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41-007 (6) �p 'C T1 ;I 7 > 1 v li Z m � -� .. z I Zoning Miscellaneous Additions,Repairs,Alterations,etc. Tel.No. Alterations NORTHAMPTON, MASS. f 11 19 q 7 Additions a APPLICATION FOR PERMIT TO ALTER Repair Garage 1. Location 0 / Vi C T N A�h P T 0,J 2 O A 0 Lot No. 2. Owner's name PA.J 1 E L H E✓V 5 Address I` 3 2 P R C- < R�EK ( A 5 H 1;I e L p 3. Builder's name PA tJ E 1-4 E✓V 5 Address tr Mass.Construction Supervisor's License No. `�''F 9 1'� Expiration Date S 2° I q a 4. Addition N 9 5. Alteration I N T E R 10 K K 8t-i 0,J A'(i o N 6. New Porch N O 7. Is existing building to be demolished? N° 8. Repair after the fire N o 9. Garage �X'yT 1 rj 0 No.of cars ' Size 10. Method of heating 1 E HOT N Lo 11. Distance to lot lines 12. Type of roof Ati �l Pu A LT c,w r''' G t-c- 13. Siding house V 1 t4-1"4� 14. Estimated cost_- Z0 0 0 0 The undersigned cent' s at t above statements are true to the best of his, her knowledge and belt Signature of responsible app icanl Remarks HOME EQUITY DISCLOSURE . . . 720 MINIMUM PAYMENT EXAMPLE: If you made only thev-miin monthly pay- ments and took no other credit advances -'"it would tak 15 years to pay off a credit advance of $10, 00 at an ANNUAL PERCENTAGE RATE of 8 . 250% . During that period you wo ld make 60 monthly payments varying between $124 . 31 and $100 . 00 ollowed by 120 monthly payments of $86 . 37 . T,,.AXIMUM RATE AND PAYMENT EXAMPLE - DRA PHASE: If you had- an out- standing balance of $10, 000 during the aw period, the minimum monthly payment at the maximum ANNUAL PER ENTAGE RATE of 8 . 750% would be $100 . 00 . This annual percentage r to could be reached during the 134 . 94-first month of the draw p riod. ;, XIMUM RATE AND PAYMENT EXAN,PLE - REPAYMENT BASE : If you had an outstanding balance of $10, 000 at the begi ning of the repayment -ceriod, the minimum monthly payment at the ximum ANNUAL PERCENTAGE RATE of 10 . 500% would be $134 . 94 . This - al percentage rate could be reached during the first month'of the repayment period. j t i /�� ��� �� z - � N -.. N :.. PRIME EQUITY LINE-5/10 . . . 720 -41STORICAL EXAMPLE : The following table shows how the annual per- centage rate and the minimum monthly payments for a single $10, 000 credit advance would have ,changed based on ,�anges in the index over the past 15 years . The index values are from July of each year. While only one payment amount per year is shown, pay- ments would have varied during each year. The table assumes that no addi Tonal credit advances were taken, that only the minimum payments were ade each month and that the rate remained constant during each ye r. It does not necessarily indicate how the index or your payments wi 1, change in the future . Q7UA_L MONTHLY INDEX h:FKGIN- PERCENT GE RATE PAYMENTS YEAR ----- -- - - - -- - --- --- - -- ---- - ***** DRAW PERIOD ***** **** 19 8 . 750 128 . 47 82 15 . 500 0 . 000 120 . 16 1983 10 . 500 0 . 000 8 . 750 112 . 39 8 . 750 *--*** 1984 13 . 000 0 . 000 1985 9 . 500 0 . 000 8 . 750 105 . 13 1986 8 . 000 0 . 000 8 . 750 **** 100 . 00 -- ---- -- - ***** REPAYMENT PERIOD ***** 1987 8 . 250 2 . 500 10 . 5,00 **** 95 . 80 1988 9 . 500 2 . 500 __--- 10 . 500 **** 95 . 80 1989 11 . 000 2 . 51,00-- 1-0 .S-0-0, *** 95 . 80 1990 10 . 000 2 . 00 10 . 500 **** 95 . 80 1991 _ 8 . 500 2 . 00 10 . 500 **** 95 . 80 1992 6 . 000 2 . 00 10 . 500 **** 95 . 80 1993 6 . 000 2 . 5 0 10 . 500 **** 95 . 79 1994 7 . 250 2 . 50 10 . 500 **** 95 . 80 1995 9 . 000 2 . 500 10 . 500 **** 95 . 79 1996 8 . 250 2 . 500 10 . 500 **** 95 . 80 - - - -- -- --------- - - --------- -- -------- -- - - - This is a margin we have used recently. *** This rate reflects an interval interest rate cap. **** This rate reflects a lifetime interest rate cap. JAN 2 2199 { 10. Do any signs exist on the property? YES NO IF YES,describe size,type and location: Are there any proposed changes to or additions of signs intended for the property?YES NO IF YES,describe size,type and location: 11. ALL INFORMATION MUST BE COMPLE'T'ED, or PERMIT CAN BE DENIED DUE TO LACK OF INFORMATION. This Coles to be filled in by the Building Department Required Existing Proposed By Zoning Lot size Frontage Setbacks - side L• R: L: R• - rear Building height Bldg Square footage %Open Space: (Lot area minus bldg ' &payed parking) .of Parking spaces V6f Loading Docks Fill: A vol-ume--& location) 13 . Certification: I hereby certify that the i r tion contained herein is true and accurate to the best of my kn 1 dge 1 DATE. I I � ' 1 APPLICANT s SIGNATURE t" NOTE: issuanoe of a zoning permit does not relieve an applioant'a burden to oomply WWl*h,.,APk,tl zoning requiramants and obtain all required permits from the Board of Health, Conservation Commission, Department of Publio Works and other applioable permit granting authorities.... „;,` FILE # JAN 1 71997 , File No. i rya BONING PERMIT APPLICATION (§10 . 2 PLEASE TYPE OR PRINT ALL INFORMATION 1. Name of Applicant: �A 1,J/,e L r.N/I 1J (LJ3 Z G P ✓(-E CORNER. ( AyHF1�La ® 6 Address: R R d . Telephone: g of 13 2. Owner of Property: 'PA r /1 C- L He`V 1 IJ 5 Address: � ABP 11 E ) Telephone: 3. Status of Applicant: f Owner Contract Purchaser Lessee Other(explain)- 4. Job Location: 1 1 '04 W E�T N Am PTOtj go . Parcel Id: Zoning Map#!!V Parcel# l District(s): (TO BE FILLED IN BY THE BUILDING DEPARTMENTj 5. Existing Use of Structure/Property RE 17 1 DE A L 6. Description of Proposed Use/Work/Project/Occupation: (Use additional sheets if necessary): ,eEANoa4E I- irJTERIOA - rJ 6W Wil=itJ 0 f i L-AT1 6HEEtRock . R,EpLACE wI,40DW5 a' K,1T/-H6,rJ CApttJ E'fs. 7. Attached Plans: Sketch Plan Site Plan Engineered/Surveyed Plans Answers to the following 2 questions may be obtained by checking with the Building Dept or Planning Department Files. 8. Has a Special Permit/Variance/Finding ever been issued for/on the site? NO ✓ DON'T KNOV%' YES IF YES,date issued: IF YES: Was the permit recorded at the Registry of Deeds? NO DON'T KNOW YES IF YES: enter Book Page and/or Document# 9. Does the site contain a brook, body of water or wetlands? NO V DON'T KNOW YES IF YES, has a permit been or need to be obtained from the Conservation Commission? Needs to be obtained Obtained ,date issued: (FORM CONTINUES ON OTHER SIDE) FILE JAN 1 7 X97 - APPLICAN. /CONTACT PERSON: PROPERTY LOCATION: MAP PARCEL: ZONE THIS SECTION FOR-OFFICIAL USE ONLY: PERK UT APPLICATION CHECKLIST ENCLOSED REQUIRED DATE ZONING F01RM FULFI) OUT Fee Pnid Bifflding Permit Filled mit FeePqid Afiditinn to t/ � r�tL1 a f THE,'OLLOWING ACTION HAS BEEN TAKEN ON THIS APPLICATION- Approved as presented/based on information presented Denied as presented: Special Permit and/or Site Plan Required under:§ PLANNING BOARD ZONING BOARD Received & Recorded at Registry of Deeds Proof Enclosed Finding Required under:§ w/ZONING BOARD OF APPEALS Received& Recorded at Registry of Deeds Proof Enclosed Variance Required under: § w/ZONING BOARD OF APPEALS Received& Recorded at Registry of Deeds Proof Enclosed Other Permits Required: Curb Cut from DPW Water Availability Sewer Availability Septic Approval-Bd of Health Well Water Potability-Bd Health Permit from Consery Com ission Signature of Building Inspector Date NOTE:lssuanoe of a zoning permit does not relieve an appiioant's burden to oompty with all zoning requirements and obtain all required permits from the Board of Health, Conservation Commission, Department of Publio Works and other applicable permit granting authorttles. y City of Northampton REQUIRED INSPECTIONS ! e 1. Footings and Walls BUILDING DEPARTMENT 2. Structural Components in Place* 3. Complete Building* No. 51 Office of the Building Inspector Zoning Form No. 961872 Date 1/22/97 Fee$80.00 Aleck# 3706 Page, 41 Parcel 7 Zone R_ Section 127 ❑ Yes ® No BUI]LDINGPERmir * Plumbing and Electrical Inspections required THIS CERTIFIES THAT Daniel Hewing before Building Inspections install replacement windows,kitchen cabinets,new on Site—Foundations has permission to wiring,insulation, sh . o k'ng_. Inspection situated on 1504 Westhampton Rd - Inspection of Plumbing—Rough provided that the person accepting this permit shall in every respect Inspection of Plumbing—Finish conform to the terms of the application on file in this office, and to the Gas Inspection provisions of the Statutes and the Ordinances relating to the Construction, Inspection of Wiring—Rough Maintenance and Inspection of Buildings in the City of Northampton. Any violation of any of the terms above noted is an immediate revocation Inspection of Wiring—Finish of this permit.Expires six months from date of issuance,if not started. Building Inspection—Rough Note:A certificate of occupancy will be issued by this office upon return Insulation Inspection of this card signed by the Plumbing,Wiring and Building Inspectors. Building Inspection—Finish Smoke Detectors(Fire Department) Other THIS CARD MUST BE DISPLAYED IN A CONSPICUOUS ACE ON P ISES Certificate of Occupancy Building Inspector