31A-153 From: "richard" <richard @rgjohnson.net,
Subject: FW: Now I'm beginning to unders
Date: March 26, 2009 6:22:00 PM EDT
To: "Ed Lennihan" <edlenn @earthlink
This is the article I was talking about witl, It is quite long but worthwhile reading. Great talking with you
as always. Take care and say hi to Jenn
Richard
•
The Big Takeover: I- -tow 11 Street Insiders are Using the Bailout
to Stage a Revolutio°a
By Matt Taibbi, RollingStone.com. 1' March 23, 2009.
The global economic crisis isn't < money -- it's about power.
Published by Rolling StoL
It's over - we're officially, roy; :ly fu No empire can survive being rendered a permanent
laughingstock, which is what happen ; of a few weeks ago, when the buffoons who have been
running things in this country finally one step too far. It happened when Treasury Secretary
Timothy Geithner was forced t adini he was once again going to have to stuff billions of
taxpayer dollars into a dying irsurani ant called AIG, itself a profound symbol of our national
decline - a corporation that go: rich is lg the concrete and steel of American industry in the
country's heyday, only to destroy i #s. :sing phantom fortunes at the Wall Street card tables, like
a dissolute nobleman gambling- away . amily estate in the waning days of the British Empire.
The latest bailout came as Air ad having just posted the largest quarterly loss in American
corporate history - some $61.7 billion he final three months of last year, the company lost more
than $27 million every : .:r. " .rat's l00 a minute, a yearly income for a median American
household every six seconds. r, high b 50 a second. And all this happened at the end of eight
straight years that Arne. ica tically chasing the shadow of a terrorist threat to no avail,
eight years spent stopping eves v citi/ every airport to search every purse, bag. crotch and
briefcase for juice boxes ')es of toothpaste. Yet in the end, our government had no
mechanism for searching s of companies that held life -or -death power over our
society and was unable ,t ° national economy the size of Libya (whose entire GDP
last year was smaller than
So it's time to admit it: e r )0i onists in a kind of gruesome comedy about the manriage
of greed and stupidity. And the 'v(' about it is that we're still in denial - we still think this is
VDAC
TRAVELERS J WORKERS COMPENSATION
AND
EMPLOYERS LIABILITY POLICY
TYPE AR INFORMATION PAGE WC 00 00 01 ( A)
POLICY NUMBER: (7PUUB- 0545N1 3 -1 -09 )
RENEWAL. OF (7PUUB- 7757B37 -1 -0$ )
INSURER: TRAVELERS PROPERTY CASUALTY COMPANY OF AMERICA
1 NCCI CO CODE: 13579
INSURED: PRODUCER:
DELONG CONSTRUCTION LLC WHALEN INSURANCE AGENCY
76 BANCROFT ROAD 71 KING STREET*
NORTHAMPTON MA 01060 PO BOX 478
NORTHAMPTON MA 01061-0000
Insured is A LIMITED LIABILITY COMPANY
Other work places and identification numbers are shown in the schedule(s) attached.
2. The policy period is from 05 -26 -09 to 05 - 26 - 10 12 :01 A.M. at the insureds mailing address.
3. A. WORKERS COMPENSATION INSURANCE: Part One of the policy applies to the Workers
Compensation Law of the state(s) listed here:
MA
a..
B. EMPLOYERS LIABILITY INSURANCE: Part Two of the policy applies to work in each state listed in
item 3.A. The limits of our liability under Part Two are:
�.— .Bodily Injury by Accident: $ 1000000 Each Accident
—..,.. Bodily Injury by Disease: $ 1000000 Policy Limit
0--- Bodily Injury by Disease: $ 1000000 Each Employee
C. OTHER STATES INSURANCE: Part Three of the policy applies to the states, if any, fisted here:
COVERAGE REPLACED BY ENDORSEMENT WC 20 03 06A
0—
D. This policy includes these endorsements and schedules:
apmftmor
o. SEE LISTING OF ENDORSEMENTS - EXTENSION OF INFO PAGE
0.
4. The premium for this policy will be determined by our Manuals of Rules, Classifications, Rates and Rating
Plans. All required information is subject to verification and change by audit to be made ANNUALLY .
DATE OF ISSUE: 05 -12 -09 DR ST ASSIGN: MA
OFFICE: DIRECT ASSIGNMENT 701
PRODUCER: WHALEN INSURANCE AGENCY 28LKF
001024
HOME OWNER EXEMPTION ACKNOWLEDGEMENT
The State of Massachusetts allows the homeowner the right under 780CMR 108.3.4 to
act as his/her construction supervisor. The state defines "Homeowner" as, " Person(s)
who owns a parcel on which he/she resides or intends to be, a one or two family
dwelling, attached or detached structures accessory to such use and/or farm structures. A
person who constructs more than one home in a two -year period shall not be considered a
home owner."
The building department for the City of Northampton wants person(s) who seek to use
the home owner exemption, to act as their own construction supervisor, to be aware that
by doing so you become responsible for compliance with state building codes and
regulations Th_ a inspc i on pro requires that the building department be called to
inspect work at various stages, which include foundation /footings (before backfill)
sonotube holes (before pour), a rough building inspection (before work is
concealed), insulation inspection (if required) and a final building inspection. The
building department requires these inspections before the work is concealed, failure to
secure these inspections can result in failure to obtain a certificate of occupancy
until the work can be inspected.
If the homeowner hires other trades to perform work (electrical, plumbing & gas) the
homeowner will be responsible to make sure that the trades hired secure their proper
- -- --------- permits-in -conj unction .to -the buikIi� itissued,_ they get their required
inspections. Failure of the individual trades to secure the permits and inspections as
required can DELAY the project until such time as the proper permits and inspections are
made
I, understand the above.
(Home owner /resident's signature requesting exemption)
I will call to schedule all required building inspections necessary for the building permit
issued to me.
a 13aTe
Address of work
location
The Commonwealth of Massachusetts
Department of Industrial Accidents
=f ► l Office of Investigations
+ 1=
_ 600 Washington Street
• _ 1 % : � Boston, MA 02111
www.massgov /dia
-Workers' Compensation Insurance Affidavit: Builders/ Contractors /Electricians/PIumbers
Applicant Information Please Print Legibly
Name ( Business /Organiaation/Individnal) b C6. -' — Co .rt.s he sd ✓ , C c e
Address: 7 6 734.4 C,eo ie";) , •
City /State/Zip: /6e-7-gm,/ p ro ✓ . /4-44 - ,? / -)60 Phone. #: 3- SF - o / 3 7
Are you an employer? Check the appropriate box: Type of project (required): /
1. gl I am a employer with / 4. 0 I am a general contractor and I
employees (full and/or part-time).* have hired the sub- contractors 6. ED New construction
2.0 I am a sole proprietor or partner- listed on the attached sheet. 7. ® Remodeling
ship' and. have. no p^• loyees These sub - contractors have. 8. ❑ Demolition
for me in any capacity. employees and have workers'
worldng
Y P ty 9. 0 Building addition
[No workers' comp. insurance _ CQmp.. insurance
required.] 5. 0 We are a corporation and its 10.0 Electrical repairs or additions
3.0 I -am -a- homeowner-deiag-all- work — 9 c .1av erc edtheir 1-I -Plumbing repairs or additions
myself. [No workers' comp. right of exemption per MGL 12.0 Roof repairs
insurance required.] t • c. 152, §1(4), and we have no 13.0 Other
employees. [No workers'
comp. insurance required.] -
*Any applicant that checks box #1 must also fill out the section below showing their workers' compensation policy information.
t Homeowners who submit this affidavit indicating they are doing all work and then hue outside contractors must submit a new affidavit indicating such.
:Contractors that check this box must attached an additional sheet showing the name of the sub - contractors and state whether or not those entities have
employees. If the sub - contractors have employees, they must provide their workers' comp - policy number.
I am an employer that is providing workers' compensation insurance for my employees. Below is the policy and job site
ormation.
Insurance Company Name: TEA \' ' f j - in/ 5 4 .i(£ ea .
Policy # or Self -ins. Lic. #: 7 ? Ti/3 - o SYSA/ I3 - /- 0 5 Expiration Date: 512 6 / /O
Job Site Address `// A4 4 /e le 7 ) • City/State/Zip: A/o-en PTi7 v, /44 • a'' o 43
Attach a copy of the workers' compensation policy declaration page (showing the policy number and expiration date).
Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a
fine up to $1,_500.00 and/or one :year imprisonment, as well as civil penalties in the form of a STOP WORK ORDER and a fine
of up to $250.00 a day against the violator. 13e advised that a copy of this statement may be forwarded to the Office of
Investigations of the DIA for insurance coverage verification.
I do hereby certify under the pains and penalties of perjury that the information provided_above_is_trus audrorr_ect — _
Signature: -- ? Date. 3 /2,P o
Phone #: / Sd v 't37
Ojfcial use only. Do not write in this area, to be compkeied by city or town officiaL
City or Town: Permit/License #
Issuing Authority (circle one):
I: Board of Health 2. Building Department 3. City/Town Clerk 4. Electrical I 1 • ector 5. Plumbing Ins. ector
6. Other
Contact Person: Phone #:
SECTION 8 - CONSTRUCTION SERVICES
8.1 Licensed Construction Supervisor Not Applicable ❑
Name of License Holder : J /71 , /'1 L 4 /4 4 i f C S - 7 Z S
License Number
7 6, Sgric•2o TK'7 � atriy•3,nT»✓n ! �/l /ok) 3/2512df2
Address Expiration Date --� "1/3- Sa'7- y37
Signature Telephone
9 :,. Registered; °Htomewlnipro M entContiacto � ' � H Not Applicable ❑
"Dr-7 ev- ,5-1ievc fio1, 4Lc /5
Comp / any Name Registration Number
7(,, i3 nle .eo / R_ • 6/ /3
Address Expiration Date
N u z ra /m ?1Z x-//1 lvo Telephone / /.3 - 5?'7 - e ) 7
SECTION 10- WORKERS' COMPENSATION INSURANCE AFFIDAVIT', (M. G. L. c. 152, § 25C(6))
Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will result
in the denial of the issuance of the building permit.
Signed Affidavit Attached Yes 03 No ❑
o
The_current_exemption for "homeowners" was extended to include Owner Dwellings of one (1) or two(2) families
and to allow such homeowner to engage an individual for hire who does not possess a license, provided that the owner acts
as supervisor. CMR 780, Sixth Edition Section 108.3.5.1.
Definition of Homeowner: Person (s) who own a parcel of land on which he /she resides or intends to reside, on which there
is, or is intended to be, a one or two family dwelling, attached or detached structures accessory to such use and/ or farm
structures. A person who constructs more than one home in a two - year period shall not be considered a homeowner.
Such "homeowner" shall submit to the Building Official, on a form acceptable to the Building Official, that he /she shall be
responsible for all such work performed under the building permit.
As acting Construction Supervisor your presence on the job site will be required from time to time, during and upon
completion of the work for which this permit is issued.
Also be advised that with reference'to Chapter 152 (Workers' Compensation) and Chapter 153 (Liability of Employers to
Employees for injuries not resulting in Death) of the Massachusetts General Laws Annotated, you may be liable for person(s)
you hire to perform work for you under this permit.
The undersigned "homeowner" certifies and assumes responsibility for compliance with the State Building Code, City of
ort amp on •r' trances, ate • , ifs-General Laws-Annotated.
Homeowner Signature
s
SECTION 5- DESCRIPTION OF PROPOSED WORK (check all applicable)
New House [l Addition ❑ Replacement Windows Alteration(s) ❑ Roofing ❑
Or Doors D
Accessory Bldg. ❑ Demolition ❑ New Signs [0] Decks [[] Siding [0] Other
Brief Description of Proposed //
Work: Re- /3C/i'c� �ka .�✓7 •ee - . .fa n/014 -lt
Alteration of existing bedroom Yes X No Adding new bedroom Yes X No
Attached Narrative . Renovating unfinished basement Yes X No
Plans Attached Roll - Sheet
6a,g:lf�l�e1N�`f>�IQ�iS�: Bitt �F��dC�t �lL311� ,irO;��XtStttlq�dta5tn`q. �mt3�tL 1�11+� �t31�t1«�W1fit9:
a. Use of building : One Family Two Family Other
b. Number of rooms in each family unit: Number of Bathrooms
c. Is there a garage attached?
d. Proposed Square footage of new construction. Dimensions
e. Number of stories?
f. Method of heating? Fireplaces or Woodstoves Number of each
g. Energy Conservation Compliance. Masscheck Energy Compliance form attached?
h. Type of construction
i. Is construction within 100 ft. of wetlands? Yes No. Is construction within 100 yr. floodplain Yes No
j. Depth of basement or cellar floor below finished grade
k. Will building conform to the Building and Zoning regulations? Yes No .
I. Septic Tank City Sewer Private well City water Supply
SECTION 7a - OWNER AUTHORIZATION- TO BE COMPLETED WHEN
OWNERS AGENT OR CONTRACTOR APPLIES FOR BUILDING PERMIT
I, G 5 S S , as Owner of the subject
property
hereby authorize . f'h/n/ / /-1i4
to act on my behalf, in all matter§ relative work authorized this bui ding permit application.
3 \ 5 Q
Signature of Owner r Date
L F../n/i444 , as Qv/me/Authorized
Agent hereby declare that the statements and information on the foregoing application are true and accurate, to the best of my knowledge
and belief.
Signed under the pains and penalties of perjury.
Z L if,/,(//444J
Print Name
Signature of(AirwdAgent Date
,
Section 4. ZONING All Information Must Be Completed. Permit Can Be Denied Due To Incomplete Information
Existing Proposed Required by Zoning
This column to be filled in by
Building Department
Lot Size w ___ -..
Frontage I r _ _ _..__.__ ___ 1
Setbacks Front I 1 f 1 7 I
Side 1.,:L- F R L ._.J L:` 1 R: _. .3 I 1
1
Rear
Building Height
i
_ ( 1 I ___
Bldg. Square Footage r I ( ^ i % r / ( i � W .
Open Space Footage %
(Lot area minus bldg & paved ' {
1
parking)
# of Parking Spaces ...___ -- ---- -- __._ .
Fill: � .®,_
1 .
(volume & Location) i ---- -- ..F=
A. Has a Special Permit /Variance /Finding ever been issued for /on the site?
NO 0 DONT KNOW 0 YES 0
IF YES, date issued:[ 1
IF YES: Was the permit recorded at the Registry of Deeds?
NO 0 DONT KNOW 0 YES 0
IF YES: enter Book 1
I Page and /or Document #;
B. Does the site contain a brook, body of water or wetlands? NO Q DONT KNOW 0 YES 0
IF YES, has a permit been or need to be obtained from the Conservation Commission?
Needs to be obtained Obtained 0 , Date Issued
C. Do any signs exist on the property? YES 0 NO 0
IF YES, describe size, type and location: 9
— .`__ D: ` Cre tthere any proposed c anges to or a ltlons o signs into` n&edTor the property ? YES 0 NO 0
IF YES, describe size, type and location:
E. Will the construction activity disturb (clearing, grading, excavation, or filling) over 1 acre or is it part of a common plan
that will disturb over 1 acre? YES 0 NO 0
IF YES, then a Northampton Storm Water Management Permit from the DPW is required.
City of Northampton
, Building Department _ ��
�' =-'� " 212 Main Street '
Room 100 -
, Northampton, MA 01060
phone 4'13-587-1240 Fax 413 - 587 -1272 �.
APPLICATION TO CONSTRUCT, ALTER, REPAIR, RENOVATE OR DEMOLISH A ONE OR TWO FAMILY DWELLING
SECTION 1 SITE INFORMATION
1.1 Property Address:
This section to be completed by office
L/7 /.4 fyyJ 4 R: Map Lot Unit
/Va ci,✓4 Pro , 4 • o ; o 6(.3 Zone Overlay District
Elm St District_ CB District
SECTION 2 - PROPERTY OWNERSHIP /AUTHORIZED AGENT
2.1 Owner of Record:
,�, ✓„< ff,� Ca � �eLS__ -?mot 4Arc +s y/ /tY#Y..4/2
Na - • 'nt) Current Mailing Address:
/i��!/t% Telephone _ .// 5 - ,r , ` I 2 z
Signat�
2.2 Authorized Agent:
{_ J L!_,J,J,/# 7,6 1 - - 3 /7.11 . - C41V+'� ` � lE'�. /id s< 7H/47Y71. 1 c - , -f
Name (Print) Current Mailing Address: o
y/3 6s5 - 366
Signature Telephone
SECTION 3 - ESTIMATED CONSTRUCTION COSTS
Item Estimated Cost (Dollars) to be Official Use Only
completed by permit applicant
1. Building / - (a) Building "Permit Fee
2. Electrical (b) Estimated Total Cost of
Construction from (6)
3. Plumbing Building Permit Fee
4. Mechanical (HVAC)
5. Fire Protection /
6. Total = (1 + 2 + 3 + 4 + 5) ` oo °� Check Number �f' Gp66 455'
'this Section For Official Use Only
Date
Building Permit Number: Issued:
Signature:
Building: Commissioner /Inspector of Buildings - Date
File # BP- 2010 -0843
APPLICANT /CONTACT PERSON ED LENNIHAN
ADDRESS /PHONE 76 Bancroft Road Northampton 587 -0437
PROPERTY LOCATION 41 MAYNARD RD
MAP 31A PARCEL 153 001 ZONE URB(100)/
THIS SECTION FOR OFFICIAL USE ONLY:
PERMIT APPLICATION CHECKLIST
ENCLOSED REQUIRED DATE
ZONING FORM FILLED OUT
Fee Paid
Building Permit Filled out $/,, �"�'r 1eP Q�
t5T
Fee Paid
Tvpeof Construction: REBUILD FRONT ENTRY PORCH (FOUNDATION TO REMAIN)
New Construction
Non Structural interior renovations
Addition to Existing_
Accessory Structure
Building Plans Included:
Owner/ Statement or License 042506
3 sets of Plans / Plot Plan sj4 H.l f 07 P NT
THE FOLLOWING ACTION HAS BEEN TAKEN ON THIS APPLICATION BASED ON
INFO ATION PRESENTED:
pproved Additional permits required (see below)
PLANNING BOARD PERMIT REQUIRED UNDER: §
Intermediate Project: Site Plan AND /OR Special Permit With Site Plan
Major Project: Site Plan AND /OR Special Permit With Site Plan
ZONING BOARD PERMIT REQUIRED UNDER: §
Finding Special Permit Variance*
Received & Recorded at Registry of Deeds Proof Enclosed
Other Permits Required:
Curb Cut from DPW Water Availability Sewer Availability
Septic Approval Board of Health Well Water Potability Board of Health
Permit from Conservation Commission Permit from CB Architecture Committee
Permit from Elm Street Commission _ Permit DPW Storm Water Management
Demolition Delay
3/30/I°
Si e of Building Official Date
Note: Issuance of a Zoning permit does not relieve a applicant's burden to comply with all zoning
requirements and obtain all required permits from Board of Health, Conservation Commission, Department
of public works and other applicable permit granting authorities.
* Variances are granted only to those applicants who meet the strict standards of MGL 40A. Contact Office of
Planning & Development for more information.
41 MAYNARD RD BP- 2010 -0843
GIS #: COMMONWEALTH OF MASSACHUSETTS
Map:Block: 31A - 153 CITY OF NORTHAMPTON
Lot: -001 PERSONS CONTRACTING WITH UNREGISTERED CONTRACTORS
Permit: Building DO NOT HAVE ACCESS TO THE GUARANTY FUND (MGL c.142A)
Category: BUILDING PERMIT
Permit # BP- 2010 -0843
Project # JS- 2010- 001253
Est. Cost: $6800.00
Fee: $55.00 PERMISSION IS HEREBY GRANTED TO:
Const. Class: Contractor: License:
Use Group: ED LENNIHAN 042506
Lot Size(sq. ft.): 8015.04 Owner: DEFRANCIS CHRISTOPHER & JENNIFER GROSS
Zoning: URB 100�� Apnlicant: ED LENNIHAN
- - - - _ AT: 41 MAYNARD RD
Applicant Address: Phone: Insurance:
76 Bancroft Road 587 -0437
NorthamptonMA01060 ISSUED ON:3/30/2010 0:00:00
TO PERFORM THE FOLLOWING WORK:REBUILD FRONT ENTRY PORCH
(FOUNDATION TO REMAIN)
POST THIS CARD SO IT IS VISIBLE FROM THE STREET
Inspector of Plumbing Inspector of Wiring D.P.W. Building Inspector
Underground: Service: Meter:
Footings:
Rough: Rough: House # Foundation:
Driveway Final:
Final: Final: ( / t ` , <
Rough Frame:�� _� h ' .,, I i (
- 1-- { t
Gas: Fire Department Fireplace /Chimney:
Rough: Oil: insulation:
Final: Smoke: Final: OK 6( I S
THIS PERMIT MAY BE REVOKED BY THE CITY OF NORTHAMPTON UPON VIOLATION OF
ANY OF ITS RULES AND REGULATIONS.
Certificate of Occupancy6 4 fa /
j
signature: -�. /
FeeType: Date Paid: Amount:
Building 3/30/2010 0:00:00 $55.00
212 Main Street, Phone (413) 587 -1240, Fax: (413) 587 -1272
Building Commissioner - Anthony Patillo