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29-361 (10) Page No. t, of i Pages ✓ i 18TH CENTURY BUILDING E,SItGN MICHAEL"J. DENEWY 5 Cii Road WHATELY, MASSACHUSETTS 01093 � (413) 655-4344 Lic. 4020979 i AL SUBMITTED TO PHONE DATE STREET JOB NAME j 7 n JOB j.gcATION c CITY,STATE and ZIP CODE..- ,.��'.,•.rte swl�««7.......ro.^,_..r.,w•,..,_ ...-�.«..,.•cra=..-•,,.. ,�..,., - ..« -,.•-»:...�.,... . ..-�MA ARCHITECT DATE OF PLANS JOB PHONE j 1 MP f rit past hereby to furnish material and labor— complete in accordance with specifications below, for the sum of: 1 dollars Payment to be made as follows All material Is guaranteed to be as specified.All work to be completed in a workmanlike Authorized r y,} n manner according to standard practices,Any alteration or deviation from specifications be- f f^' f low Involving extra costs will be executed only upon written orders,and will become an Signature extra charge over and above the estimate.All agreements contingent upon strikes,acci- dents or delays beyond our control.Owner to carry fire,tornado and other necessary Note:This proposal may be Insurance.Our workers are fully covered by Workmen's Compensation Insurance. withdrawn by us if not accepted within days. i We hereby submit specifications and estimates for: 1 tI Pro o_'a to R3!a.-_)V'' :C)O .c_.. (°C: .� .t.;'..?fll; 71 r ✓� �� lt� r I I ''1'f7 TIiCr .t1t�F3 •- : r �.e:.a+.^'_.... _„r"+r..p�, ., ...�aaarw+n _..- .. ,. .•,.LrrL .. _- - .....:. .. .....� 51.x._ s•art.. 1 /' I _41,01 co"', oa i roo-f: . . I pt`%. J ( y30. 00 i1Z11(_1 U ,) ..l iL,-} '?l: Y17 11C�C)1^j:i OTI j 17. acit 2nC:.1.L1%io !.— t_tl:C!'n1n,:4 +}I'. !1Cnzi i!lfj. r t L l<'t it 3. ,ChL.)L in ?-J_:=of _-aist_321c, caL!r' LC) the ;:::)V.':i: a1::"i_ C) lc.E i."3, ?1rJl i Iii �,^ .. %! r� T r 1 >li :i 11 .��., � . .iii 1_:�. �.�_ O� :2'�. .`i� !_..i:3 �1---� Or .i:, '.)r, J:)��it•..r::+. j.i2 ;?T7(.i :2C) 1 !l1S:1 v:0rk. 1S inc 1t.v:1;'.:ry. i CtleC1: 1 rot J:1:")+Jr :I, - 1Z tail; trJ L t0 i,t it i e 7l 5 l a_�.3 cind O— I i 1.1r U S s.`. i \,7111 { _� ..7 l „_ _ ? ear .: t f l Fr, :( t_t,, n, r_. c L1.1 i:2_ v, � �J. vJ. lZ- �c, c) :s ,zrt� . A, i Lconditions The above prices,specifications e satisfactory and are hereby accepted. You are authorized Signature specified. Payment will be made as outlined above. ce: Signature FORM 218-3 Available from �Inc.,Groton,Mass.01471 MORTGAGE 'LO-AN INSPECTION ,00.4a Go i— - /oS uw F. o A -2::1.ei vE I hereby report that the premises shown on this plan is not located within a Flood Hazard Area as shown on Department of H.U.D. Federal Insurance Administration Maps, Community Number 250167-0001A Identificatio Date r 1 1978 By. THE N.I.S. Heritage Bank for Sav_in_ s OWNERI Edward & Maureen A. Mickucki THEFirst American_ Title Ins. Co -Only LOCATION] 227 Acrebrook Drive To the best of my knowledge, informa- Florence MA. )n and belief, I hereby report that I fe examined the premises -and LMER HUNTLEY and that this ,JR.Q ASSOCIATES$ INC. ipection plat shows the improvement or SURVEYORS*ENGINEERS *PLANNERS )rovements as located on the premises de- 125PLEASANT STREET P.O. BOX 568 -ibed, that the improvement or improve- NORTHAMPTON, MASSACHUSETTS 01060 its are entirely within lot lines , and it there are no encroachments upon the SCALES ?mises described by the improvement or 1 )rovements of any adjoining premises, P��N OF �� :ept as indicated. I further report that o DOUGLAS DATE= ?re are no easements of record affecting w. tract shown hereon, except as noted. THGMPSON /-7 f4 o. 20088 o`r JOB NO.= At W0 PLAT IS FOR IDENTIFICATION PURPOSES ONLY AND DOES NOT CONSTITUTE A PROPERTY SURVEY As further security for payment of the indebtedness and performance of the obligations, covenants and agreements secured hereby, the Mortgagor hereby assigns to the Mortgagee, its successors and assigns,all leases and contracts already in existence and to be created in the future, together with all rents to become due under existing or future leases and,upon an event of default as hereinafter provided,confers on the Mortgagee herein the exclusive power,to be used or not in its sole discretion,to act as agent,or to appoint a third person to act as agent for the Mortgagor,with power to take possession of,and collect all rents,issues and profits arising from the mortgaged premises and apply such rents, issues and profits at the option of the Mortgagee, to the payment of the mortgage debt, interest, insurance, taxes, cost of maintenance and operation, repairs and other expenses similar to the foregoing, in such order of priority as the Mortgagee may in its sole discretion determine, and to turn any balance remaining over to the Mortgagor; but such collection of rents, issues and profits shall not operate as an affirmance of any tenant or lease in the event the title to the property should be acquired by the Mortgagee or by any other purchaser at a foreclosure sale.,In exercising any of the powers in this paragraph contained,the Mortgagee may also,upon an event of default as aforesaid, take possession of, and for these purposes use, any and all personal property contained in the mortgaged premises and useful in the operation thereof.The right to enter and take possession of said property, to manage and operate the same, and to collect the rents, issues and profits thereof, may be exercised concurrently with or independently of any other right or remedy hereunder or afforded by law.The Mortgagee shall be liable to account only for such rents,issues and profits actually received by the Mortgagee. And it is further agreed that said Mortgagee,its successors and assigns,may purchase at said sale and that no other purchaser shall be answerable for the application of the purchase money. That the Mortgagor shall keep and fully perform all agreements on the Mortgagor's part herein contained and for any breach of any condition the Mortgagee shall have the STATUTORY POWER OF SALE. IN WITNESS WHEREOF, the said Edward F. Mikucki and Maureen A . Mikucki hereunto set their hands and seal s this second day of May , 1986 . Signed and sealed in p ence of Edward F. Mikucki ` M am,� Q a Faurelen A . Mikucki THE COMMONWEALTH OF MASSACHUSETTS May 2 , A.D. 1986 Then personally appeared the above named Edward F. Mikucki and acknowledged the foregoing instrument to be his free act and deed &Xtfig before me a D o eyc R . D ag a r i n Notary Public mmission expires August 14 , 1 9 9 2 A.D. 19 at o'clock and minutes, M. and Received and entered in Registry of Deeds, Book , Page Register •luatuA-ed jo atuil aqI of do sasuadxa pun saaj lasunoo`sa9augo`slsoo 1119 1301103 of palltlua aq Ilutls a9u9laotu agl jo aaplog aqi 1un9aq annt[ s9utpaaooad aansoloaaoj aseo ut Iegl osl19 puu `.su91sse ao santluluasaadaa s,ao2u2 -1aoy4 ail ao ao2v2laoW agI of 'Sun 3t snldans agl liutaapuaa 'ales p!-es 3o sasuadxa puu slsoo [Iu puu 'Isaaalut git.A`alquSud aaljuaaagl ao uagl Iaglagm'a2ul3laout srgl,cq paanaas uagl stuns Ile utulaa Sew aa2u.flaolAl agi alus aansoloaao j Clans utoa3 2utstau Sauout agl,lo lno Iugl paaa9e aaglan3 st li puV •aatnbaa auttl of anal WO.TJ Sew aa9u2laoy j aql su Slaadoad ptus jo sluautanoadutt puu smudaa guns'asuadxa umo stg le palaajja aq oI asneo ao pa33a SIidutoad puu'.Slaadoad pies jo luawnudutt ao alsum Suu aa33ns aou ltutaad `Iturtuoo lou pegs `.uotltpuoo pue mudaa poo9 ut Slaadoad agl dawl jlugs ao2e2laoL11 aql lugy alas Sq aq aansoloaaoj 3t ales aansoloaaoj aql lu aasugoand agl of aoueansut gons aajsueal of ao aa9u2laoW agl3o It3auaq puu asn alos agl ao3 puu of joaaagl stunttuaad uanlaa utelaa puu aouuansui gons laouuo of ao9u9laow agl aapun 2uttutel3 suosaad Ile puu ao2u2IaoW aqI jo alquoonaaat Sauaollu se Altaoginu IIn3 gltm `ao3aaagl uotlusuadtuoo ao3 ao9e9laow agl aapun 2ututtelo suosaad Ile puu aotapoW agI 3o laud agl uo uttela Inogitm 'aa9u9laoW aqI of 2uolaq puu ,Io Siaadoad atll autooaq Ilegs aouuansut gons Ile`astmaagio ao al-es jo aamod agl,Io astoaaxa,Sq a9eBlaotu stgl 3o aansoloaao,I agl 3o Juana aqi ut puu `saptoap it uotldo sit le su sasodand gons 3o gloq oI ao urtulo a9u9laout agl jo uotloopaa ut ao sastutaad pies 3o atudaa ut aaglta atues aql Sjdde of Ig9ta agI aneq Ilegs aa9u2laoW agI'astmaagio ao aag Aq a9etuep aoj aoueansut jo uotloalloo jo asua ut puW002e21a0W agl of sso13o asuo ut alg19Sed lsag apew aq Iiegs aol paptnoad anoqu sato1lod aouuansut Ile lug,L aa9e�Iaoy�l agI glt^'t satotlod aauuansut ptus 3o lie itsodap Itegs io2v2pow agi pun 'aa9u9laoW agI of ssol 3o asuo ut alqu,Snd Isag puu '3o Igauaq agl ao3 aq II19gs s9utpltnq pies uodn aouuansut Ile puu :aa9e9laoW agI of saoloejsties stuns ut pup satuedtuoo ao Auedutoo u ut sat3ua9u1luoo pue satllenseo aagio isute9e oslu(aa9u9laoW aql Kq pa unbaa uagm)puu nag Isutu9e paansui puel ptus uo 9utpueis aai3uaaaq ao mou s9utpltnq agi daa)l hugs ao9u9iaoW agi lug1, •paana st llnejap gons aurtl aql of do olaaagi paiulaa sasuadxa pue saa3 lasunoo`sa9aega`sisoa Ile loalloo of palltiva aq hugs a9e9laow stgi 3o aaplog agl'aapunaaag llnujap u jo asnuoaq un2aq uaaq anuq s9utpaaaoad aansoloaao3 ao uotlaalloa asuo ut Iegl `.alas 3o aamod Siolnlels aql iapun pamollu sasuadxa puu `saa3 lasunoo 4sa9augo slsoa agI of uotltppu ut Sauow asegaand agl 3o luaoaad (I) auo utela.t of palltlua aq hugs joaaag aaplog aql alus aansoloaao3 a jo asuo ut Iegl'.joaaag aaplog agl,lo uotldo aql lu alquSud pue anp aq uodnaaagl hugs ssaupalgaput a9u9laout aatlua agl pue paanoas Xgaaag tuns judtoutad aql of pappe aq I[ugs joaaagl Isoo ao lunowu aql puu`uotlnoaxa uodn ales gons tuoa3 waapaa of Saessaoau lunotuu agl Sud Aetu ao 'Rnal ao 'uatl`Iuauzgoelle gons Cue jo uotlnlosstp agl aoj AItanoas aaglo ao puoq an12 ao'uatl`sluautssassu`saxul gons Sud A-ewjoaaag aaplog agI'uotssassod jo Ig9ta ao aliii stg,Io pantadap aq Sew sastutaad pa9u91aow agI jo aaumo agI Sgaaagm painitisut aq Butpaaooad aaglo ao a9e2Iaotu puoaas Suu aapun 9utpaaooad aansoloaao3 Sue pinogs ao `uotlnoaxa uodn alas `�Cna1`nail Iuatuyuliu Sue Sq paluaao uaaq seg a2e9laout stgl nano Sltaotad 9utn19g uotlu2tlgo ptl19n u joaaag aaploq agI aol lasunoo aql jo uotutdo alos agI ul j!ao'Isaaalut ao Slleuad Inogltm antes agl jo luawAud agl ao3 paxg alep agI ialje ptudun utewaa sluatussassu ludtotuntu aaglo ao saxul pinogs ao 'Xgaaag paanoas alou agl ut ao a9e2Iao a stgl ut Iuauaaaalle ao'luuuanoo'uotltpuoo Sue ut l[nujap Suu,Io asuo ut lug,L •uotltpuoo Sxolnluls agI ut aoj paptnoad su aotajioW aql Sq ptud aq[lugs uoaaagl anp aoueleq Sue puu`anp autooaq Ilegs Sagl uagm sax-el jo luatuSed agI of aa9u9laoW aql,Sq patlddu aq Ilegs Iunoutu gotgm 'sastuzaad pa9u2l1out agl isutu9e patnal aq of ao patnal sluauzssassu Iutoads puu saxel Iunuuu paluuttlsa agi jo (ZI/I) g73lami-auo of lunba lunowu uu `glao3 Jas aaojaqutaaag sluam Sed iaglo Ile of uotltppu ut `SIgluow aa9u91aout aql of Sud Ilugs ao2e9laoW agl Iuq L :suotltpuoa aag7an3 asagl uodn puu `N0Ij I(jNO3 AH0,LfI,LVj S aql uodn st a2u2iaotu stgy •alou pies uodn ao a9e2potu stgl aapun ao9e9laoW aql jo Sitltqutl leut2tzo agI`laud ut ao alogm ut aaglta'loajju ao a9uego`Sjjpotu`a9augostp`asualaa of aluaado Ilugs suosaad ao uosaad aaglouu Sq alou a2n2laow aql aapun Sitltqutl s,ao9u9laoW aql jo uotldutnssu ou pue'Igap agl jo luaw Sed aql ao3 anal jo uotsualxa ao aa9u911oW agl3o laud agi uo aauuaeagao3 ou puu`paanaas Sgaaag lgap aql uodn ao aapunaaaq,Sltltqutl s,ao9u9laoW agI 9ut9augastp ao 9uputltn Sum Cue ut lnogltm ao2u2laoW agI gltm se aauueut antes agl ut paanoas ggaaag lgap aqi pue a9u9laout agI of aauaaalaa glte"Isaaalut ut saossaaons ao aossaoons gons gitm leap`ao9u9laoW agl of aotiou inogltm'1Suut aa9e9laoW agi(ti)puu`3oaaagl laud Cue ao dtgsaaumo pies 3o xajsuual luanbasgns SnAa pue goua uodn uotleaaloaoe 3o uotldo gons anuq hugs aau91sse ao aa9u91aow ptes pue slaala os aau9tssu slt to aa9u9laoW aqi 3t `dtgsaautAo 3o aajsueai gons ,lo aatlou junior santaaaa 0au91sse sit ao aa9r9laoW agi aallu anal Cue lu aotlou Inogltm alq-e Sed pue anp Sjaiuipatuurt paaejoap aq Sew a9u9laout stgl Xq paanaas uagl tuns ludtoutad ag13o alogm agi(I):uagl 'ao9u9laow agi uugl aagio suosaad ao uosaad Cue ut paisan awoaag I[ugs'dtgsaaumo ptus jo iaud Sue ao'sasttuaad pa9r.9laotu agi 3o dtgsaaumo agi 3i lugi saaa9u puu slunuanoa osle ao9e9laoW aq,L na9r;t�tnut crla.atl Sljna.I ail, TO Z,rd `?:�I`<<.I(fJ pine o paxauu^ On paaaptsuoa aq- 3at; 'sasttuaad pa.IvA iaow agi uo ao ut paoeld aal3uaaaq ao pautuluoa luasaad le aaniuu puu pu13l aanaosiugm 3o saanixt3 aagio Ile pue 'sapugs 'slaluetu 'smoputm w iois 'snoop tuaols `autume 'snoop uaaaos 'suaaaas 'sainlxt3 lq�jtl atalaola pue sell '9utgtun1d `sltun 9utuotltpuoa-ate 'snirauddu 9uquaa2ta3aa 1sao7eaa9ta3aa `sa9uea `saaluaq aalum log 'saaleaq `sooruan3 'saauanq Ito 'sadtd 'saolenala Ile puu sasttuaad ptrs uo paaeld atutl Cue Ir s9utpltng jrumiaas ao alquiaod Ile iugi paaa9e Rgaaaq st 11 " �2�� CIL w� � MORTGAGE THIS MORTGAGE Instrument")is given on..�AY...2......................................................................... l9...�.6'T6eouortgagoris -.j�.�Xa.r.d-F. ....Mj.k.U.cki....azzd... a.uze.eo...&.-&1ik.ucki................................... is 8��it��� Borrower owes Lender the principal sum of...f Q.rlm-..Q.n.Q....Uio.u�aaad._and....no...on.e...h.u.ndne-d.tha.......... dated the same date as this Security Instrument("Note"),which provides for monthly payments,with the full debt,if not secures to Lender: (a) the repayment of the debt evidenced by the Note, with iutercot, and all reoowuls, extensions and nuodifioudouo; (b)the payment of all other sums,with interest,advanced under paragraph 7 to protect the security uJthis Security Instrument;and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Note.For this purpose,Borrower does hereby mortgage,grant and convey to Lender,with power oy sale,the following dcooribedproperty\ocutcdio - ^...MD.���b.am .................... County,Massachusetts: SOUTHEASTERLY: by Aczebrook Drive, one hundred and one and 90/I00 ( I0I,90) feet; SOUTHWESTERLY: by Lot #I04 (one hundred four) as sbovvo on said Plan One Hundred Sixty-fine and I8/100 ( I65,18 ) feet; NORTHWESTERLY: by Lot #97 (ninety-seven) as shown on said Plan, one hundred and 48 /I00 feet ( 100.48) feet; _ NORTHEASTERLY: by Lot #I00 (one hundred six) as shown on said � Plan, one hundred seventy-four and 96/100 (174.96) o 0 feet' � � co Together with the right to use all streets as shown on said Plan as public ways and for all purposes for which public vval/o are � used. . � _ V) Subject to restrictive covenants set forth in instrument recorded ~~^ with Hampshire County Registry of Deeds , Book 1560, Page 18I, as um om amended in Book 1568 , Page 328 . m �3 � � 0 Said parcel of land also being shown and described as Lot # 105 on m a plan entitled, "West Farms Estates, Section 4 , Northampton, m Mass." , surveyed for Edbert Homes , Inc., Albert E. lViobolo 6 ~ m mzz Associates , Inc. , January , 1969 , said Plan being recorded with Hampshire County Registry of Deeds, Book of Plan 74/ Page 46, to which Plan reference may be had for particular descriptions. q � � . 0 Sub]eot to easements to Massachusetts Electric Company and New oo England Telephone and Telegraph Co, set forth in instruments � m recorded with Hampshire County Registry of Deeds in Book 1444 , m � Page 222 and Book 1562 , Page 373. oZ" -:4 V) c^ Being the same premises conveyed to these grantors by deed of r- e Francine Belch and Joan T. Belch dated April 39 , 1983 and m � recorded in the Hampshire County Registry of Deeds in Book 2344 at Page 261 . w covenants and agreements secured hereby, the Mortgagor hereby assigns to the Mortgagee, its successors and assigns,all leases and contracts already in existence and to be created in the future, together with all rents to become due under existing or future leases and,upon an event of default as hereinafter provided,confers on the Mortgagee herein the exclusive power,to be used or not in its sole discretion,to act as agent,or to appoint a third person to act as agent for the Mortgagor,with power to take possession of,and collect all rents,issues and profits arising from the mortgaged premises and apply such rents,issues and profits at the option of the Mortgagee,to the payment of the mortgage debt, interest, insurance, taxes, cost of maintenance and operation, repairs and other expenses similar to the foregoing, in such order of priority as the Mortgagee may in its sole discretion determine, and to turn any balance remaining over to the Mortgagor; but such collection of rents, issues and profits shall not operate as an affirmance of any tenant or lease in the event the title to the property should be acquired by the Mortgagee or by any other purchaser at a foreclosure sale. In exercising any of the powers in this paragraph contained,the Mortgagee may also,upon an event of default as aforesaid, take possession of, and for these purposes use, any and all personal property contained in the mortgaged premises and useful in the operation thereof.The right to enter and take possession of said property, to manage and operate the same, and to collect the rents, issues and profits thereof, may be exercised concurrently with or independently of any other right or remedy hereunder or afforded by law.The Mortgagee shall be liable to account only for such rents,issues and profits actually received by the Mortgagee. And it is further agreed that said Mortgagee,its successors and assigns,may purchase at said sale and that no other purchaser shall be answerable for the application of the purchase money. That the Mortgagor shall keep and fully perform all agreements on the Mortgagor's part herein contained and for any breach of any condition the Mortgagee shall have the STATUTORY POWER OF SALE. IN WITNESS WHEREOF, the said Edward F. Mikucki and Maureen A. Mikucki hereunto set theirhand s and seal s this twenty—ninth day of April in the year of our Lord one thousand nine hundred and eighty—three Signed and sealed in presence of Edward F. Mikucki to E. F. M. & M. A. M. Maureen A. Mikucki THE COMMONWEALTH OF MASSACHUSETTS HAMPSHIRE,SS. April 29, A.D. 19 83 Then personally appeared the above named Edward F. Mikucki and acknowledged the foregoing instrument to be his free act and deed)l5M before me Douglas R. Dagarin Notary Public My commission expires Aug. 30, 1985 HAMPSHIRE,SS. A.D. 19 at o'clock and minutes, M. and Received and entered in Registry of Deeds, Book 'Page Register It is hereby agreed that all portable or sectional buildings at any time placed on said premises, and all elevators, pipes, oil burners, furnaces, heaters, hot water heaters, ranges, refrigerators, refrigerating apparatus, air-conditioning units, plumbing, gas and electric light fixtures, screens, screen doors, awnings, storm doors, storm windows, mantels, shades, and all other fixtures of whatsoever kind and nature at present contained or hereafter placed in or on the mortgaged premises, are to be considered as annexed to and forming part of the realty hereby mortgaged. The Mortgagor also covenants and agrees that if the ownership of the mortgaged premises,or any part of said ownership,shall become vested in any person or persons other than the Mortgagor, then:(1)the whole of the principal sum then secured by this mortgage may be declared immediately due and payable without notice at any time after the Mortgagee or its assignee receives actual notice of such transfer of ownership, if the Mortgagee br its assignee so elects, and said Mortgagee or assignee shall have such option of acceleration upon each and every subsequent transfer of said ownership or any part thereof,and(2)the Mortgagee may,without notice to the Mortgagor,deal with such successor or successors in interest with reference to the mortgage and the debt hereby secured in the same manner as with the Mortgagor without in any way vitiating or discharging the Mortgagor's liability hereunder or upon the debt hereby secured,and no forbearance on the part of the Mortgagee or extension of time for the payment of the debt,and no assumption of the Mortgagor's liability under the mortgage note by another person or persons shall operate to release,discharge,modify,change or affect,either in whole or in part,the original liability of the Mortgagor under this mortgage or upon said note. This mortgage is upon the STATUTORY CONDITION, and upon these further conditions: That the Mortgagor shall pay to the mortgagee monthly, in addition to all other payments hereinbefore set forth, an amount equal to one-twelfth (1/12) of the estimated annual taxes and special assessments levied or to be levied against the mortgaged premises, which amount shall be applied by the Mortgagee to the payment of taxes when they shall become due,and any balance due thereon shall be paid by the Mortgagor as provided for in the statutory condition. That in case of any default in any condition,covenant,or agreement in this mortgage or in the note secured hereby, or should taxes or other municipal assessments remain unpaid after the date fixed for the payment of the same without penalty or interest,or if in the sole opinion of the counsel for the holder hereof a valid obligation having priority over this mortgage has been created by any attachment, lien, levy, sale upon execution,or should any foreclosure proceeding under any second mortgage or other proceeding be instituted whereby the owner of the mortgaged premises may be deprived of his title or right of possession,the holder hereof may pay such taxes,assessments,lien,or give bond or other security for the dissolution of any such attachment, lien, or levy, or may pay the amount necessary to redeem from such sale upon execution,and the amount or cost thereof shall be added to the principal sum hereby secured and the entire mortgage indebtedness shall thereupon be due and payable at the option of the holder hereof;that in case of a foreclosure sale the holder hereof shall be entitled to retain one (1) percent of the purchase money in addition to the costs, charges, counsel fees, and expenses allowed under the statutory power of sale; that in case collection or foreclosure proceedings have been begun because of a default hereunder,the holder of this mortgage shall be entitled to collect all costs,charges,counsel fees and expenses related thereto up to the time such default is cured. That the Mortgagor shall keep the buildings now or hereafter standing on said land insured against fire and(when required by the Mortgagee)also against other casualties and contingencies in a company or companies and in sums satisfactory to the Mortgagee; and all insurance upon said buildings shall be for the benefit of, and first payable in case of loss to the Mortgagee, and the Mortgagor shall deposit all of said insurance policies with the Mortgagee. That all insurance policies above provided for shall be made first payable in case of loss to the Mortgagee,and in case of collection of insurance for damage by fire or otherwise,the Mortgagee shall have the right to apply the same either in repair of said premises or in reduction of the mortgage claim or to both of such purposes as at its option it decides, and in the event of the foreclosure of this mortgage by exercise of the power of sale or otherwise,all such insurance shall become the property of and belong to the Mortgagee, without claim on the part of the Mortgagor and all persons claiming under the Mortgagor for compensation therefor, with full authority as attorney irrevocable of the Mortgagor and all persons claiming under the Mortgagor to cancel such insurance and retain return premiums thereof to and for the sole use and benefit of the Mortgagee or to transfer such insurance to the purchaser at the foreclosure sale if foreclosure be by sale. That the Mortgagor shall keep the property in good repair and condition; shall not commit, permit nor suffer any waste or impairment of said property;and promptly effect or cause to be effected at his own expense,such repairs and improvements of said property as the Mortgagee may from time to time require. And it is further agreed that out of the money arising from such foreclosure sale the Mortgagee may retain all sums then secured by this mortgage,whether then or thereafter payable,with interest, and all costs and expenses of said sale, rendering the surplus if any,to the Mortgagor, or the Mort- gagor's representatives or assigns; and also that in case foreclosure proceedings have begun, the holder of the mortgage shall be entitled to collect all costs,charges,counsel fees and expenses up to the time of payment. As further security for payment of the indebtedness and performance of the obligations, nd a r ;°its- the..future,. t..:rni{.nr♦i+�� •i��rP»+c 4n}onn»Z. .; .. a ra a�n t•n�rc1 � ri nr iti'��n`n�ii:1.?iap n» n».ae� .' Know all Men by These Presents, Q �„ 4a# Edward F. Mikucki and Maureen A. Mikucki, husband and wife of Northampton in the County of Hampshire and Commonwealth of Massachusetts, hereinafter called the Mortgagor, for consideration paid, hereby grant unto the Northampton �lnstitutiott for i4alliugs, a corporation duly established by law in Northampton, in the County of o Hampshire, in the Commonwealth of Massachusetts, hereinafter called the Mortgagee, with MORTGAGE COVENANTS to secure payment of Forty thousand (40,000.00) Dollars z April 29, 1983 with interest thereon as provided in a certain note dated signed by the Mortgagor and 0 payable to the Mortgagee or order, and also to secure the performance of all the covenants and 2 agreements herein and in said note contained, a certain parcel of land with all buildings and 0 w structures now or hereafter standing or placed thereon, ai situated in Florence (Northampton) the County of Hampshire and Common- wealth aforesaid: A 0 SOUL-TA.S]71,P ,Y: by Acrebrook Drive, one hundred one and 90/100 (101.90) feet; SOU UESTULY: by Lot #104 (one hundred four) as shown on said Plan, One Iltmdred Sixty-five acid 18/100 (165.18) feet; NORTHWESTERLY: by Lot #97 (ninety-seven) as shown on said Plan, one hundred u and 48/100 (100.48) feet; NOF,r F,AS1'FRT Y: by Lot #106 (one hundred six) as shown on said Plan, one hundred seventy-four and 96/100 (174.96) feet. Together with the right to use all streets as shown on said Plan as public ways and for all purposes for which public ways are used. Subject to restrictive covenants set forth in instnzwnt recorded with !shire County Registry of Deeds, Book 1560, Page 181, as amended in Book 1568, Page 328. Said parcel of land also being shown and described as Lot #105 an a plan entitled, "Nest Farms Estates, Section 4, Northampton, Mass.", surveyed for Edbert Homes, Inc. , Albert E. Nichols & Associates, Inc. , January, 1969, said Plan being recorded with Hampshire County Registry of Deeds, Book of Plans .`74, Page 46, to which Plan reference may be had for particular descriptions. ' Subject to easements to Massachusetts Electric Company and New England Telephone and Telegrap Co. set forth in instn rents recorded with Hampshire County Registry of Deeds in Book 1444, Page 222 and Book 1562, Page 373. Being the same premises conveyed to these grantors by deed of FRANCINE BELCH and JOAN T. BELCH, dated April 29, 1983, and filed herewith in the Hampshire County Registry of Deeds. .�► �`f`` v� t i �y i r-- �..,....se...—�..�.�,_..._......_.._._._� t ?`6'' E t 1 � c-� � E � � t o � d �I ` ° � ! 3 �° i � I t I � �'' ' I 13 �G '� � � F � � 1 7 s i �, � i �� �� � ➢1 v � � �. � �. n �1 I oo � � ! `" '_` k ��. � � �. • i I �' F-� - - .. ... .. .. r I i � � -- � ---µ�� ��__. i l i t 1 � � 1 �---- 1 f i p �� i � �,�� - � � � 1. - � r- ._ 'D N -r CD crc o m ADO `c a C A �. C W N "3 CL c � o r< x cv `c C O c r to r r— L/) Mod m O M • To --- C-') n t emol p O O r= r W Cn O Ua C in 'G O• A � W O r"h m m ; 3 too- :z CD -< ro d O M � c C C 0 0 m O �- 3 m m /� �. p• e D Cn O V UQ s2o 2n H UO• C i<• �D O . iD h-� � � C O � � � � �• a' C' I W N 1�+ I I I I cm '_' ob fD A. CO `d ►r� ►� I I A C O C' "'s d C✓ O' v,' UQ p ,�'.r eD C OQ � /•+ � � � � � � O C CZJ� r b � c � N .2; T v, VIII. ZONING PLAN EXAMINERS NOTES FRONT YARD SIDE YARD SIDE YARD IX. 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Architect or Engineer U I hereby certify that the proposed work is authorized by the owner of record and that I have been authorized by the owner to make this application as his authorized agent and we agree to conform to all applicable laws of this jurisdiction. Signature of applicant Address Application date O(Ltar F0#�rL h4SS T4ti° /&,/ffo 00 NOT WRITE BELOW THIS LINE V. PLAN REVIEW RECORD — For office use Plans Review Required Check Plan Review Date Plans B Date Plans By Notes By Fee Started Approved BUILDING $ PLUMBING $ MECHANICAL $ ELECTRICAL OTHER VI. ADDITIONAL PERMITS REQUIRED OR OTHER JURISDICTION APPROVALS Permit or Approval Check Date Number B Permit or Approval Check Date Number B Obtained y pp Obtained By BOILER PLUMBING CURB OR SIDEWALK CUT ROOFING ELEVATOR SEWER ELECTRICAL SIGN OR BILLBOARD FURNACE STREET GRADES GRADING USE OF PUBLIC AREAS OIL BURNER WRECKING OTHER OTHER VII. VALIDATION Building FOR DEPARTMENT USE ONLY / Permit number w0 Bui[ding Use Group Permit issued 19 CtL) Building Fire Grading Permit Fee $ _ n P) Live Loading Certificate of Occupancy $ Occupancy Load Approved by: Drain Tile $ Plan Review Fee $ TITLE CITY OF NORTHAMPTON �. g - •"' MASSACHUSETTS OFFICE of the INSPECTOR of BUILDINGS Page �—J Plot APPLICATION FOR INSPECTOR ZONING PERMIT AND BUILDING PERMIT z IMPORTANT — Applicant to complete all items in sections: I, 11, 111, IV, and IX. 0 �`� i ZONING I• AT (LOCATION) aa7 4%9,1 - 109&1 DISTRICT LOCATION (NO.) (STREET) C OF BETWEEN /x-00 ShOC" MrC,L AND1}1Z6L1'4f BUILDING (CROSS STREET) (CROSS STREET) LOT SUBDIVISION LOT BLOCK SIZE N II. TYPE AND COST OF BUILDING — All applicants complete Parts A — D ;0 A. TYPE OF IMPROVEMENT D. PROPOSED USE — For"Wrecking" most recent use m m 1 ❑ New building Residential Nonresidential 2 lkl Addition(If residential, enter number 12 One family 18 ❑ Amusement, recreational of new housing units added, if any, in Part D, 13) 13 ❑❑ Two or more family — Enter 19 ❑� Church, other religious number of units— — — — --> 20 Industrial 3 ❑ Alteration (.See 2 above) 14 Transient hotel, motel, [_� 4 ❑ Repair, replacement 21 Parking garage p p or dormitory — Enfer number 5 ❑ Wrecking (If multifamily residential, of units ——————— — -i 22 Service station, repair garage enter number of units in building in 15 Garage 23 Hospital, institutional Part D, 13) 16 El Carport 24 C Office, bank, professional 6 ❑ Moving (relocation) 17❑] Other — Specify 25 Public utility 7 ❑ Foundation only 26 School, library, other educational B. OWNERSHIP 27 Stores, mercantile 8 Private (individual, corporation, 28 ❑ Tanks, towers nonprofit institution, etc.) 29 L i Other — .Specify 9 ❑ Public (Federal, State, or local government) C. COST (Omit cents) Nonresidential — Describe in detail proposed use of buildings, e.g., food processing plant, machine shop, laundry building at hospital, elementary 10. Cost of improvement,,,•,••••......, D boo,z ' school, secondary school, college, parochial school, parking garage for, department store, rental office building, office building at industrial plant. To be installed but not included If use of existing building is being changed, enter proposed use. in the above cost a. Electrical....................... / � •d b. Plumbing ....................... c. Heating, air conditioning.......... ©. 0 0 47 d. Other (elevator, etc.)............. AV Lr 11. TOTAL COST OF IMPROVEMENT Oo III. SELECTED CHARACTERISTICS OF B ILDING — For new buildings and additions, complete Parts E — L; for wrecking, complete only Part J, for all others skip to IV. E. PRINCIPAL TYPE OF FRAME G. TYPE OF SEWAGE DISPOSAL J. DIMENSIONS 30❑ Masonry (wall bearing) 40 Public or private company 48. Number of stories.............. r 49. Total square feet of floor area, 31 Wood frame 41 I Private (septic tank, etc.) f all floors, based on exterior y 32 ❑ Structural steel dimensions ..................... ` (Q 33 L❑ Reinforced concrete H. TYPE OF WATER SUPPLY 34 ❑ Other — Specify 42 ❑Public or private company 50. Total land area, sq. ft. .......... 43 ❑ Private (well, cistern) K. NUMBER OF OFF-STREET PARKING SPACES 51. Enclosed ....................... F. PRINCIPAL TYPE OF HEATING FUEL I. TYPE OF MECHANICAL 35 ❑ Gas Will there be central air 52. Outdoors........................ conditioning?36 ❑ Oil L. RESIDENTIAL BUILDINGS ONLY 37 Electricity 44 F—] Yes 45 5e No 53. Number of bedrooms.............. 38 Coal 39 Other — Specify Will there be an elevator' Full.......... 54. Number of 46 [_11 Yes 47 �<No bathrooms Partial.......