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23A-016 t �r BP- 2011 -0290 GIS #: COMMONWEALTH OF MASSACHUSETTS Ma Bloc 23A - 016 CITY OF NORTHAMPTON Lot: -001 PERSONS CONTRACTING WITH UNREGISTERED CONTRACTORS Permit: Building DO NOT HAVE ACCESS TO THE GUARANTY FUND (MGL c.142A) Category: B UILDING PERMIT Permit # BP-2011-0290 Project # JS- 2011- 000482 Est. Cost: $19000.00 Fee: $114.00 PERMISSION IS HEREBY GRANTED TO: Const. Class: Contractor: License: Use Group: KRIS THOMSON 084152 Lot Size(sq. 1): 25395.48 Owner: CAMACHO - SANCHEZ EVA Zoning: URB (100)/ Applicant: KRIS THOMSON AT: 14 PARK ST Applicant Address: Phone: Insurance: 257 MONTAGUE RD (413) 549 -1027 0 LEVERETTMA01054 ISSUED ON: TO PERFORM THE FOLLOWING WORK.-REMODEL KITCHEN, ENLARGE OPEINING POST THIS CARD SO IT IS VISIBLE FROM THE STREET Inspector of Plumbing Inspector of Wiring D.P.W. Building Inspector Underground: Service: Meter: Footings: Rough: Rough: House # Foundation: Driveway Final: Final: Final: Rough Frame: Gas: Fire Department Fireplace /Chimney: Rough: Oil: Insulation: Final: Smoke: Final: THIS PERMIT MAY BE REVOKED BY THE CITY OF NORTHAMPTON UPON VIOLATION OF ANY OF ITS RULES AND REGULATIONS. Certificate of Occupancy Signature: FeeType: Date Paid: Amount: Building 9/30/2010 0:00:00 $114.00 212 Main Street, Phone (413) 587 -1240, Fax: (413) 587 -1272 Louis Hasbrouck — Building Commissioner File # BP- 2011 -0290 APPLICANT /CONTACT PERSON KRIS THOMSON ADDRESS/PHONE 257 MONTAGUE RD LEVERETT (413) 549 -1027 Q PROPERTY LOCATION 14 PARK ST MAP 23A PARCEL 016 001 ZONE URB(100)/ THIS SECTION FOR OFFICIAL USE ONLY: PERMIT APPLICATION CHECKLIST ENCLOSED REQUIRED DATE ZONING FORM FILLED OUT Fee Paid Buildina Permit Filled out Fee Paid ✓ Typeof Construction: REMODEL KITCHEN, ENLARGE OPEINING New Construction Non Structural interior renovations Addition to Existine Accessory Structure Building Plans Included: Owner/ Statement or License 084152 3 sets of Plans / Plot Plan THE FOLLOWING ACTION HAS BEEN TAKEN ON THIS APPLICATION BASED ON V ORMATION PRESENTED: Approved Additional permits required (see below) PLANNING BOARD PERMIT REQUIRED UNDER:§ Intermediate Project: Site Plan AND /OR Special Permit With Site Plan Major Project: Site Plan AND /OR Special Permit With Site Plan ZONING BOARD PERMIT REQUIRED UNDER: § Finding Special Permit Variance* Received & Recorded at Registry of Deeds Proof Enclosed Other Permits Required: Curb Cut from DPW Water Availability Sewer Availability Septic Approval Board of Health Well Water Potability Board of Health Permit from Conservation Commission Permit from CB Architecture Committee Permit from Elm Street Commission Permit DPW Storm Water Management Demolition Delay Si nature of Building Official Date Note: Issuance of a Zoning permit does not relieve a applicant's burden to comply with all zoning requirements and obtain all required permits from Board of Health, Conservation Commission, Department of public works and other applicable permit granting authorities. * Variances are granted only to those applicants who meet the strict standards of MGL 40A. Contact Office of Planning & Development for more information. Department use only City of Northampton Status of Pemttf: Building Department Curb Cut/Driveway Permit 212 Main Street Sewer /Septie'Availability N Room 100 Water/Well Availability NOrthB pton, MA 01060 Two Sets of Structural Plans �e phone 44�- 587 240 Fax 413 -587 -1272 Plot(Site.Plans Other Specify APQL:jCATION TO CONSTRUCT, ALTER, REPAIR, RENOVATE OR DEMOLISH A ONE OR TWO FAMILY DWELLING SECTION-1- SITE INFORMATION 1.1 Property Address This section to be completed by office 4 P av- It- S+ 1 Map Lot Unit C Q l O / 2 Zone Overlay District l � J Elm St District CB District SECTION 2 - PROPERTY OWNERSHIP /AUTHORIZED AGENT 2 Owner of Recard bttA_ CA maai - Sa t4ckP 1 f & Y(.OKU MP b I D( Name (Print) Current Mail' n j Ad r Ad dress: Cot3)5 toOS Telephone Signature 2.2 Authorized Agent: ,n Name (Print) Current Mailing Address: OF O �� Signatur Telephone SECTION 3 - ESTIMATED CONSTRUCTION COSTS Item Estimated Cost (Dollars) to be Official Use Only completed by ermit applicant 1. Building ) (a) Building Permit Fee 2. Electrical 2 /000 (b) Estimated Total Cost of Construction from 6 3. Plumbing i 000 Building Permit Fee 4. Mechanical (HVAC) 1 � ^ 5. Fire Protection 6. Total = (1 + 2 + 3 + 4 + 5) /9 Check Number This Section For Official Use Onl Building Permit Number: Date Issued: Signature: Building. Commissioner /Irispector ofBuildmgs -- '° Date T Section 4. ZONING All Information Must Be Completed. Permit Can Be Denied Due To Incomplete Information Existing Proposed Required by Zoning This column to be filled in by Building Department Lot Size Frontage Setbacks Front Side L: R: L. R: Rear Building Height Bldg. Square Footage Open Space Footage (Lot area minus bldg & paved oarkine) # of Parking Spaces Fill: (volume & Location) ..,,.. _....'........._,_ _..__. _ .. �_ �. _ .... _..... _ w.,.....m A. Has a Special Permit/ Variance/ Findin ever been issued for /on the site? NO 0 DONT KNOW YES 0 IF YES, date issued: IF YES: Was the permit recorded at the Registry of Deeds? NO 0 DONT KNOW 0 YES 0 IF YES: enter Book Page and /or Document #' B. Does the site contain a brook, body of water or wetlands? NO DONT KNOW 0 YES 0 IF YES, has a permit been or need to be obtained from the Conserva ion Commission? .............. ....... ................ Needs to be obtained 0 Obtained 0 Date Issued: C. Do any signs exist on the property? YES NO IF YES, describe size, type and location: D. Are there any proposed changes to or additions of signs intended for the property ? YES NO IF YES, describe size, type and location: E. Will the construction activity disturb (clearing, grading, eation, or filling) over 1 acre or is it part of a common plan that will disturb over 1 acre? YES 0 NO IF YES, the n a Northampton Storm Water Management Permit from the DPW is required. f SECTION 5- DESCRIPTION OF PROPOSED WORK (check all applicable) New House ❑ Addition ❑ Replacement Windows Alterations) C21 Roofing EJ Or Doors C] Accessory Bldg. ❑ Demolition ❑ New Signs [0] Decks [[] Siding [0] Other [12 1 Re Brief Description of Proposed i ,, r Work: 8' 1"DC ' ki� • 'r0 DN / �e"J C" S / t1.C� �DOf Alteration of existing bedroom Yes --Q�1_ No Adding new bedroom Yes 2 ^ No Attached Narrative Renovating unfinished basement Yes -- C-1-1 No Plans Attached Rol! - Sheet 6a. If New house and or addition to existing housing, complete the following: a. Use of building : One Family Two Family Other b. Number of rooms in each family unit: Number of Bathrooms c. Is there a garage attached? d. Proposed Square footage of new construction. Dimensions e. Number of stories? f. Method of heating? Fireplaces or Woodstoves Number of each g. Energy Conservation Compliance. Masscheck Energy Compliance form attached? h. Type of construction i. Is construction within 100 ft. of wetlands? Yes No. Is construction within 100 yr. floodplain Yes No j. Depth of basement or cellar floor below finished grade k. Will building conform to the Building and Zoning regulations? Yes No. I. Septic Tank City Sewer Private well City water Supply SECTION 7a - OWNER AUTHORIZATION - TO BE COMPLETED WHEN OWNERS AGENT OR CONTRACTOR APPLIES FOR BUILDING PERMIT I, zyt^— caw\O& W ^ s ck"t i- as Owner of the subject property hereby au orize VI V 15 to act on y behalf, in all matters relative to work authorized by this building permit application. 0 10 Signature f Owner Date I, K d' I S 1 ©(MS6 r^ , as iQwrrer /Authorized Agent hereby declare that the statements and information on the foregoing application are true and accurate, to the best of my knowledge and belief. Signed under the pains and penalties of perjury. V, V- i 5Sa - -- - -- Print Name k �� -9/ - 7 `! Sign aturebKQvngLXgent Date 3 SECTION 8 - CONSTRUCTION SERVICES 8.1 Licensed Construction � / Supervis so or :�( Not Applicable ❑ Name of License Holder Vt(° J 4 , V i,QQ(/1/�S�- S q41 5 /� License Num —7 Address (:3 ) 0_5� Expiration o�ttef Signatur Telephone 9. Registered Home Improvement Contractor: ` Nut Applicable ❑ to 1G - 14'757S Company Name Registration Number Address Expiration Date Telephone SECTION 10- WORKERS' COMPENSATION INSURANCE AFFIDAVIT (M.G.L. c. 152, § 25C(6)) Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will result in the denial of the issuance of the building permit. Signed Affidavit Attached Yes....... ❑ No...... ❑ 11. Home Owner Exemption The current exemption for "homeowners" was extended to include Owner - occupied Dwellings of one (1) or two(2) families and to allow such homeowner to engage an individual for hire who does not possess a license, provided that the owner acts as supervisor. CMR 780. Sixth Edition Section 108.3.5.1. Definition of Homeowner Person (s) who own a parcel of land on which he /she resides or intends to reside on which there is, or is intended to be, a one or two family dwelling, attached or detached structures accessory to such use and/ or farm structures. A person who constructs more than one home in a two -vear period shall not be considered a homeowner Such "homeowner" shall submit to the Building Official, on a form acceptable to the Building Official that he /she shall be responsible for all such work performed under the building permit. As acting Construction Supervisor your presence on the job site will be required from time to time, during and upon completion of the work for which this permit is issued. Also be advised that with reference to Chapter 152 (Workers' Compensation) and Chapter 153 (Liability of Employers to Employees for injuries not resulting in Death) of the Massachusetts General Laws Annotated, you may be liable for person(s) you hire to perform work for you under this permit. The undersigned "homeowner" certifies and assumes responsibility for compliance with the State Building Code, City of Northampton Ordinances, State and Local Zoning Laws and State of Massachusetts General Laws Annotated. Homeowner Signature Pie Commonwealth of -Massachusetts �-- Department of Industrial A ccidents ` r ; ` — Office of Inveszi-, adons is 600 Washington Street Boston, .1LA 02III www.mass_gov /dia Workers` Compensation Insurance Afflda,,it: Builders/ Contractors /Electricians/Plumbers , k Do licant Information Please Print Lesib Name ( Business /Orz=iadon/Individual) b IS I ►'� bl��t Ct> 1t A drZSs: 2 5 ' J A City /Statd/zip: lL-k/ e.�n G� X11�� • (� 10�� Phone .T: Are you an employer? Check the appropriate box: Type of project (rewired): 4. I am a Qe -al contractor and I 1. ❑ I am a e�Ioyer with en 6. ❑ New construction e=loyees (full and/or part - time).* have hired the sub- contractors 21 I a listed on the attached sheer 7. CR Remodeling I � m a so,.e proprietor or s �� uzu and have no t=lol,Pes These sub - contt hav ave �- � �- � Le�0iIU0Il wor ming for me in an capacity. employees and have work -- y aP 9. ❑ Building- addition �n10 wo e.J' C�"'p. a"Ia S.uaii� comp. insu rance.+ i i _ requires j 5. j vve are a corporation and its 10.(J tlectiical rev or additions 3. ❑ I am a homeowner doing all work officers have exercised their 11.0 Plumbing repairs or additions myself N 'o workers' co rift of exemption per MGL [ti mp- 1_.[] Roof repairs insurance required.] t c. 152, § 1(4), and we have no employees. [_�To workers' I3. ❑ Other co =. insuran requited.] appl icant caecxs not n- . must ago rJU out me SC=on oetow snowing then w�' cornpa=zon.pohcy information. ' Homeowners who subs: it this affidavit indicating they are doing all work and :flea fil tr e outside contractors ust submit a new affidavit iodic at ag such. :contractors that check this box mustattached an additional sheet showing the name of the sub - contactors and state whether or not those entities have envioveea. Y;.fie sub- connactors have ernpiovees, they must provide theme work rs' comp. pohcy ntm7ber. I am an employer that is providin workers compensation insurance for my employees Below is the policy and job size information. Insurance Company Name: Policy T or SeL =ins. Lic. #- Expiration Date: Job Sire Address: City /State/Zip: Attach a cony of the workers' compensation policy declaration page (showing the policy number and expiration date). Failure to se :are coverage as required under Section 25A of MGL c. 152 can lead to the iizwosidon of criminal penalties of a dne up to S 1. � 00.00 and/or one -year i=risourners, as weL as civil penalties in the fort of a STOP WORK ORDER and a Ene of up to 5250.00 a day against the violator. Be advised that a copy of this statement may be forwarded to the OfEce of Investigation of te DLA for insurance covera?e verification. I do hereby cer and the and penalties of per jury than the information provided above is true and correct- S t d Phone T: -tj 6q g 7 U i uULcuu use only. Do not wrzte in this area, to be complered by city or town- official City or Town: - - - - - -- - - P- ermitUcense m Zssuincr Authority (circle one): 1. Board of Health Z. Building Department 3. City/Town Clerk 4. Electrical Inspector 5. PIumbing Inspector 6. Other Contact Person: Phone -: i DEPAaTM-; OF EUILD£'tG LNiSPEf.'TIONS 1NSPECTCP 212 1'vfain Street • Municipal Euildin= Nortb.unpton, MA 01060 ROME ^ vW NER EXEMIPTIOv ACICN WLEDGEIVIENT The State ofMassachusetts allows the homeowner the right under 780C�IlZ 108.3.4 to act a::ris /leer construction suF° :nor. Tl:e stare defines "Homeawner" as, " i erson(s) who owns a parcel on which he /she resides or intends to be, a one or two family &,veiling, attached or detached structures accessory to such use and/or farm structures. A person who constructs more than one home in a two -year period shall not be considered a home owner." The building.department for the City of Northampton wants any person(s) who seek to use the h ome owner exemption, to act as then own construction s- uper -AzO: to be aware that by doing so you become responsible for compliance with state building codes and regulations. The inspection process requires that the building department be called to inspect work at various stages, which include foundation/footings (before back sonotube hoies (before pour). a rough building inspection (before work is — concealed-). insulation ins_oection (if rea.uired) and _afinal_buildina.insaec.tion. The building department requires these inspections before the work is concealed, failure to secure these inspections can result in failure to obtain a certificate of occupancy until- the-work tan- If the homeowner hires other trades to perform work (electrical, plumbing &gas) the homeowner will be responsible to make sure that the trades hired secure their proper permits in conjunction to the building permit issued, and that they get their required inspections. Failure of the individual trades to secure the permits and inspections as required can DELAY the project until such time as the proper permits and inspections are made I, understand the above- (Home owner /resident's signature requesting exemption) I will call to schedule all required building inspections necessary for the building permit issued to me. y y Date , Address of work location E "t --V-V A 1 7�A, IN S M 0 L 1 �) (� �1J1 � C , ! 1 v t 11T � 2t' •i e R2 is �� '• 1 21' Z 1 3. 42 2VU3342 SWH R S1lUH DUU2tt�J! 2836 D 821 24.D 3SH -IQ2 D"T B iSR F rn :F to W C C3 c 6 R R c '.r 3l' � N 1Y 1 N VD 1 .,. W o Delete Doors N W W T m O i 42;' m N V M ry__ _______________..______ l l7� 21 i i!H> U ,QNl 1!� LAX DA/L cl 14x c :rgo UY fM ! `Y' Y: rt 4 I I;. s;:,, t '+ .. rd Y dt �� up P 2 Loan; i 160 ^ i'" 01/2 i ! 1 (I�j rc i "i�s t w� :;l .. t ]16r, t3AA'K -PC)r` 6 q,- . ,fM t t , 7 71. A t, k` ( ;. -L i i cI L 'atC x L't`l ,,: Sh ,I,.is '1'fY3.itsJGOe),, -"_`�i *wi 'Ton'Ton" - Iv. ��'Y. «° a -art - ..o .e_,Ib - il'dr.?� , i ��� P'.°'➢l; G _ _ t is tu�is'' littbtttfafe {tttl4itk' §Xift+1i' fro it tl��bsieFi )tlsdl6lChfisicar,atits '1�r i iI$7C1i t�rFt Bt s t�sLLCt p ofdt4ii will be opt dr iiiiq 1f11F au 0 1 0 t ;'s51rcttssh�Id tlS th�tafff�a"ri fhb : t > 23 I lk E1SEFd111figt§IS1bc�nad i) IW Cr�h�§it i tt t�c+ 9hr'}�ji' rtrSefirC"s "h Tr'an Fhmg else elm t: tjWrr rlr'vei ., f ins c nr ro� l c e eo tf ` zdlh4Ti ?�r�s`11e�51�rtlr3aryifiat�es (t)reiiantachl1€1Pdtetbh °g' ' , $ r' ci ii s" fC r ir� 6i3eri on a sales draft, stiff �a lrt$tr 3}i`liditior, or on any Schedul ached ''' is o+i cJtfl �gefi Yeidd'�`yMdtd}telirtiiit r, lxk " Fe ',!.�7 . , t.E.occurrer v:eo bny noa i§z9n with the use of Card. (i)' Te%chaifr 6Ftili1 5 s a�lrlefit liJtit 3eien '�� iiil+ tjt' IiRk1" ta' 1ii4efd4+ i�t��irditd�Fzt� `ei�O��Ri�ui�ed �' + 3rttc�lcsbd! f�1+ 1} ��nl�otltbt�J4tiif >itCoYi;�tit�l��i,ot -u t anyii4t�rrei§rli$s16d; CiiiiYuf,Jia@!d §Itlrbi" "F• i:rr nifb�'eti't+l l'fit b?,5' dlitb Of the 0 6h it3's&lcrfif isuchsalesmaybemadi °by Merchant n rod nFl cr n�6f �€ I"&ltilt '�K *� 'volume o 'tli it f�il>�in�tif 16i6W lt><ti3 i t blii3 the kxu�ts tt�d=tff�f �°6 , (' "fob ofM chant's i u.t t P v,Y r rte r , w 1R tfia6ct( b�cita *lPbrdi rdhc " $ate'' ap�lti fYrEihi i¢ sit y ; b(hllrt � j+ i �bfl fYtRtll� b dad (ti ` t V en # are imposed a "n the Bank b either Visa or N t t i�fi� „,z�,x, .r6hi + iaR�i�{ form of , ” el dl I t ip"r d uit Fid 'I I i C� ttfldwer to make F665� sts multtp t1} r izatiolia for a holder t for ar z its (k) l ' tfbt i (v,) t" nic'ffd$�i? ef"f}fdi kI�t'�t'�toidW of a , 'de r I'liffff8 se of occssrn$ a credit to the i+�itP..'rtrWor suspected viol }lion by Merchant of the . 2 1 CA" ... i litift►f�'p " 06edits to i t "Htil~ fd 3hWI'f1 40 t.n'rtltc`,curfra citvei c9r§ i i"t&4nlrreby Bank, in r }+'bYtibdide3rbr'i'Ei Y { , Ctd§�i ttstis r `h rx6'c u1?,olotlil'b *a liiicta ate 3 �{fda'fi�Tesult 1 if -hsri£ sbitrtii'selr4it�s a7ci�aeiiltler this t x r F k 'li atbll ri t$ b1 't t c r a,. Agnaznent r therwise �1� VCe c rtfilt stt t? fro} �n`tdL ti i'bk iitits Card (b) '4�c ti&t r ` t V666-tit �eti8nli�' w- - - Event, ',t rcrt a i4ittt,t «5. rr< =t, �rr8s r'l4x?ilt Irjtlr, rjts�solA6 b t t lfis $fl8 Vt1s1t'e et posy � o protect ! r 1 �� + c . oruflr5flite liii lhitt�t tltts abrr hirriler, Bi} r inbf ttdlttg aft�Eliilhh }E71firtg, of +srY t"s{}rd ex iration date, si an other and account data in 21 w 1 MERC 1ANT � �, Be �drr IDS r, i L t �r(v� i�`�'v?� �r�f �rat�tert{" pt' 6�' ifef�t 'C�infc�'^c�ft��ht�iiferr'1 ' ( j' 1 , t shall not add any tax to a transaction u y pas applicable 2sfi �'vb�t• ° * `flsc tip "a�i iE Ulrri'tt' otf tshca'�uch A" I a$tt�tokk �4e'4�vt to the t ` 7tYCi ftt ds' r O f the fitei}5ii41i1 r, Ci '�ttbii�$ttl t 6 iSwtctl �F eS t!) aiijtt t Ire E h flt t$�S sef i htt the .. � tiba 6ef (off )UF� }t thol F 3is> 9't tri r �. - ' t; vs .; A �c, , ec A.ceunt ar ' 1 ^ :a.c.;xi a eo" t,s ' I��ti�t#- �" "tfffiriti'sIE}fi'4iie�Whs�feiifsty "�-(iv) h�liittr"-fi'l�t�l4f& rcpt" �i�vida °l`�gE.ai�f`f�1t'�i5'�ofii3'�' "<" 've �blzgdltdFt� ii7ll� # #cPr�i4ia� +i3b �et5fitdh4 tb Ilftis' . _, rc. :rafit ond ^ alo Yldt"i, +on ar, y . :ct, EtY7 ff{ia :rr a;ci.ac a C1 �6 nY� =tirtra, k , A ��# Cisii lt3tr ,, ; "vUitttt�tftt 1V(LiEtabff'r fhe" e',atiit`td Ctttit;iC° Rif t nfl twcbl' 'ni'i "1�2k�ofYhis`Abhid�htetit; fir x Ch' b� �r � , � i+:'ik`�:e'"r�ttttltet ' ''�ttf'1 rtgirlri'" �ftzit�! 1�'+e"rt a�Clf�~5rt�'st~tit� `tb1� tlirpUg 9[1 14 � trSNtilt i ZCrttl��1`1fGi1rC5 aS h lf�f�l�BiS eta! f 5 VIl W�� 1ta5 ti Y4 8 .S ii17P tti J1 P i F M Y tlr 1a 8 rr� '�erG irutt�set"hr fe i' t#s ttti 'I 'TA141i o e t > t? <ciutr, nf; ° Merchan t to take a corrective aohon shelf not be t to the (vt C " ` ' i ttt`' 't its oYi _r d2art ck3`161 a r Ct #'fft °`s ('tote' it`a a t tts ntigof lulet)tatii`'ii'aatifz biji6tn�t3tiir fate:ttarttaaiYO' �dn` fit�'.lie; .c ' t ' , °6f*- W5FtilifA4tard with which Merchant has a Pie vices . IUSERYE ACCOUNT. At Yii�Akftk's request and in an amount agreement. / iret l by ,hj-, Bank, Merchant shall establish a deposit account (a 21 INDEM14IF1CATION AGAINST MERCftANT - C.40 tan 'Reslen a A.ccuunt " maintained at the Bank as security for the full Dispur S. f and tir . ly pa) moat of all of Merchant's obligations urder this (a) Ail disputes between Merchant and any ou dating to any Agreement. h'ferchant shat! not be permitted to make any Visa or MasterCard transaction, other than,t ity of the ithdm oats frcm the Reserve Account without prior written consent Cardholder to pay, shall be settled excb6si��l tv een the o the H etik. He Kant hereby pledges and grants to the Bank s Merchant and such customer without ft rdvptvem,xtt or liability sect)Tity inter - e;t to a Rye Account and the proceeds thereof, to of the Bank. Merchant agrees to indemr[ify� hold the Bank secureeiae obli gatiors f Merchant to the Bank hereunder. Upon the harmless and defend the Bank m or liability relating failure kPiTiarchant to thmely satisfy any of its obligations under this to any dispute between Mercht�arA etai d Cardholder, from any Agreem•A, Ihr, Bark may nform such security interest in any breaW ivy Merchant of any ofid oli Eons under a transaction manner pe: 'tted by dew wi our' otice or demand Merchant's involving it Catd, from 3fet► any dla9, set-off, or counterclaim obligati in to intairi n exist u; notice Account shall survive the asserted again the Bcnk i)j *' % Cwdholder, and fiom any terming ion of &X* A t , a period provided to Cardholders expenses (includii" WA W art; ey's fees) incurred in connection for char, ic- bodes udder th ViswMtt�erCard Regulations or other with any oft 0 foregoiiflg,- Bank may deduct acy amount due it applicatd6 law, dtnin�. whic time th ank's security interest shall by virtue of such in, �n on from the r�rMerchartt Cheating continue . Account or any d ' sit itt(s) maintainisd at dui Bartk or any 25. CAW)HOLDER tN.FC ON S UWTYY/MCRCHANT affiliate or fro any it balance in favor of Merchant arising INDIEPixrre. In addition to any other Merchant obligation, MS A t 104 j; Page S of 9 8 � 1