building permit is required shall be exempt from
the licensing provisions of 790 CMR 110.85, provided that if a homeowner engages a person(s)
for hire to do such work,then such homeowner shall act as supervisor.
Such homeowner shall submit to the Building Official, on a form acceptable to the Building
Official,that he/she shall be responsible for all such work performed under the building permit.
As acting Construction Supervisor your presence on the job site will be required from time to
time,during and upon completion of the work for which this permit is issued.
Also be advised that with reference to Chapter 152(Workers' Compensation)and Chapter 153
(Liability of Employers to Employees for injuries not resulting in Death)of the Massachusetts
General Laws Annotated, you may be liable for person(s) you hire to perform work for you
under this permit.
City of Northampton
Massachusetts .�
P r ' fk is
�l._y � r1EPARS}ENT OF BOILDZNG INBPELTZONB
)tom 212 t xn 9tc t &N cip� Nuildinq
_�� Noithuplon, IA 01060 1aC
Debris Disposal Affidavit
In accordance of the provisions of MGL c 40, S54, I acknowledge that as a condition of the building
permit all debris resulting from the construction activity governed by this Building Permit shall be disposed
of in a properly licensed solid waste disposal facility, as defined by MGL c 111, S 150A.
The debris from construction work being performed at:
0 5-�S Slon+,c S+
(Please prirrt hous num r and street name)
Is to be disposed of at:
(Please print name and location of facility)
Or will be disposed of in a dumpster onsite rented or leased from:
I/SA- rla,i ,. � x
(Company N8fne and Atl ress
4
ignature of Permit Applicant or Owner[ate
I/Il
If,for any reason, the debris will not be disposed of as indicated,the Applicant or Owner shall notify the
Building Department as to the location where the debris will be disposed.
The Commonwealth of Massachusetts
Department of IndustrialAccidents,
I Congress Street,Suite 100
Boston,MA 01114-1017
www.massgov/dia
Workers'Compensation Insurance Affidavit;Builders/Contractors/EleMricians/Plumbers.
TO BE FILED WITH THE PERMITTING AITHORDI'.
Aoolicant Information Please Print Lceibly
Name(Business/OrgmieationMdividual):Matthew Bienla
Address:34 Packwood St
City/State/Zip:Springfield, MA 01108 Phone#:(413)575-6608
ArtyoaaaempWW..Clack He appropAate boa: TYPeof ro (required):
IQ 1 am a employer wkh employees(full and/or Part-time).' 7. ❑New construction
].Olamasole propriewr or pwtrwrshipeM havem employes working fountain 8. QRemodeling
any capacity.Mo vadum'camp... headed.l
3.❑I oma hansom er doing all work myself IN.wvrkeri'emago iriurence notimmd.l' 9. Demolition
40 are a homeowner and will be hiring contracters to conduct all work on my property. I will IO C]Building addition
are coat ellm amonseitherhave workers com
mpeamaac
timinaemareaole 11.❑Electrical repairs or additions
proprtewrs whh no employee.
12.[]Plumbing repairs or additions
5[3 l an,a general contractor and l have hired the subcoommuss listed on flue attached sum. 13.E]RooP
fim airs
These subcontractors have employees and have workers'comp.imuranes
s.❑We art is expiration and its oma.have committed her eight ofexemption per MGL c. 14.[]Other
153,§I(4),andwehavememploy pioworkers'comp imuranee reyuirea.l
•Arty applicant that checks box 41 mus[also all out the section below showing their workers'compensation policy information.
I Homeowners who submit this affidavit medicating thry are doing all work and then hire outside contractors must submit a new affidavit indicating such.
:Contracmrs that check this box must attached an additional shun showing the ware ofthe subconuactom aM sate whether or act Dose entities have
employees. If Ne subcontra rma have employees,they count provide Ueir workers comp.polity number.
I am an employer that Is providing workers'compensation insurance for my employees. Below is the policy andjob site
Information.
Insurance Company Name:
Policy#or Self-ins.Lic.#: Expiration Date:
Job Site Address: City/SWe/Lip:
Attach a copy of the workers' pemotions policy declaration page(showing the policy number and expiration date).
Failure to secure cover s required under MGL c.152,§25A is a criminal violation punishable by a fine up to$1,500.00
and/or one-year ipapriwitment,as well as civil penalties in the form ofa STOP WORK ORDER and a fine of up to$250.00 a
day against violator.A copy oflhis statement may be forwarded to the Office of Investigations ofthe DIA for insurance
coverage verification.
Idohereby rerdfy erlhe airs andpenallies ofperjury that the lnformuttonprovided ve is true and correct
Signature, Date: �Z
Ph n (413)57 608
Official use only. Do not write In this area,to be completed by city or town ojpciat
City or Town: Permit/License#
Issuing Authority(circle one):
I.Board of Health 2.Building Department 3.City/To.Clerk 4.Electrical Inspector 5.Plumbing Inspector
6.Other
Contact Person: Phone#:
Information and Instructions
Massachusetts General Laws chapter 152 requires all employers N provide workers'compensation for their employees.
Pursuant to this statute,an employee is defined as"...every person in the service of another under any contract of hire,
express or implied,oral or written."
An employer is defined as"an individual,partnership,association,corporation or other legal entity,or any two or more
of the foregoing engaged in ajoint enterprise,and including the legal representatives of a deceased employer,or the
receiver or trustee of an individual,partnership,association or other legal entity,employing employees. However the
owner of a dwelling house having not more than three apartments and who resides therein,or the occupant of the
dwelling house of another who employs persons to do maintenance,construction or repair work on such dwelling house
or on the grounds or building appurtenant thereto shall not because of such employment be deemed to be an employer.-
MGL chapter 152,§25C(6)also states that"every state or local licensing agency shall withhold the Issuance or
renewal of a license or permit to operate a business or N construct buildings in the commonwealth for any
applicant who has not produced acceptable evidence of compliance with the insurance coverage required.'
Additionally,MGL chapter 152,§25C(7)states"Neither the commonwealth nor any of its political subdivisions shall
enter into any contract for the performance of public work until acceptable evidence of compliance with the insurance
requirements of this chapter have been presented in the contracting authority."
Applicants
Please fill out the workers'compensation affidavit completely,by checking the boxes that apply to your situation and,if
necessary,supply sub-contractor(s)commit),address(es)and phone numbers)along with thew certificate(s)of
insurance. Limited Liability Companies(LLC)or Limited Liability Partnerships(LLP)with no employees other than the
members or partners,are not required N carry workers'compensation insurance. If an LLC or LLP does have
employees,a policy is required. Be advised that this affidavit may be submitted to the Department of Industrial
Accidents for confirmation of insurance coverage. Also be sure to sign and date the affidavit The affidavit should
be retomed to the city or town that the application for the permit or license is being requested,not the Department of
Industrial Accidents. Should you have any questions regarding the law or if you are required to obtain a workers'
compensation policy,please call the Department at the number listed below. Self-insured companies should enter their
self-insurance license number on the appropriate line.
City or Town Officials
Please be sure that the affidavit is complete and primed legibly. The Department has provided a space at the bottom
of the affidavit for you to fill out in the event the Office of Investigations has to contact you regarding the applicant.
Please be sure N fill in the permit/icense number which will be used as a reference number. In addition,an applicant
that must submit multiple permitdicense applications in any given year,need only submit one affidavit indicating current
policy information(if necessary)and under"Job Site Address"the applicant should write"all locations in_(city or
town)"A copy of the affidavit that has been officially stamped or marked by the city or town may be provided to the
applicant as proof that a valid affidavit is on file for NNre permits or licenses. A new affidavit must be filled out each
year.Where a home owner or ci izen is obtaining a license or permit not related N any business or commercial venture
(i.e.a dog license or permit to bum leaves etc.)said person is NOT required to complete this affidavit.
The Deparhnent's address,telephone and fax number:
The Commonwealth of Massachusetts
Department of Industrial Accidents
1 Congress Street, Suite 100
Boston, MA 02114-2017
Tel.#617-727-4900 ext 7406 or I-877-MASSAFE
Fax#617-727-7749
Revised 02-23-15 www.mass.gov/dia
U.S. DEPARTMENT OF HOMELAND SECURITY OMB No.1880-OWB
Federal Emergency Management Agency Expiration Data November 30,2018
Nellonal Flood Insurance Program
ELEVATION CERTIFICATE
Important: Follow the inseudbns on pages 1-9.
Copy all pages of this Elsi adon Certificate and all attachments for(1)community official,(2)Insurance egmNoompany,and(3)building owner.
SECTION A-PROPERTY INFORMATION FOR INSURANCE COMPANY USE
Al. Building Owner's Name Policy Number:
Matthew R.Blenla
A2. Building Street Address(including Apt.,Una,Suite,and/or BMg.No.)or P.O.Route and Company NAIC Number.
Box No.
83-88 Spring Street-
CIty State AP Code
Florence Massachusetts Q 01082
A3. Property Description(Lot and Block Numbers,Tax Parcel Number,Legal DeeclpSon,etc.)
Hampshire County Registry of Deeds Book 13204,Page 257. Plan Book 80, Page 37,Lot 21
A4. Building Use(e.g.,Residential,NonResklentlel,Addition,Accessary,0th.) Residential
A5. LaBtude/Lon9itude: Let 42.332919 Long.-72.682112 Horizontal Datum: ❑ NAD 1927 NAD 1983
A6. Attach at least 2 photographs of the building 6 the Certificate is being used to obtain flood Insurance.
A7. Building Diagram Number
Aft. For a building with a crawlspece or endosurs(e}.
a) Square footage of crawlspace a enclosure(s) Bgit
b) Number of permanent flood openings In the crawlspaco or enclosure(s)within 1.0 bot above adjacent grade
c) Total net area of flood openings in AB.b sq In
d) Engineered flood openings? ❑Yes ❑ No
AS.Far a building with an attached garage:
-a):Square footage of attached garage sq ft
b) Number of permanent food openings In the attached garage within 1.0 foot above adjacent grade
c) Tolyl not area of flood openings In A9.1b sq In
d) Engineered flood openings? ❑Yes ❑ No
SECTION B-FLOOD INSURANCE RATE MAP(FIRM)INFORMATION
Bi.NFIP Community Name 8 Community Number B2.County Name B3. State
Northampton 250167 Hampshire Massachusetts
B4.Map/Panel B5.Suffix Be. FIRM Index B7.FIRM Panel B8.Flood 89.Base Flood Elevation(s)
Number Date Effective) Zpi6(s) (Zone AO,use Base Flood Depth)
Revised Dote
0001 A 04/03/1978 O4=1978 A7 243 '
Big. Indicate the source of the Base Flood Elevation(BFE)date or hese flood depth entered In Item B8:
0 FIS Profile ❑ FIRM ❑Community Determined ❑Olher/Bourse:
all. Indicate elevation datum used for BFE In sem B9: 0 fill 1929 ❑ NAVD 1988 ❑ OtherlSource:
812. Is the building located In a Coastal Barrier Resources System(CBRS)area or Otherwise Protected Area(OPA)? ❑ Yes ❑ No
Designation Data: ❑ CBRS ❑ OPA
FEMA Form 081(7/16) Replaces all previous editions. Form Page 1 of 6
I
ELEVATION CERTIFICATE OMB No. Date:N06
OMB
Date:November 30,2018
IMPORTANT:In these spaces,copy the comaapomding Information from Section A. FOR INSURANCE COMPANY USE
Building Street Address(Including Apt,Unik Suite,and/or Bldg.No.)or P.O.Route and Box No. Policy Number:
`b3- 85 Tin �T<1'
Clry State ZIP Code Company NAIC Number
�`oicvlrs VYt1� 0 (W o to-LL
SECTION C-BUILDING ELEVATION INFORMATION(SURVEY REQUIRED)
Cl. Bu%dirg elevations are baead on: [] Construction Drawings' ❑Sulding Under Conslnx;llon" 0 Finished Construction
'A new Elevation Certificate will be required when construction of the building is complete.
C2. Elevations-Zones A1-A3D,AE.AH,A(with BFE),VE,Vl-V30,V(with BFE),AR,ARIA.ARAE,AR/A1-A30,AWAH,AR/AD.
Complete Rema C2.a-h below according to the building diagram specified In Item AT In Puerto Roo only,enter meters.
Benchmark Utilized: RM6 Vertical Datum:NOVO 1929
Indicate elevation datum used for the elevations In items a)through h)below.
0 NGVD 1929 ❑ NAVD 1968 ❑Other/Source:
Datum used for building elevations must be the same as that used for the BFE.
Check Bre measurement used.
a) Top of bottom floor Qnctudirg basement,aawispece,or enclosure floor) 236.7 0 fedi ❑ meters
b) Top of the next higher floor 244,6 0 feet ❑ meters
c) Bottom of the lowest horizontal structural member(V Zones only) ❑ feel ❑motors
d) Attached garage(top of slab) ❑ feet L] "tam
a) Lowest elevation of machinery or equippment servicing bre bulldog
(Describe type of equipment and location In Comments) 244,6 0 feet ❑ meters
0 Lowest adjacent(finished)grade next to building(LAG) 2425 0 feet ❑ meters
g) Highest adjacent(finished)grade next to balding(HAG) 243.1 0 feet ❑ meters
h) Lowest adjacent grade at lowest elevation of dock or stairs,including
structural support Elfeet ❑ meters
SECTION D-SURVEYOR,ENGINEER,OR ARCHITECT CERTIFTCAMN
This codification Is to be signed and sealed by a thou surveyor,argkleer,or archiled sudiorize0 by Tex to certify elevation Irdonmalbn.
I cad/fy that Bre information on this Csrd&ate represents my best efforts to Inmrpref On,data evadable. I understand that any false
statement may be punishable by this or imprisonment under 18 U.S. Code,Seam 1001.
Were latitude and longitude in Section A provided bye licensed land surveyor? 0 Yes []No ❑Check here ti attachments.
Cedlfier's Name Llconse Number
Randal E.tzar MA 35032
Title �yw6v31�,
Presldent yljq'Pnta
Company Name ZtCC:q6 �w
Harold L.Eaton&Assoclates,Ino. 6082 a,
Address
235 Russell street 4 6g
city state ZIP Code ' `°
Hadley Massachusetts ❑. 01035
$I�g'No
Data Telephone Ext.
412=19 413-684-7598
Copy all pages of this FJevaeon tate and all attachments for(1)communlly official,(2)Insurance egenticompeny,and(3)bulding owner.
Comments(Including type of equipment and bcatlon,per C2(e),If applicable)
No equipment In the basement. Everything is on the first floor or above.
FEMA Form 086-0-33(7115) Replaces all previous editions. Form Page 2 of 6
008
ELEVATION CERTIFICATE OMB No. Dean Nov
OMB
Date:November 30,2016
BIPORTANT.In these spaces,copy the corresponding Information from Section A FOR INSURANCE COMPANY USE
Building Street Address(Including Apt.,Unl4 Suite,endfor Bldg.No.)or P.O.Route and Box No. Policy Number.
City State ZIP Code Company NAIL Number
0
SECTION E-BUILDING ELEVATION INFORMATION(SURVEY NOT REQUIRED)
FOR ZONE AO AND ZONE A(WITHOUT BFE)
For Zones AO and A(without BFE),complete Items EI-ES.Nerve Certificate is intended to support a LOMA a LOMi-F request,
complete Sections A,Band C.For Items E1{4, use natural grade,If available.Check the measurement used.In Puerto Rim only,
enter maters.
E1. Provide elevation Information for the following and check the appropriate boxes to show whether the elevation is above or below
the highest adjacent grade(HAG)and the lowest adjacent grade(LAG).
a) Top of bottom floor(including basement,
orewlspaco,or enclosure)Is ❑feet ❑meters ❑above or ❑below the HAG.
b) Top of bottom Moor(including basement,
aavdspace,or enclosure)Is ❑feet ❑meters ❑above or ❑below the LAG.
E2. For Building Diagrams 6A with permanent flood openings provided In Section A Items B and/or g(see pages 1-2 d Instructions),
the next higher floor(elevation C2.b In
the diagrams)of the building is ❑kat ❑meters ❑above or ❑below the HAG.
E3. Attached garage(top of slab)is ❑feet ❑maters ❑above or ❑below the HAG.
E4. Top of plagorm of machinery and/or equipment
servicing the building Is ❑feet ❑mefers ❑above a ❑beimv the HAG.
E5. Zone AO only:If no flood depth number is available,is the top of the bottom floor elevated In accordance with the community's
flmdplaln management ordinance? ❑ Yes ❑ No ❑ Unknown. The local of ldal must certify this information In Section G.
SECTION F-PROPERTY OWNER(OR OWNER'S REPRESENTATIVE)CERTIFICATION
The properly owner or owners authorized representative who completes Sections A,B,and E for Zone A(without a FEMA-Issued or
communlly-Issued BFE)or Zone AO moat sign here.The statements In Sectlams A,B,and E are correct to the best of my knowledge.
Property Owner a Owners Authorized Representative's Name
Address Clly State ZIP Code
Signature Date Telephone
Comments
❑Check hem If attachments.
FEMA Form 086-0.33(7115) Replaces all previous editions. Fort Page 3 of 6
ELEVATION CERTIFICATE EMB W. Date:Noe
OMB W. Dale:Novwnbar 30,2015
IMPORTANT:In these spaces,copy the corresponding Information from Section A FOR INSURANCE COMPANY USE
Budding Street Address(Including Apt.,Unit Suite,arid/or Bldg.No.)or P.O.Route and Box him Policy Number:
City State ZIP Code Company NAIC Number
a
SECTION O-COMMUNITY INFORMATION(OPTIONAL)
The local official who is authorized by law or ordinance to administer the community's floodplain management ordinance can complete
Sections A,B,C(or E),and G of this Elevation Certificate.Complete the applicable item(a)and sign below.Check the measurement
used in Rema GS-G10.In Puerto Rim only,enter meters.
G1. ❑ The Information In Section C was taken from other documentation that has been signed and sealed by a licensed surveyor,
engineer,or architect who Is authorized by law to cavity elevation Information.(indicate the source and date of the elevation
data In the Comments aura below.)
G2 ❑ A community ofiklel completed Section E for a building located In Zone A(without a FEMAAssued or community-issued BFE)
or Zone AO.
G3. ❑ The following information(Items G4-010)is provided for community ibodpldn management purposes.
G4. Permit Number G6. Date Peretti Issued GS. Date CergAcate of
Complianca/Occupancy Issued
G7. This permit has been issued for: ❑ New Construction ❑Substantial Improvement
GB. Elevation bulking:of asbugl lowest floor(Including basement)
El ❑ meters Oskar
GB. SFE or(In Zone AO)depth of flooding atlas building site: ❑feet ❑ meters Datum
G10. Curnmunitys design flood elevation: ❑feet ❑ meters DeWm
Local Of olal%Name Title
Community Name Telephone
Signature Date
Comments(Including type of equipment and location, per C2(e), If applicable)
❑ Check here If attachments.
FEMA Form OB6-0-33(7/16) Replaces all previous editions. Form Page 4 of 6
BUILDING PHOTOGRAPHS OMB No.1660-ODOB
ELEVATION CERTIFICATE Bee Instructions for Item A6. Expiration Date:Novernhar 30,2018
IMPORTANT:In these spaces,copy the corresponding InformuNion from Section A. FOR INSURANCE COMPANY USE
Building Street Address(Including ApL,Unit,Suite,and/or Bldg. No.)or P.O.Route and Boa No. Polley Number.
City State ZIP Code Company NAIC Number
0
B using the Elevation Certificate to obtain NFIP flood Insurance, affix at least 2 b lksng photographs below according to the
Instructions for hem A8. Identify all photographs with date taken;"From VW and'Rear View`,and,If required,"Right Side Vi W and
'Left Side Vier.' When applicable, photographs must show the foundation with representative examples of the flood openings or
vents,as Indicated In Section AS.If submitting more photographs than will fit on this page,use the Continuation Page.
Photo One
vnm a.
Photo One Caption Clear Photo One
Photo Two
rremrve
Photo Two Ception Clear Dhow 1m
FEMA Form 0864M(7/15) Replaces all previous editions. Farm Page 5 dg
BUILDING PHOTOGRAPHS OMB No.1880-0008
ELEVATION CERTIFICATE Continuation Page Expiration Date:November 30,2018
IMPORTANT:In these spaces,copy the corresponding Infonnstlan from Section A. FOR INSURANCE COMPANY USE
Build"Street Address(Inducing Apt.,Unit,Suite,andfor Bldg.No.)or P.O.Roars and Boz No. Policy Number.
City State ZIP Code Comparry NAIL Number
0
If submitting mare photographs than will fit on the preceding page, affix the addlflonal photographs below. Identify all photographs
with: data taken; "Front New' and "Rear VIeW; and, If required, 'Right Side View' and 'Left Side View.' When applicable,
photographs must show the foundation with representative examples of the flood openings or vents,as indicated in Section AB.
Photo Three
wmm..
Photo Three Caption Geer Photo TIT.
Photo Four
PliobPw
Photo Four Caption Clear Photo Four
FEMA Form 081(VI S) Replaces all previous editions. Form Page 6 of 6
,Mxa,sa'M
APPRAISALOF
LOCATEDAT:
u apMm
Mm",Mn MMZ
FOR:
ue.x
=36NylCTMMI
HrtIM,Q CT,M1M
BORROWER:
BMnM,lbtlhni
AS OF:
FM ,H,M,F
BY:
mft enwgm
488W8g-01a1
F!W ItIrGlivi
Ho A.
United!Bank
225 Myron Serval
Hartford,CT,06103
File Nurance tsaam
In accordance with your request,I have appraised the real properly at
83 Spring Stewart
Flo nu.M ploa2
The purpose of this appraisal is to develop an opinion of the market value of the subject property,as Improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion,the market value of the property as of February 11,2818 is:
$eko'o xa
Thaw HundrM Sixty Thousand Dollars
The attached report contains the description,analysis and supportive data lot the conclusions.
final opinion of value,descriptive photographs,limiting conditions and appropriate certifications.
zK'12�/
Martin Canadian
18-00 0 012-01L1
Small Residential Income Property Appraisal Report Rem. I9
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Small Residential Income Property Appraisal Report FIYN} f9Nm
Esq en 1 m mmdimvkln Neer m balnadf mhml 300.000 MS WARDO
Ensnare 6n aessfeeslnne.h mmm...R stemse.m vle ehpn 300.000 at
FE.1 RE NEC, COMPAROBIL ALEN 1 COMPARMIE WEIN2 CfxaPMIH .E
U SITM Sheat 34 Hampden Street 15 Need Avere 257 80oT Shat
Mans Flowance18A 01082 handifthamplem.W 01060 Florin. W 01082 NpNsm n IIA(HOW
PN loots 2.86 mil.SE 1.29 miles SE 3.73 Tante 8E
Sients $ f 36 1 =.wo s 315.000
Sne MtwGrns ryas am RE,4 160.09 st a 1 %1.46 as t t IbA1 t
Ouv MmIX d- t 0 1 35WTr 1 2600Tr
Gf 2
an"e't MAI 'ss 146.00 163.00 130.04
DYSPmunll s 1 18250 t 1%00 1 16700
menpe R— 34 0 1 31667 t 3600
MRPemaewn 1 91.250 1 %00 s 6300
Ibgtmatl U,an What
Oqs NEB(/23IDiDe Own•110 9134INNIGI 0Dom a 21 NLS 473386138 Does as 175
Ywrewt Assemofs AeeeDeom Aeaeeaon
VALUE AWMTRENEC CESCMPImN RE.fant. ..PR04 nESCRRM
Smamwrcw C.0m. NO Solme. NOSellars
CO.— Conceasl. C. .b COMgsions
Omdsranlq IL2812018 Oal31l%18 10,01/3018
Loodan Aa..m Avere edGood 410.000 Avent Avere aMmd 43000
Iwwladsw F.simple F.Sim le F.SIT F.Sim
tele 800 Sq.Ft lb. .000 21214w .2,000 9409 tef
vets Aw Asherage A.Reat Aw
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t4a
Aparameate AveraAnnfaig, A
A00i bH-Y.m 4Y.. 119 YDere S.M 119YDere am
I enema aeadnwwvnw Good 1000 Good 10.0001ARatheadai 3000
ensm AM 1 2372 A INDIO 0 1884 3900 1976 0
Inn&mMwn helassel fee Toglanal aft, asDaDEE
he", 1.5 6 S 1.0 000 8 2 1.0 4 2 1.0 2.000
uarx 8 3 1.5 6 1 2 1 IJO 2AW8 2 1.0 2AN 5 3 LO UPDO
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Bvelwt Fiww.Rmn Unflnlehed 11111Ydte1re0 Unfinlabea Udlnlehw
Fmnawlo e-Se0room, LBe6oanF 10000 4-0,Moonte IOwe a�Badrepmte
Haan BBE NOM BBIIYYR1wN 0 MANDrat Btearamo
E E6dntgs NO NOM noted Nearderaddenal
OAYNSIa No garage 2wivarit AM Scar Gareew $0010 No
Nana Otecb Poac 0 NaN
an nlsx m t 00 1 3490 s t
seined... MA4 -1A% % MAB 83% a av Aq. 4.115 1,
atcotoonats G.Ad AS a f 36000 1 40490 17.1 a 1 MON
Ad Wva Peum f 1%00 1 202.460 1 164500
Prkew Rmn 1 36000 t 33.742 1 36 0
pfcevw Den. f %00 1 101228
vee Peum �1 18200 x 2uhm •1 364,000 was Pe GM 1 MO x 2273 .RmA .$ 30734
wtepe. 1 35%0 x 12Ram-e 460000 eaepaeamsf KIN x BMus.-1 beat
Sumwyasekscmr.norr Ayposn.atrtglemginlameebvelmroosawte ltla buraom reblen;suptapart.mw4n eetlnarmd
000 ft.r evEduall.g all physiDal. plea dM and bcetlodc Gr.s WERE eras w unlmante Mere Tede d$10.00
rtauerefoolforelfteenceedwer Mifit Ina teu0 tecteM MetM1m ales em in va i cafwNons andiMa dale
adustments ware meme.Bedroomed us"T ware mmadw br .imUlinwm($MCmd.Nowrket
ed ustments are made In the drulffi-farmy madtat for Items lochq RomeheS.decks end fireplaces.lenImN value Ie elected
own pampas.Himmel mTkd value for excess sM shq.Bele Delete me and hro Intel gadend Inexant 0 uPOINON.0d lKKte
One full manner of the subleet.Loeat w uelmeTte tem hue One uptaider Wafthas neerb downtown NOrihaT
vat sense Den 380
htl ms 29M x on b .1 493.20adeatedwassebathelmsentoomesom
Calaemtmneeppgn.ptiglwawuemameclM 134 GRNMwu teAtraWdfmm tlN tllm elOsw.1"...
Ihese..he 340.000 wchl 41021.200 f 32800
The Cetel A s h than,nd Mmvlda a ae04Nte Itwleatlon d value.Sae addendum.no appeander has Weed ort tan Solas
CoanDartandan Apprepeah safM bTlntlketordv I riwO Itartily IngeN
ssambaOY lab' useaved. btdefend" ae maowmns Me]xnwmFNN
IIS.Renogkeowg mean.brlbamr.Edwehpfavadd YmMaintain.". lwabmlemnea.. Own,,,.. vRh-edhnhr.
rspmlmleeAm6eemgdwyesunplmMdevnl9mnahWrydwiMtgieataalmwlepeY TheapOramodner,arthatabeencomplerted
subim b tan ceepplateen of ldeMr and axbrlor nnowtlon,.
r.d on a complete NzutllnsPomon of the lntetla aodeneho Inose of th—bieet ooparty.dernw tmpe of mLshoon Ara nmamphone nJnmlese
111 r,..f—hfiwtlon,myfoupop mnaa vets,.nue ul End"that lest'su Jecr or tnn repots lx t
e02f11Fb19 em.eo r wwwaw
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Small Residential Income Property Appraisal Report rrxa Yarn
The subject Md afoml umtmre rWlIMOMw I1RIx019.tib now Wnu wmh.aed'n b'Wan lwmowarandM
will be mnoviiWl.Bash a Me MIowIno sale:xx Mvitle StmM wM for$2150,000 on 1L1113017 In'as b'cowMon.It had
knob and tuM MHno,as w aw was Oslw as a MIM men Inve Mont Them wen no MMr"w b"ulu&Ml boar
owned urea M toneidw.Hadkyand AM"were are..e hM.Th...Hm 'a.b"M.b$M.M.
Due M Me Wk of rweM nurbveimibr salty H wee naceauU M use abs rmm over a"Ie ewe .This is Wpical for Un
du lu Flomme .m mmulti market but not for Ms older homaa.Than wen no In town Ing ulu to wnsM .
land value dN lr earactlon.The subject's RmW lel none nb min .lis is tvpkal for Me Mor
w bbwboo0's Mmu bout Fknn orMam n and Ma su mould M r Ift U it mon M M d
Aa W fti=MIs dabminw W Ma I&meem0.Tw nUl teal ecormmk I&k M .TM s11wIM b
16 un.IM6k 20%.n. W. mmalnln economk Ma k awe.
The IMended user of No a isol n ort Is Ienderldlenl.The IM WW use Is M ev.luab an propedy Mal Is Me sub act M
Mb app.I.I ror a moftw fiwwbl lnuacuon ..blct M iw sbtM aw MwoM u .MtM sPM1.1,
ulnen of Mea lul mpod ben .M d nimn M market value.No MUIUon.l In1wMd usws.m MenUlbd IW Me
apMlur.
Then wan nM mwmbb Was M brwkw Me age nor alb.Hot ad�o.Tara wan w Wiw atlu M c ,Iftr and Me mon
Im UaM name an wndMwe end Ma a mouMMbeamoma M law
The subimt wlll beu led mow an folbwl :Har mM amna naw a Ml mlMkw Mi new fl I are naw
el ul MnM and all mow Dalbroarlu and kuhww.Twn w111 M IMewr W m vM.
cD6renaolwrovAulE Ired Fuaw
Plmrt. ImemalMleu.lmmaene wwl.ramil Mrmtme.
Sepmbtleopnm Mue welv�nsyammsuebaalnomamakatbwrgaewW llw value debnnlnM
EAIIMIIU I JWnCg NOP 1XJKPUDEWWMTNM lRe] MWEVNYE.., .,..,..__ ...,. .,..t 76000
swmamvm bulMan oMb2.272o$ 1x6a0.. . ......-
ewmm�aaM. ill. ealllt 1010 n• MATO ......._.s
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aI cmm az
bee valued eminfor Me mevlivin am cakulatlona. 0 • .............t 0
Lena value am.mineab artncuon. ]10
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moa:ne eme� u>emmaaondwmmv kal ImP.wm r wIr ammaePn.
Ares W .m'sI uIM Yn b Ow
NetMWn.amuldnelLL eNleosambivarpWt WS Ir kXedmbuY.ntlo•{wN
PreNeranmm MmmsbsMbwblllnlMeoemS'anOrrYbn'I Yw M IY60mb MINMIrsNµba.
RvaLe mmm�tlereae.N�we.1cN htlda
Fwersauf Irwtic�eir .r. r�W aa�
194100032-01-01
Small Residential Income Property Appraisal Report real. 194Mm
This Open Mm 6 deeigne l to report an appre6al as kvo m fourung pmpeM.Makudmg a Neo mfoh-ung pop"in a planned
unit aevempmeat(PUD). A hvo m four-ung pmopeM bnlec n eMmor a COndxnfnium a NOpemaMe pblsal requires the appetiser
fo inspect the pMW and compares the pmjW information section a the Individual Condominium Unit Appeiael Repan or the
Individual Cooperstive Interest Appraisal Report and Milken it as an addendum to tis repos.
This appraisal report is eased to the following scope a work.intended Feu,intended user,eetinMm of market value,statement of
assumptions and Inner,conditions,and certifications. Modifications.sooners,create to the intended use,intended user.
defir hon Of markN value,Of assumoom and IimNng C d4pns am Mt pBnllEW. The appraiser many expana the 9COpe Of work
to include any additional research or analysis necessary based on the completely of this appraisal assignment. Modificationsor
oeletons m the cemficebms ere also not Wrmi"W Honever,additional certifications Nat do net conablute material aluminum
to tis apprsrwl report such as thou required by law or Mose relatM to Me appraisers command education or rhmbe ship M an
appraisal organization,are permitted.
SCOPE OF WORK: The scope dwork b this appraisal is defined by Me complexity a tin appraisal resaigament and the
reposing requirements of Mrs appmeal report form,including the following tefin'mran of market value,Nabment of assumptions
and Iimitinq conditions,and ceminat'ions. The appraiser must,at a minimum'.(1)pedonm a complete visual Inspection of the
interna and edema areas of the weep propend.(2)inspect the neighborhood,(3)inapeak each of the canparase sales from at
Inst the street.(4)research,verM,and analyze date horn relrade W clic ander private souses,and(5)repel his or her analysis,
Winsome.and mpausions in this appreail report.
INTENDED USE: The intended use of Mrs appeal report is for Me IenaerMient for evaluate Me propend that is Me subject a
Mrs appraisal for a mortgage finance transaction.
INTENDED USER: The nlermma user dth6 aplxa6a myon 6 the knOorltllenl
DEFINITION OF MARKET VALUE: The most probably price which a propend shoed bring in a compe00ve and open market
under all conditions hymnal to a lair sale,Me buyer and eller,each ailing prudently,knowktlpea y,and assuming the price is
ret afle had by undue stimulus. ImplkAl In this definnim is the consummation of a Fele as are specified date and the paasinq of
MIR torn seller to buyer under=Mtt whereby:(1)buyer and spl:r are tylaki mndtivatud;(2)both earlier are well informed
or well advaboa,and aeon admg in what he or she considers his or bar own toes!interest(3)a reasonable time is allowed Or
exmsam in t!Orn mnrka',(4)p3ym8mll la made M tpm11801 G£11 In U.$.dollars Or in terms Of finandal arrangements
comparable thereto;and(5)the price represanfs Me normal consideration for the propend sod unaffected by liberal or creative
fmanrng or will concessions'granted by anyone wrorete!with Me sale.
'Adjusmha6 t the mnp core must be made for speoal or aeati fimhndng m roles p nuns. No adlustnents are
necessary for Mos!m s"ia are m lly prod by sellems as a mwft of tmdton or dor in a market area;thew mate are readily
identifiable since the seller pays thew conte In virtually all sales th ra aeons. Special or creative financing aajustruents can be
made to Me comparable propend by comparisons to financing terms offered by a third path Insfitutional lender that is not already
involved M the property m bansaction. Airy adlusM nt sndum not nd modulated m a n amnl dollar for dollar costa the
finammting w ince ba the Eater amount aaM adlustrcent shoed apMxima Me markets m and fo the finneWg o
colossal CBSId on the appeasers judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDMIONS: The apprarurs certification in Mls report is subject to the
following assumptions and hiding conditions'.
1. The appraiser will not be responsible Or masers of a legal nature Met aped well the propend been,appraised a the gte
OR,ncep Or informer on that hear she became aware a dung the reseamM invdved in perfomeep Me aypmeal. The
appmaever assumes that Me see Is good and marketablee and will not render any opinions about the only.
2. The appraiser has provided a sketch M this appraisal repos m show the appommate dimensions of the improvement,
hieudrrg each a Me units.The ideal is induced only m All me Murder in Nwalr Ing the property and understanding Me
appraisers aNemXnefnn of g8 and.
3. The appmrwr has ewminnd Me avaiarbar Mood maps that are pwiaud by Me Federal EmerglnM Management Age (tor
rater data wurces)and has noted in MIs appralFet report whether and Pemba W Me subject age is located In an Idmtlfled Sol
Flood Hazard Area. Because the appaesar is OR a surveyor,he or sat makes m guarantees,exprese or Implied,regarding th6
aaemkntan
4. The appraiser will not gave testimony a appear in court because he or Nle matle an apparel of the property in queston.
unless Specific arrangements to W w hand bean made beforehand,or as Othervere moll by law.
5. The appraiser has meted in this el iwi mp d any adwmw coedit a(work m ne W reuim,detendra ,Me preaerKe W
hazadph wa3 r mxC wbaMM etc.)observed iwi ins insperabn tithe am in M poppmi i that he p she scam!aware a
dung fore reuarM ruiner in peaomakn9 this apprnsal Unless oversea stein in Mrs aPprelsel meat the apprsiur lea m
are tided! e a am hidden io inapparent payof has rdi ores or adverse substances,
akthe veceM(won as,but not s,etnd m,
needud make
the tlpenorstion,the aresame of s assumed
Oat them
mxar substances,adverse environmentalkesconditions,etc.)Mat
wandmakethees sso r Inst/The le spakilea 83 not bethattlwe Bre no all WnnldOn3and makesed rforaneeagi
waen,Oatmight b piervedt Thespeakswhther such canonical
pofor any Because,
tcoappras that donlstomr inympIR!0 or
krame Mat ought ar s,Mea 10 discover re whether sari ebnaNma¢x62 An
fork Bal ossa Is not an shitmay pr in M!fieri a
nVlmmmenMl parade,this appraisal report must ria be consgeretl se en onNronmunlal asuFemenf a the IaWadY.
0. The appraiser has based his or her appre6al repon and valuation condusion for an appraisal Mat is subject M eat6rapory
com letem,repairs,or alterations on OR assumption Mat Me compation,repairs,or almrddns of the subject MWrty will be
perfomlea in a poser anal manner.
r.wrr�wew®
19-000031
Small Residential Income Property Appraisal Report al lfs1m
APPRAIWIl'SOER lif"TION: TMAp" wmNsesaWMg Tat
1. have,et a minimum,developed and repMed this appraisal in accordance with the social of work requiremenLL allied io Tis
appraisal report.
2 1 performed a complete visual Inspection of the Interior and exlenor areas of the Minted propend,including all units. I moment
Me wMron of Me improvements in hMal,sic terms. I ides and mp W the physlml defxienaes that mule aged
Me livability.soundress.or structural all of the propend
3. 1 perfantd Tis appraisal in aaordar with Me renuirerrentsd Me Uniform Slandards ot PM wens l Appaiml Pmctice
Tat were adopted and promulgated by Me Appeals standards Bmrd of The spatia l Foundation who Met were in place at the
toned this appraisal report was prepared.
a. I develops my opinion of the maM value ot IM reel pmmM that is tnd subjt of this reps based on Me sobs mmpansm
and Income approaches to aloe.I have adequate rrlarkel data to devebp reliable area mmpallmn and income approaches to
value for Tis appreuyal assignment.I further Wary Mel I considered Me cost approach to value bel did not develop it,unless
othehwee Inds aped In this report.
5. 1 researched,versed,analyzed,and reported on any cunent agreement far bale for the subject preioll any offering for sale
M the subject propend in the twelve monis poor to the selective date d this appraisal,and the poor sales of the subiect propend
M a minimum of three more poor to Me elfdYive hate d Mis appraisal,union otherwix indicatetl in this wall
8. 1 researcher,veaflad,analyzed,and reported!m Te pror sales of Me comparable sales for a minimum Mone year dor to Me
dale d sale of the 2yryarebk sale unless otherwise moiolad an this report.
T. 1 selected and used comparable sales that are ocatiwwlly,physically,and functionally Me most similar ro the subject papery.
8. 1 nave not used comparable sales that were the resull o ebrommirg a land sale why the contract purchase prim Me home
that has been bull or will be built on the(antl.
B. 1 have reWo adfustme ss to the comparable miss that reflect the markets wa cton In the diRerences behvawr the subject
propend and the mmparade sales.
10. 1 vented.Mom a dWnlerrsted wume,all inform W in Tis report that was proyk by parties who have o fxrn I interest M
the said a finerxing d the subj tproperty.
11 1 have knowledge and experience in apparent,Mis type ofproperty in the market area.
12. 1 am aware of,and have access to,the necessary and apornaude pudic and pnvek dam sources,duce as wisdom gent,
services,tax assessment records,public land became and other such data sources for the area In which Me property Is blooms
13. 1 obtained the information.norma ea,and opinions hammed med by other paries and expressed in this terminal repod from
reliable sourrea that I believe to be true and collect.
14. 1 have laiden info wnsidembon Me lad Tat have an imps on value withms fo Ma wbjt neighWMm ,wbjt
propend,and the immunity Oft subject propend to adverse influences in the deveoparent of my op r on d market valuehave
roma in Mis appareal report any adverse condltons(so&as,bon not limited to,needed repairs.Mormonism,Me presence 0
hazardous wastes,toxic emotional a erne enwmnmenlal conditions,etc.)observed durng Te inspection of Me subjt popes
a Tor I became aware d dung Me research involved in perrormirg Tis amraeal. have consoered these adverse condriore in
my analysis of the propend value,and nave reported m the el ot this conduces an Te value and markemblily of the Mui
Prop"
15. 1 have not knowingly wMneo any significant information from this app eral report and to Me best of my knowledge,all
smlwnentm and Information In this appRl9el repart are thus and comet.
18. 1 slated m this appraisal report my own peraoMl,unpasad,and professional analysis,opinions,and conclusions,which are
wbjers only o Me assumptions and limiting conditions in this appraisal reps.
17. 1 have no present or prespechowe incest in the popes Mat is the subject of this renin.and I nave w present or prospective
personal interest or buys with respect to the perplexing,in the transaction. I did not baseeither formal,or completel,my
somas wi opinion of market value in this anDreoal report an Me race,mlwrebgionsexage,mar it slates,handicap,
familial sntus,or national ongin oteithw Me prospective owners or omrpnts of the subject propend or of Me present owners or
mvpants of the poperbes in the voMpty M the subject propend or on any other Danis prohibited by ow.
ill. My employment mind,compensation M performing this ap min al or any future or andsopated appraisals was no condtoned
on any agreement or understanding,woman or Whereas Mat I would report(or present anaysis supporting)a predamrmined
smctfic value,a predembmpred minimum value,a range or direction in value,a value that fawn Me cause of any pant,or the
aMinmenl of a spmUc result p occurrerge of a specific subsequent event(such as approval IN a pending mortgage Iron
application).
tg. I personalty prepared 911 mtueims ant opniena snore the real esmle Tat were set rowan in Tis appaeal report. If I Meed on
significant real propend apposition asselaae from any individual or iMrvquals in the mrfamance of this appraisal or Ma
,regulation of Ina apparent rattail.I have reamed surd Individual(s)and disclosed the specific tasks penlwmed in this appraisal
repel. certry Mel any pndyrdual en named is guel8ed b perfanh she Maks. I have mol augorized amour to make a de th
pry rem in this approval repal:therefore,any charges made to thio appa15al is unauthorxad and I will take M responsibility for It.
20. 1 oenmhed Me lendeddlent In this appraisal report who is the pndivaoak organization,or agent for the Mandrel that ordered
and wpb receive this apparel report
21. The IenderldlaM may disclose or distribum Me apppml report ku the borrower)another leader at Me request of the borrower;
Mor morgague or p%sumesmrs and augre:mortgage insurers;govemosent sponsored enrerpisea;other secondary market
partelpants;data collection or respond,services',professional appraisal orgarn ations,any department,agentsor instrumentality
of the United stales,and any state,the Detrtl of Colum lea,or other jurisdpdons.without laving to oClain Me apppsefs or
supervlwry,,form is(d applicable)mreent. SWh consent must be obtained before this app2oal report may tedisclosed or
disMbWed to any other pant(including,but not limited to,Me pubo through advernam, pudic relations,news,bales.or other
rredla)
19-01111032-01-01
Small Residential Income Property Appraisal Report w. 194Mnd
22. I am aware foal any nisdosureor disMbdlDn olNis apprebal repent by me orsane Ienderldlenl daily the subjectto cedam laws
and Regulations. Further,l am also subject to Ola provbms fel Me UniformSbnderda of Professional Appraisal Prelim thwt
pertain to disrlosme or distrfoisti by me.
23. The borrower,another lender at the request of Me borrower,the mortgagce or ib successore and assigns,mortgage Insurers,
government sponsored enterprises,and Wier eacondan market participants may rely on this appmisel raped as part of any
mortgage Vassal transaction Mat Involves any one or move of Mese paries.
24. N Mtn apgaisal repod was lransnd ail sn'eledlmic recall'wnWining ndy"Medmnlc signature;as Mose tams are
defined in apphreble federal and/or date laws lsactudung audio and video recorchns),or a faaumse transmission of this appraisal
raper containing a copy or representation 0 my signature,the appraisal report shall W as eRe l enbr sable and valid as if a
Paper verefon of this appraisal report were delivered conhameng M enthral band written signature.
25. Am InbWored or negligent miaresesainfi laj persuaded in Mus appralsal report may result m civil I.WKy and/or Groan if
ponaMes including.but notlimited to,fine or Imprisonment or both under the prownsons of Ti1b 18 United Slated Cale,Seldom
1001,d aeq.,Or simlbr state laws.
SUPERVISORY APPRAISER'S CERTIFICATION: Tia Supameory AppraisarsMfiecandagreea Md:
1. 1 duectly supervised the appraiser for this implanted assignment have read Me apprals ll resod,and agree Win Me appaisars
analysts,opinions,statementsconeludons,and Ore appauur's centitieathen.
2. 1 apcepr NII responsuWlry for the contents d this appraisal raised including,out net umred W,Me appreusers aro lyses,
persons,statements,oencluSIms,and the appra cars ramification.
3. The appraiwr id Wind in Mia appraisal report Is eiMer a wncontrador or an empbyee of Me supo ory appraiser(or the
appraisal firm),is qualified to perform Ms appraisal,and is xcepbble to perform thin appraisal under Me applkabk date Iaw.
4. This appminal reportmirplies with Me Uniform Slandemsot Prdaesional Appraisal Promise Matwere adopted and
promulgated by the Appraisal Standards Bent W The Appraisal Foundation and did were In place at Me time MIs appmisel
report was pre used!
5. If thus appraisal defend was todurned as an'elecVonic redact"cenfdning Melectronp sQmWre."as these terns are
Mideast in appdisNa federal andlor state laws(exdudng audio and video recordings),or a Iasi Vansmsagn of this appraisal
report containing a copy or representation of trry shmature.Me aperaisl report shall be as e0eciss,enforceable and valid as M a
paper session of this apprdsal report were dNhiered containing Me original losses waters signature
APPRAISER -y SUPERVISORY APPRAISER(ONLY IF REQUIRED)
Signatud, Signature
Nance Mawln Gmmpan 1 Name
Dompanw Name WNn AppnlW Comoanv Company Name
CorTany Address PO Boz 404 Company And.
East ldgmaadow.MA 0I
Telephone Number 4136261282 Telephone Number
Email Address m*MnMmdinaoorabal.nM Email Address
Dale of Slgrawre and Report(XV1112019 Date W SgsaWre
EOnchso Date ofApp ear OWI 1=19 State Cer0rlration Ir
State Cerefisbon 0 W CNNE APPRAISER Shall or State L'arenee 0
In State License 9 State
or Other(desoribe) Sblell Expure0on Dab or Certifiu or Les.
State MA
Expaden Wb of CeNYketion m Dsnsa 06116O019
ADDRESS OF PROPERTY APPRAISED SUBJECT PROPERTY
0 Sim.,Sheet ❑Dol net inspect subject property
Floremu MA 01062 ❑Did Inspect eahenar of sunned property Oorn Weer
Date of Inspadlon
APPRAISED VALUE OF SUBJECT PROPERTY 6 MAN ❑Did impart interior and exterior or sublets property
Data of Inspection
LENDER DENT
Na.No Arne COMPARABLE SJUES
Cod",Name Linked Bank OM not inspect ed arar W smperade eeba Vom eased
Comparry Address 326 Asylum fhost Did aspect eatendr W comparable We Mond weal
Random.CT W103 Date of Inspection
Email Andress
rrwrrrrs roam r.r.rau mrd n......e.cm, F—as ---
MMtlaAppYwlCmnpary
19-01100]]-01-01
Small Residential Income Property Appraisal Report rk. 19H
rcAwK fl COI N g Mil W.1 =PN EMEX0.5 P.1R.1RLf Si IE Xn.6
83 Spring SMBM 3201118088[
MLms Flgmu E1A 01062 Amhenf IM0/912
PN m 8d3 mI1M NE
SW Php f t 378000
PMWva AMf 0.00 9 t 189.11 n { t f
Ova RM { 0 3 00 s 3
O.periUrk, 91.99
Nb Pw Um { t MCI s s
PM Pw Rmm t t 41 U7 s t
Pn[BPw IMJwm 8800 f f
DIn, d Yes Xo Yes No Yc K Yei M
Me kmiomn ML31O329112i1avm•113
K
Mf AMwws
vuuE.NlusllEMrs OfxNPrNM1 rESCmPrgX Cf5CW10N
LYwrYvoiq
SIM
cwoesue seb
OMq 3(M19ArMe -7.1100
IrceBn
Aroma* A
FSimple
LaukMsee Am FM Im le Fee f b
]M 8000 .FL 118288 e1 -1000
V. Avon • Age
au Mi r bi
acXMa m A A Ar
MMI MNI-Y SINS
mMM IGAN
wM
IS 2212 .R I.M. 0
OX
T �
umn B ] 1.8 8 3 1. 0
Um Y9 8 1.8 M 3 1.0 2
Ibrr1
µY[1
Beswev FUY No
BetimereWMRnrs 9aaMeM1
r B8
BW
Bda0r00ns
BE BBE NMM
E EM69h, wMIWbE NCM N01W
MVIISb 1Car N r 4000
WtlYPtlGGf NOM NOnB
w nm mI 1XI. I t 8500 s $ 0
M9aM6MPrIw M66 1.3% MA9 B MMI. 0.0% B
ac Xes Ova ] { f ]9t 800 S { Oca 11 % % $ 0
Nke PerUa t
IN.i91 Is i
MI Pn Rvm 3 02389 { $
Nbft. s 83683 s t
ITEM wm SU.E1r I CIMPWBLE WE NJ.a CL AWLEWEXJ.S CIXAPNUBI EX0.6
OMaPNSMrrwiiw 91MY1018
ProawwsMXln,aa [50000
0ve M91ewn aMMawa
F9wdw Meq Mr Y11 1 Y11 B
w�asescoiu.®iypows TM alonmeMbneOn BnlaeU nne86u • I MN.G re0b burwa
b ua[a0 OovmMra 2%brt0e IIMb xll nib 0198%.
Operating Income Statement
1pd00032411411
Ovid,Ind Fourfamily Investment[Property and Two N Fotriame OAmed-Occumed Rap" 16841nr
Propmry Mhess
633pdng 3b'aa[ Fla.. NIA 01063
Some Cly See hoccoe
General Instructions:This form is to be prepared jointly by the loan applicant,the appraiser,and the lender's underwriter.The
applicant must compete the following schedule Indicating each unit's rental status.lease expiration date,current rent market rem,
and the responsibility for utility expenses.Rental figures must be based on the fent for an'unlvnished'unit.
Curenhy, Examined Cured,Rel b oRand Pei! Pa!
Named Oete For ktorxh Pe Norah ExExpese.....B�Mnla BTommy
UM No.1 Yes No% Na S 1AW S 1.400 E OU
Und No.2Yes NOX new $ 1A00 S 1,400 Gas 0 0
U16 No.3Yes N0 3 3 Foel Oil ...0 n
UNI No.4 Yes_ N0_ S { Fuel(Ghe) „
Total If LW { 2600 Wmersexe ...® O
Trash Removal.. yrg) n
The applicom Mould complete all m the income and expend,projections and for mauling imperial provide actual ra er-end operateg
sbemenls for We past two yeas(tor new screeches the ami Ip1maclaa Income and expenses mum Oe prowdwl This Operating
Income Statement and previous operating statements the applicant provides must hen be sent o the appraiser for review.cam
meal.enwa aojummems heal to the applicants montes(eg.,Applicem/Appraiser 1Ba/J00).If the appraiser is retained to complete
the form Instead of the applicant,the lender must provide to the appraiser the aforementioned operating statements,mortgage inmF
once premium,HOA dues,leasehold payments.Subordinate financing,and/or any other relevant Information as to the Income and
expenses of the subject property received from the applicant to substantiate the projections.The underwriter should carefully review
the applicanl'slappraiser's projections and the appraiser's comments concerning those projections.The underwriter should make any
final adjustments that are necessary to mine accurately reflect any income in expense items that appear unreasonable le the market.
(Real estate taxes and Insurance on these types of propenes are mcWded in PI FI and or[srs.rared as an annual eapense i(em.)
Income Should be based 0n crceal rands,but Should not exceed market rents.Men there am no current Rely because the properly
is purchased,new,IX currently vaunt,market Rms should be used.
Annual Income and Expense Projection for Next 12 mori
Atyustmems by
Income ed m marls, ruM amaacmrsduws) By ApplicerUAppraue Landes Undermfire
WossMmoel Ranh M1aa uudslmmcmwp ...__.....___.._
$ 33.600 $
0 e
Teal ......._....................................... S 36600 f
Eels Vermyftrndoss.__.................._......_... 16110.40( 6%1 ( 141
EOmim Goes I....................................... S 31.630 S
Expenses Rmmmaxb egemesbowanWMwdsl
Elec4k3Y._——._.,.._._......_.,._............... Wilkie T6
Gas .............................................. WA
FWw.....___.. _................ WA
Fad ...........................rrypo- ) WA
wao6 ............................................. 1AW
Tush Removal ......,._.. .............................. 0
past Corud ...._..............._..............._..... 0
Other Tures or lica¢m .... .............................. 0
C axwl labor..__........ ........._...,..,............ ago
This Includes the costs for public area cleaning,snow removal.
etc..even though the judicial may ml elect to contract lor
such services.
I PSODe.." ..... ...... 4100
This Includes the costs of contract label and materials that am
required to maintain the interiors of the timing ones.
Gunnel Repaks0aaid,amnco _......._._._...._..... 4100
This includes the costs of contract labor and materials that are
required to maintain the public concerns,stairways,roofs,
mechanical systems,grounds,me.
management Expresses .. .....,. .._................... 0
These are the customary expenses that a professional meonge
meal company would charge to manage the property.
Suspend _._............._.... .._ . ....__..... 300
This includes the costs of items like light Nibs,janitorial
supplies.at,
Taal madm amen Reserves.See Schembe me Pg.2 ............... M1
bfxeeame ............... ............................
TOWI Operating Expenses ................................ 3 3.141 S
li h 3241411
1646M.
Replacement Reserve Schedule
Adequate replacement reserves must be calculate regardless at whether actual reserves are provided He on the owner's operating
stremenb or are customary In the local market.This retirements the total average yearly reserves.Generally,all equipment and col
p00e is that have a remaining life Of more than One year such as refrigerator,,stoves,Clothes washersldryers,trash compactors,
furnaces,roofs,and carpeting, etc. should be expensed on a replacement cost basis.
Equipment Replacement Remaining By Applicant/ Lender
Cost Life Appraisal Adjustments
Sbn:MRanges art, Mel a.. 20 Yt,.a 2 Oris=f 60m $
Rbyvatvs . . mf mm a,, m Yrs. 2 Osis-f 60.00 f
0efendants..... ..f 4 .66 a.. 12 Yrs. 2 Olin=f IM.6Y S
WC UMs ..... OS mi _ Ymx jobs f
C.Was Mryrs If a.. — YRx them f
HWHatens of 400.0 a,, y Yes. 2 Ilnks-f 114,20 f
Ftam0s)_........di a.. Wsx Nis=f S
low .......... Mi a.. Ws x Uis=f If
ROM..............ms 14.000.00 . 26 Yrs..om6klg.= s ewer f
Ompeting(WMOWaN Remnig
ik
p1nM1 —TDWSq.Yds.Nf PenSg Yd. . _ Yri.- $ s
(F101tWas) —Tend Sq.Yes.mi—Per Sq.Yd. . Yrs.- f $
TOedl ReplacenMMR smRs.(En =Pg.1) f 640.M f
Operating Income Reconciliation
f 31.620.00 f 1741.00 =3 26176.00 -12= f 2.316.26
E6e0hm gesskamm Tmal Openaag Exenaes UK-"kala MMM"Operating income
$ 2.346.26 f =5 2AN.25
MMMy Operating bran¢ Mu6Ml Hmsmg Expenses Nat Cath Flow
(Note.Monthly Housing Expense includes principal ant interest on the mortgage,hazard insurance premiums,real armed taxes,mor4
gage insurance premiums.HOA dues.Masehold payments,and subordinate financing payment,.)
NhmmWs announce 1%24 Femiy OmdOlkcuded Rrymtas
• II Monthly Operating Income Is a positive number,enter as'Met Rental Income'in the'Gross Monthly Income'section of
Freddie Mac Form 651Flumme Mae Form 1003.If Monthly Operating Income Is a negative number,it most be included as a
liability for qualification purposes.
• The Wfrm s monthly housing expense to income rade must the calculated by comparing the total Monthly Housing Expense
da the subject property to the borrower's stable monthly income.
Mgerwiah dsbuuiens lar II Family Imesbne t Properties
• If Net Cash Flow is a positive number,enter as'Mel Rental Income'in the'Gross Monthly Income-section of Freddie Mac
Form 5511'annie Mae Form 1003.If Net Cash Flow is a negative number,it must be included as a liability for qualification
purposes.
• The bourower's monthly housing expense to income tato must be calculated by comparing the total monthly housing expense
for the Wmwer's primary residence to the borrower's stable monthly income.
Appraiser's Commands(mmaakgsm ms rwwmwdrwuwa la dwpgerabN
BhetM meas ant vaaM.However,for the purposes of mi.farm,aro exceeded ward formulated
Number Meows Z;eON1=016
Aper.Naw Appendix Sgoa dere
UndenxreNs Cense is and Ratimwle la Acintxamr
Uednvaner Name Ihwmsighed Dan
nNNe Na[ mPAEFr
t a Fame Mae
(perm No lug or n^^�"° rmm I'd Ag re
WMM APMM I Chemical
SUBJECT PROPERTY PHOTO ADDENDUM
Bpr01N.Y:Bkn4.MetMew Fie NO.: 19
Pr00erk Address.99 SpnN SO Cee N0.'19-0900.19-01-01
(Ay:FIyN9N9 smk 9U Io 91999
Lender:Untied Bank
FRONT VIEW OF
SUBJECTPROPERTY
Appraised Date:Feb0ery 11,9019
Appmed V.I..9]90.0911
REARVIEW OF
SUBJECTPROPERTY
/ STREETSCENE
a
oil
COMPARABLE PROPERWP11OTOAODENDUM
D ovaa.Blenie Mamm F8e NO' 18iIm
P Iv Address13 S rl SOee[ Case No.,10-000011-0141
CRY,Florence Store:WA Zi0,01062
LenBer:UnI Bank
COMPARABLE SALE 01
18IIanVdw 51ne1
Npv.,00n,IIA 01080
Sale DNe:13f1d1018
Sale Rice:8188,000
COMPARABLE SALE 02
15400 Avenue
Flo.,MA 01061
Sale Dale.08131=18
Sale Pace.8 080,000
COMPARABLE SALE Y3
W9 BheM
- - NNIMMpb^w 0lm
Sae DOW:iWIB 018
-:,... Sae Ree:8114000
3 r
COMPARABLE PROPERWPHOTO ADDENDUM
BNiorNO BMnM.MaMtw Fie NO.: 1P
ProOerly Adtlress'.BJ StMm BtraH Case No.:18400 4141
Civ:Fbnnre Slate:MA 2le:olm
LentlN'UM Bank
COMPARABLE SALE an
t 320 west Sheet
Amherst MA 01003
Sale Dalc JR019 Antic,
Sale Rke'.$115,000
COMPARABLE SALE 05
Sale Date:
Sale Rice:J
COMPARABLE SALE:IB
Sale Dale:
Sale Phe:f
Bmnxer:Blenla.Mab Fk NO.: 1%
ProNnV Address 83 SOMA SUM COW N0.:1%000002-01-01
CIV'. Flounce ANC:M Zip:01062
Len0er:UnNe6 Bank
FRONT OF SUBJECT PROPERTY
REAR OF SUBJECT PROPERTY
6 ti. tt
r
STREET SCENE
BMlower:elanb WM. File No.: 1f
Pmm&Mdress:OJ Sodna SI Care Na,16-0 24141
CAYFI mnck Slate'MA Da'01063
Ixnger:UnO Bknk
F ' Strang RoomiNght
l� IIWp roOM qm
KRMnM01ll
B000wer:Bknk wmaw Fle No.: 19
P'ao¢n Adtlrexs.2�sorin0 sheet Care No.:1s4aa 4141
CZyFk . SMa:Y Zih 010!2
LeMes:Unika Bank
1
BeNroaNUOM
-- wx
BatltOonkMI2N1
i '
rrraaar.�anr�rs �m>am�
BOnOWB:BknY.MMNaai Fie No.: 16
PraomrAOd'ess'u Soma%aa[ Case No.:1&0000334141
CivFlon Age:IIA Zia:DIM
leM UnI Bank
BkamoMUgkt
�0.
Ba6ioankfpt
EMpmaIM1IOM
i.:
s�rsasrssm�ry s�s�
BIXfeWBBMnik MM. File Ne.: lg 1.
ROD"A rmwSoong 54oB1 CAW NW 19-00 4141
Civ F"nOo SI91C'MN Zip:elect
Len :UnN Bink
EMCNMaNM
LYMB mdMaR
H.If WthloomlleN
r.urypn ®a�nn�m Mnnnnn
J
4
f
M.
BonoaM:BMnla.rm»w. Fle No.: 1.
RooMly AtlRus:O SwNn 8bM Cue No.:ILM 4141
CR FMBankSM:Un S :M ➢k:MMS
LHtlB:UnNM
KNCMNM
1
n
BiNnB Roa111NR
f�
BaBlmaMah
Bprewx:Blame WMavI Fie Be.: teem
�mce '83 SwI Beeat Case Bf.:1f-0fffff-01-01
CiIY FI $isle'fW Zip:81883
Lentler:UnMtl Bank
BbrooMIM
LtM
Batln18MM1
J
Batln>oMN11
FLOORPLAN SKETCH
Botmvet:Blenla llla r FileNo.: 19$
ProeeMAddre '6a SPA B Case No'1B-0OO 4141
CRYFl Slaw.M 2b'olm
Iemlm:IlnM Bank
own " Tj
ermm
A
canwnea9.�
AREA CALCULATIONS SUMMARY LIVING AREA BREAKOONM
COE. p0uplbn fta 9a ror. suews
nr.a noe. vofo.o a0fo.0
awa e«wa n� vM o vay.o ve.o
1.016.0
969.
0
e m rm
1L0 i
20.0 li]i.0
Not LIVABLE Area (rounded) 2272 4Items (rounded) 2272
PLAT MAP
BartowB:Bknl. M.NN.M File No.: ts3
Property ,Ba SpOngSb.st Case No te-000031-01-01
Cky.FI SUIe NA Zi0:01081
Len :Uns B.nk
X45 � � o
sox
c�
6000 SFt67�1 It!
LOCATION MAP
Smaller:BMntsMetlbaw Fie No.: 1031m
Properly Address83 SOM Street Caw No.:10.0000224141
Civ Rorenpa Stale'MA Z1a:01082
Lender:United Bank
Conway - VSulgMaM
stole Forest
O Lamm
j
wnplely
O
O
Umwm b,o1
Massachusms
Amherst
i0eamsb:rp
'J
_ Comparable enlal3
1 Prosper Street
2 29 miles
plpn.MA
239 miles SE llalbrrl COmpR
able Sale i
Subject 320 West Strain
838prIn0S8eat �' AmIsmil,MA 01002
Flomp[e,M CIO Compala0le Rental 833 miles NE
Comparable Sale 2 Northa45 ptor!M[e
NOMamplon,kM
15LWdMnue 22]miles BE
Florence,1M 01082
a 138 ni SE
will, I-- Heins,�=
Northampton
Comparable Rental 1 I Camparabla BMa 3
1013-1015 Ryan Read _ 25280:18 01 Mt Helyo•e
NOMaman lMa1 DBO Pan
Fluent..klA SlPa GaM
2P mnea SW _ 3.12 miles BE
Comparable Sale t
38 Hemp0n S0ea1 Q
NOM amp,oBEMA01 ha0
2,86 mINe BE T Q
Easthampton ensi
ate
Resa
SONM1 Hdtlley Granby
oWhertglM
Holyoke
'L'1 Cdlen,mmu"y Holyoke
y} 0 Lipa Zoo'
j F.,:.1 V n CNCppMpEq O'NI9 Gaytl
Borraaer:Blank Memwrt He W. 1944m
Putperly Address,83 SOna Street Caae Ro.'18-000013-014th
Orr Firnanse Stab'IIA Div elm
tender:united Bent
Bk:13W F9:tU
FORECLOSURE DEED
MTGLQ Investors.LP,with an address ofen Rushmore Loan Muugemenr Services.
LLC-15490 laguna Canyon Road,Srde 100..Irvine.CA 92618,der present holder of a
mongata,from Jand L.Bebe to Mortgage Electronic Registration Systems,Inc.as
nomime for Countrywide Home L.ra.Ine.,its sunessors and assigns,dated September
23,2005 and roco ded with the Hampshire CmMy Registry of Deeds at Book 9448,Page
$ 318 by the power conferred by said mmtgage and by every other power,for ONE
S HUNDRED FIFTY THOUSAND DOL LA RS AND 001100(5150,000.00)paid,grants so
HannouA B vs Hooses,LLC,with an address of 12 Haoaoush Drive.West Springfield.
MA 01089.the premises coneaved by said mortgage.
Fxecured asesrnled instmment this �v d9yof_ Y114 _ 20AL.
S«PowerofAnomcyrecordedherewith. MEGLQlnvestns,LP
By Orians PC,its Attorney in-Fact
z
For signatory authority,se,DcIrpi mot Bv:
Mamas:Blame Mathew Fie No' 1H
�I Addsm Scam mr Case No 1�4141
W.Florence gate'10h zin mm
Unked Bank
Exhibit "A"
The lad m Flonase(Norrbamplon),Hanpshae CaUrlly,Massachuscm.bounded and
dcssaibed as f-Il-ws:
Being(mown and designated u Jot 921 (Twenty-Ow)as shown on a 'Plan-f Lata m
Noftampim,Massachusetts,prepared for Phillip R.Cohn"by Alma Huntley,Jr.and
Associates,Inc.,dated Oecember 28.1971,and recorded in Hampshire County Reguary
of Deeds in Plan Book 80,Page 37.Said la is further boundd and descnbed as follows:
SOUTHWESTERLY: by Snag Sotet as shown as said plan,F�ghry(80)fm;
NORTHWESTERLY: by lot#20(Twenty),as shown an said plan,One Hundred
(I OW feet;
NORTHEASTERLY: by other Wed now or formerly of®avec Tobacco Fann1,
Inc.a shown on said plan,Eigbry(80)feet;and
SOUTHEASTERLY: by Lot N22(T wcnry.Two)as shown an said plan,Ow
Hurdrd(100)Ret.
ConMmdg 8.000 spume fm-[land,move or leu.
lacus is shown as Int 21 on Plans 80.Page 37.
Romg the srm<pramses conveyed m the Mortgagor berain by deed ma ded herewith.
BYROV.Cf:B IYItlyxY F NO.: i9
PfOxCNV Adhess:83 Slr 9b•et C 59 NO 19-0000.1]-01-0t
C6T.2IN1 1062
0 2 0
e .rn.. o•�.�n wb.•wx veno..x�.
v COMMONWEALTH OF MASSACHUSETTS
A0 OF
REAL ESTATE APPRAISERS
ISSUES THE FOLLOWING LICENSE
CERT RES.REAL ESTATE APPRAISER
MARTIN J MEGRUDGEN
19 ADOWOW
RD
E LONGM MEONOMEADOW. MA 01028.2803
2559 05115/2019 2T0570 '\
�1TPiQtJr[ID
FLOODMAP
BOIr BMnM,klaBbw FBe Np.: 1flflm
ROMW A00rebs'.0 Sp ng Street Coe NO.:1}000022-01M
CA FbrNlpe 6le.W Zip:01082
f.UnnW ftnk
1
AW..l C.Mi,
1 CCIFr
I OOd P'WAO M Mahn
/ `
83 Spring St
Florence,MA 01062-1274
WP MTA MAPLEOEND PwbMCwekF
Flaw Sg FbopNdMAro-Y. ❑MnwunOSlM by 00p1�r•om•q ® PgNCYE Arw
Msp WniM.2IIIFIG IA
Zme'AT ❑ Anes nunNteE brlW-yMrlbbE•p ® FbbCrvry
M•F W. ApA O,IWe ❑ VNMry Near• 0Spbl.AlM
FIP mis
AERIALMAP
80gUMef:Bimla lletlllBW IL No.: 14
PMDWY MdrM13 SodS4eet Cm No. 18-00000041-01
Cir Fb Sme:MA An 01082
l NH:Un Bank
Spolecl
838pnng Mme1
Florence,I 01083
18-0000]201-01
USPAP ADDENDUM ikMe tB-0Im
Bmara:BMnLa IIMUMM
Cly:
Ctr. Mdess:p81d1n0 BYM
Flaene0 Ceulry. llenlOBMlle SMM: 1111 Zp Cu0e B1M2
Lente: UnMed Bank
APPRAISAL AND REPORT IDENTIFICATION
This report was prepared under the fol lowing USPAP reporting option:
OD Appalsal Report A when reel Peened next Sladras Rule 24(a).
❑ Restricted Agxelsal Report AwMenrepwl %amduneer Sian Msftk22(b),
Reasonable Exposure Time
My option da onsaade enposue ware(e Me saw property at Me merMe wear sleree M Mis repent s:d m0nMe
Additional Certifications
®I layeprkmetl Warmers,assn appease or in any aOM rapady.re ad'r0 Me properly MM¢the m4ed of IM1ee-yva
paler bmaadnly pealiry accepence of Mrs aszignmed.
E]I RAVE animism wares.as an appasa or In anolAer capacity.regardlg the popmy,Men s the subrien of Ors report within Me More year
pude inreeialeypxNing a[[eparce ollhs assgnmem.iM1ose sevnes are tlesmbe0 in tle nenmmM beMM.
Additional Comments
APPRnISLR SUPERNSOWAMIZAISER(onlyinequerear,
$]Nene �� Square:
Name' Maftln GNdpM Imo- Marg
par,Si ON1L2019 peiasiiir k
Sure Co-dicalun a. MACMEAPPIUIBBII RBBB Slew CellMatbn Y.
or Stele License J: asbla DMAaa I:
or Rl er(eesobe): Stele I: Rale:
stole. MA Fapretlm Oaledfa�l'aBone Uanse.
Erpaum OagdCeN[ebnelierse: 0611N01BOppafter dS4elR.M
EBe[kve fravedAppma[MIQMI Pe Nd OEdxxxrnykanved Uklain MM Dlk+ur
rreenr..eevmr�r� �.mml
BOf10W¢f BM Ik MRltllw/ Fie 11 19MYn
P Aatl as Sort BBaM Case Ru 1YL NH4,-01
C FI Slate MA zip.010Q
RadF ink
u-Aedbank
Fc4fupy 6,3019
ShaBnl Onldprn
Mani"Ar" ,Cmpany
I.Shaka RaW
eMlknamcahrw.MA010211
RL 19-COOoi]�tl-0I
Mahe.Renu
hd Spino St.Florence,MA01%2
RealAenrul�24 on a
Tn letln,-torp with Ott alnchW-Asxianm[nt Sumnry'will ont Your mpaRnnent b orepue a nn nralr
pprviaal on the rilicha ed pgrcrty on behalfofUnttW BaIJr On SarNre Heath MAI.VP Heed of Appaluls
iSONIMSoAll.Thucnot 'nenl do,
onmro. cct. mmvand.,,h.domaRJimdmMepe9uen fu Prnpml
'n RIMSin[ mp.M1m not hmitW lame mmmrnn ualnnaW anp mvuM1[d Rdnmtt Opum[nv
R porpose Ofrhesaltutlmctoih Titkmakervaluem MI by tae 9"vd of(v.�mus olt6c VeMal
Rave rni orIt acc"Nance with Titk%1 Ol Yont Nit 1 o o 0.ep In the low "Nnlud 11nY mit penoml m
etlte,w]i a or IItChri-I-0-n rnatw nl IM1e reprra Ym NII[wgenllam in the mrev pm2ss o daemW to be u
rme�al PNr'1rmi...l�mm,.a,pmnel..
Itis mann-0,ap[W slut H—compinW r ro the rpc��ied rpmGm Of refract.will b: w,.to tree
unJ oSordonmh[fnrethodawapntfad Felow,thai tike total fire hmiudingoar "wal wor—oalthe fu
apttlaW h[Inw Unlav otM1mviu apreaH,v 61e pnelly well he vsuvuN rel tM1[rete o!)%of rhe onprul.1-rail
fe<for exh daY Jte teem tntui"a oyutandlrry;Mymd the xM1NuIM dehv[rY dale
Dare AppnWllbr. Febntap 15,201'1 TttFn:SVISIinlmrverdallesptunl
WMe appheable,lin,valurxn and raper I bo,r[pat[dmeanfmmuzewllh We,wronon—rdailtun[vl
InNiNlumr 0.efmm,R[coraay and Enfananx+N AVI ILIRRh11.IM1[Immb)'APparval aW belrunm
CarMelmp,the UmW Rath ApparulSW VA;aoJ 1k 1'm(onn tinMaMa of Prntoaanal Procne @SPAPI
The repro[M1auld IncluJe a uatmrem of Jte nrywurc ume implrnun IM sloe 1v.
'hiM mmw rM rev to povitl[a copy of 1h[mMn 1u Jte Mmnwv.lM Mvrxo a relnessnunve or anY
INN prey Ul Oniutl HanY maY denn eppaprtlt Innha.11nited 6anY rcwrvn rhe nYM m amnnvrc Wi[autprmN
vny omit wtM1nul anY ftWller InNLry onRrliNNlm owed In)vu.Tm rhe halpnenl of ltnnN aanY you Nve 4ikd
to pafirrmm emdance with the w—arvJwnduma 4l Nnhln tNa mY+Y[menl tenor 10.,will—nwn rM1t
[mfitlemuliry aM pivti afclubmnmfnrmai ohmncd In the cnuty of titre -,ownrim cmlPhaue with
L SPAP iod 0.erylvinn P.Tnkil olrM1e Gann-I—h-RWq Finanvl., l —mann\ct
Boos :BIMV ile . Fie ao.: 1Bi1m
M Addrem.0apd Street case No'tsa0oo32a1a1
n.rynw State:a111 ZI olpat
I :U.IW Bank
Accepted By:
Martin OAppraisal Company
mi10aJ
J