Northampton CRS Quick CheckGrowth Rates
Dam Safety Scores
CRS Quick Check
Quick Check Instructions
Sample Letter of Interest
CRS Appl Instructions
OMB Notice
OLE_LINK1
This credit is provided for clearing primary structures. Do not count garages and other accessory structures or parcels where the old building was replaced by a new, compliant, one.
The parcels must be preserved as open space. This should be easy to document if a FEMA buyout was involved.
Enter 2.4 points for every pre-FIRM building that has been elevated voluntarily (not due to an NFIP code requirement). The Quick Check maximum is 160 points.
This credit is provided for elevating primary structures. Do not count garages and other accessory structures. This should be easy to document if a FEMA mitigation grant was involved.
This credit is dependent on having a channel inspection and maintenance program (Section 540.a).
Attach a page from the capital improvements plan that shows at least one drainage project.
If you have credit for 540.a, do you have an ordinance that prohibits dumping debris, junk, grass, and other landscape waste in drainageways?
This credit is dependent on having a channel inspection and maintenance program (Section 540.a). Note that a generic nuisance ordinance or an anti-pollution ordinance usually does not
qualify. Attach a copy of the relevant ordinance section.
This credit for inspecting and maintaining retention and detention basins is dependent on having regulations that require such basins in new developments (Section 450.a).
The plan or annex must list specific instructions for different flood levels, such as “Notify the Lincoln School if the expected flood level will exceed ____,” “Close the Main Street
bridge at flood level ___ …” or “Relocate the equipment out of Fire Station #1 at flood level ___…”
Attach a copy of the latest list of critical facilities in the floodplain. For credit, it must be updated annually.
Get the growth rate (“CGA”) from the third tab in the Excel file. Note that this multiplier only applies to points in the 400 series.
Total “Now” + “Could”
Examples are requiring real estate agents and/or sellers to advise potential purchasers whether “to the best of their knowledge and belief” the property has ever been flooded and requiring
final recorded subdivision plats to display the flood hazard area. Enter 5 points for each such state or local regulation.
This credit is provided if your community is listed on the StormReady or TsunamiReady websites and has some credit under each element in Section 610 a – d.
This document contains 7 tabs, accessible below.
Instructions
Application for a Community Rating System (CRS) classification is voluntary. A community can request a CRS classification at any time provided that
When approval is received, the ISO/CRS Specialist will contact the community to schedule the initial verification visit. At the visit, the CRS is explained and each activity likely
to receive credit is reviewed.
Community Rating System (CRS)
Application Letter of Interest and CRS Quick Check
Please ask ISO to visit us to review our program in depth and verify the creditable activities. We understand that approval from the FEMA Regional Office is needed for the ISO/CRS Specialist
to visit the community.
See the Quick Check Instructions
for explanation of highlighted cells
and shaded boxes.
c. Enter the “Credit” figure (amount) in the "Now" column if it is being done now.
d. Enter the “Credit” figure in the “Could” column if your community could start doing this relatively easily.
Credit
f. Needed documentation items that the community must attach to the CRS Quick Check are noted.
CRS Activities and Elements
General Instructions
e, f
e, f
Enter your county's growth rate, i.e., the value for "CGA" from the right column on the "Growth Rates" tab in this Excel file.
Two application items are needed to request a CRS classification. Communities must provide
(1) A letter of interest sent to the FEMA Regional Office that
- States that the community is interested in joining the CRS,
- States that the community will cooperate with the verification process, and
- States that the community understands that approval from the FEMA Regional Office is needed for the
ISO/CRS Specialist to visit the community and verify the creditable activities.
- The community can meet all of the responsibilities listed under “Community Responsibilities” [see below] and
- The credit points add up to at least 500 points, enough to become a Class 9.
Next Steps
Community Request for a CRS Classification
If the community’s submittal is complete (including items to be attached to the CRS Quick Check) and shows that 500 or more credit points are likely, the ISO/CRS Specialist will contact
the FEMA Regional Office for approval to conduct an initial verification visit with the community. This is only approval for ISO to commence the application process. Communities must
meet the minimum standards of the NFIP as determined by a Community Assistance Visit conducted by FEMA within six months of the verification visit. Therefore, the Regional Office (or
State NFIP Coordinator) may opt to conduct the Community Assistance Visit before giving approval for the verification visit.
Community Responsibilities
Public reporting burden for this form is estimated to average 45 hours per response for the application process. The burden estimate includes the time for reviewing instructions, searching
existing data sources, gathering and maintaining the data needed, and completing and submitting the form. This collection of information is voluntary. You are not required to respond
to this collection of information unless it displays a valid OMB control number. Send comments regarding the accuracy of the burden estimate and any suggestions for reducing the burden
to: Information Collections Management, Department of Homeland Security, Federal Emergency Management Agency, 500 C Street, S.W., Washington, D.C. 20472, Paperwork Reduction Project
(1660-0022). NOTE: Do not send your completed form to this address.
- Designates the community’s CRS Coordinator,
The letter is signed by the community’s Chief Executive Officer (CEO) and is sent to the FEMA Regional Office. Copies of the letter are also sent to the State NFIP Coordinator and the
Insurance Services Office, Inc. (ISO). A sample letter is provided in the tab of this file named "Sample Letter of Intent."
(2) Documentation submitted to ISO showing that the community is implementing activities that warrant at least 500 points. This can be done by using the CRS Quick Check that is provided
in the tab of this file titled "CRS Quick Check." Please read the instructions provided in the tab of this file titled "Quick Check Instructions."
To participate in the CRS, a community must
Communities with repetitive loss properties have additional requirements. FEMA or the ISO/CRS Specialist can provide repetitive loss information to local officials.
· Be in the Regular Phase of the NFIP for at least one year;
· Be in full compliance with the minimum requirements of the NFIP. This is documented by a “letter of full compliance” from the FEMA Regional Office;
· Keep Elevation Certificates, Flood Insurance Rate Maps, and Flood Insurance Studies for as long as the community is in the CRS;
· Maintain flood insurance on all buildings owned by the community that are required to have flood insurance;
· Designate a CRS Coordinator;
· Cooperate with the ISO/CRS Specialist and the verification procedures;
· Submit a recertification each year attesting that all credited activities are still being implemented;
· Track the area of the regulated floodplain and the number of buildings in the regulated floodplain each year; and
These responsibilities are spelled out in more detail in the CRS Coordinator’s Manual (see Section 114.b and Section 211.a).
We will cooperate with FEMA, the Insurance Services Office, Inc. (ISO), and the CRS verification process to ensure that our credited activities are fully earned and warranted.
Dear _______________ {name}:
Region { ___ }
{Note: This letter must be signed the by Chief Executive Officer of the community, such as the mayor or city manager.}
cc: {ISO/CRS Specialist}
{State NFIP Coordinator for your State}
For the sake of space, the CRS Quick Check uses very short statements for each activity and element. More information on these activities and elements is provided in the table below.
2. The CRS Quick Check does not include everything that the CRS credits, only the more common items. Elements that are highlighted have been credited for at least 75% of the CRS
communities in the country.
Acronyms used in the CRS Quick Check
BCEGS: Building Code Effectiveness Grading Schedule, a classification system for building departments administered by ISO
CRS: The Community Rating System
FIRM: The community’s Flood Insurance Rate Map
ISO: The Insurance Services Office, Inc., the company that administers the CRS for FEMA
NFIP: The National Flood Insurance Program
SFHA: The Special Flood Hazard Area shown on the community’s FIRM
Community Name
Did your community contribute to the cost of a Flood Insurance Study (e.g., provided cash or a base map with better topography)?
Attach a page from the capital improvements plan.
Attach a copy of the latest list of critical facilities.
The percentage is multiplied by 1,450 to obtain the score.
The percentage is multiplied by 300 to obtain the score.
Do you require a nonconversion agreement signed by the permit applicant for an elevated building?
Is your FIRM on a local geographic information system (GIS) layer and does the GIS also show streets and parcels?
Have you adopted a plan to protect aquatic or riparian species or other natural floodplain functions?
Do you have a system for getting notification when flooding is expected (more than listening to the radio)?
Is your community threatened by a failure of an upstream dam? If so, enter the credit for the state's dam safety program. i.e., the value for "SDS" from the "Dam Safety Scores" tab
in this Excel file.
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OMB No. 1660-0022
Expires Sept 30, 2013
FEMA Form Number 086-0-35
Community Rating System
Application Letter of Interest and Quick Check
National Flood Insurance Program
· Maintain other records of activities until they are reviewed at the next verification visit.
Community Letter of Interest to Join the CRS
{Community letterhead}
{Date}
Federal Emergency Management Agency
{Address}
{City, ST, Zip}
Our CRS Coordinator is ___________________ {name}, who can be reached at ____________ {phone} or ___________ {e-mail address}.
Sincerely,
___________________ {name}
___________________ {title}
For a full explanation of each activity and element, see the CRS Coordinator’s Manual. The section numbers in the left columns of the CRS Quick Check and the Instructions coincide with
the section numbers in the CRS Coordinator’s Manual.
CRS Quick Check Instructions
a. The number of repetitive loss properties in your community. If > 0, ask your ISO/CRS Specialist for the list of the addresses.
b. The BCEGS class for your community. Enter the higher of the 2 numbers in the top line. If there is no BCEGS class, enter “10.”
a. Highlighted items will probably provide the 500 points that are needed. You are welcome to review the rest of the items to see if more credit is likely.
b. Do not change numbers in the shaded cells.
e. The “Max” column shows the potential maximum credit that could be assigned by ISO at the verification visit.
a (2)
Have you had a Community Assistance Visit (CAV) in the last year that concluded you are in full compliance with the NFIP?
If your community has not had a recent CAV, but you expect that all floodplain development has been properly regulated in accordance with your floodplain management ordinance, check
“Can Meet.” Eventually, there must be an official letter from your FEMA Regional Office that your community is in full compliance with the NFIP before the full application can be processed.
Meanwhile, the Quick Check can be used for the application submittal and to tell your ISO/CRS Specialist what credit is likely.
a (4)
Some of them can be removed if they are not in your community’s corporate limits or if they have been mitigated. If changes are needed, your ISO/CRS Specialist can go over the paperwork
requirement (AW-501s) when he visits.
Category A: No requirements
a. A description of the causes of the repetitive loss flooding. This may be a brief paragraph for each area.
b. A map identifying the repetitive loss areas. Those areas include the properties on the FEMA list and adjacent properties with similar flooding conditions.
c. A list of the addresses of all properties in the repetitive loss area(s) with insurable buildings on them.
d. A notice must be sent to each property in the repetitive loss areas every year. Your ISO/CRS Specialist can explain the details.
Check with your ISO/CRS Specialist to see if there’s an approved hazard mitigation plan that covers your community. Look at the plan. If it covers your community’s repetitive loss areas,
you may have met this plan requirement.
a (5)
Provide as accurate a count as you can. This number will be kept updated over the years. Your ISO/CRS Specialist can provide guidance on how much of an effort is needed.
Provide as accurate a measure as you can. This number will be kept updated over the years. Your ISO/CRS Specialist can provide guidance on how much of an effort is needed.
Will you keep FEMA Elevation Certificates on all new buildings and substantial improvements in the SFHA and check that they are correctly filled out? This also applies to FEMA Floodproofing
Certificates and V Zone Certificates.
If so, enter 12 points. If your community has Elevation Certificates on the majority of the buildings constructed in the SFHA since its initial FIRM date, enter 24.
a MI 1
This section is a prerequisite for the rest of the credits in 320.
You must keep your FIRM up to date. “Up to date” means the FIRM used for permit decisions reflects new subdivisions, annexations, map revisions, and Letters of Map Change (LOMAs and
LOMRs).
b MI 2
c MI 3
Such problems could include flooding in unmapped areas, local drainage problems, or the 500-year floodplain, outside the SFHA.
d MI 4
e MI 5
f MI 6
This can include whether the property is in a repetitive loss area.
g MI 7
Providing data from a wetland or habitat map would qualify.
a
Enter 2 points for each flood-related informational brochure, flyer, or other document that is set out for the public to pick up.
These can be documents prepared by any agency or organization, including FEMA and insurance companies, provided they address your community’s flood hazard, flood insurance, flood protection,
floodplain regulations, or natural floodplain functions.
Attach a copy of the material(s) to the packet sent to your ISO/CRS Specialist.
a
If real estate agents actively advise people if a property is in the SFHA, enter 25 under “Could” and your ISO/CRS Specialist will go through the details. Often, the local real estate
practice does not qualify for credit.
b
c
If your community is in a county with a county-wide library system and another community in the county is getting this credit, enter 10 points. Your ISO/CRS Specialist can tell you what
communities are getting this credit.
Do you have flood-related information or links on your community’s website?
Does (or could) your community make site visits to help property owners (1) determine why there is a flood or drainage problem and (2) provide general information on how to fix the problem
(construction plans or specifications are not required). If your community is willing to publicize this service and keep a record of what the inquirer was told, enter 25 points. This
activity must be publicized annually in a newsletter or other outreach project that reaches everyone in your community or in the floodplain.
If your community is doing this now, attach a copy of a memo or other record of such a visit, with the findings and recommendations.
This credit is a prerequisite for the next credit on financial assistance.
Have you reviewed all your community's flood insurance policies and analyzed where coverage should be improved?
Activity 370 (Flood Insurance Promotion) is a new activity that credits a series of elements to analyze flood insurance coverage and where improvements are needed, prepare an outreach
program, implement the program, and provide advice to people with questions on flood insurance.
Attach a copy of the relevant ordinance section.
If available, check the appropriate sections of the Flood Insurance Study to see if it included an existing study and/or better topo provided by your community, county, state, etc. Do
not double count this and any credit counted as a flood study in 410.a.
Attach a copy of the relevant page(s) in the Flood Insurance Study text.
Credited open space includes public parks, athletic fields, golf courses, church camps, hunting clubs, and other green space that will be preserved as open space. There is no credit
for open water greater than 10 acres, areas with buildings on them (other than rest rooms and similar necessary appurtenances), street rights of way, or areas where filling is allowed
(e.g., a storage yard).
This would require natural area(s) with no picnic grounds, ball fields, or recreational facilities other than trails. Your ISO/CRS Specialist will need a written statement from an expert
in the natural sciences, such as a botanist, biologist, forester, or landscape architect.
Such regulations could include density transfers, transfers of development rights (TDRs), bonuses for avoiding the floodplain or other sensitive areas, and allowing for planned unit
developments (PUDs) or cluster development .
f
The percentage entered is multiplied times 300 to get the actual points for low density zoning in the floodplain.
a (1)
a (2)
An example would be a regulation that prohibits residential buildings in the regulatory floodway or V Zone.
a (3)
Does your community have a freeboard requirement?
Do not count a requirement to build three feet above grade in an approximate A Zone or two feet above grade in an AO Zone.
Many communities require that all new buildings built on fill must be on compacted fill, protected from erosion and scour. This requirement may be in your building code.
Attach a copy of the relevant ordinance section. Note that credit is dependent on having permit records that show that the ordinance is enforced.
d
Some communities track all permits and add up all improvements and repairs made over the years to determine when the substantial improvement/substantial damage 50% limit is met. This
may or may not need special ordinance language, but CRS credit depends on good record keeping.
Attach a copy of the relevant ordinance section.
Critical facilities include sites and structures that are vital to the community (e.g., hospital, fire station, water treatment plant) or that could cause significant problems if flooded
(e.g., hazmat site, wastewater treatment plant). Enter 30 points (instead of 20) if the regulations require critical facilities to be protected to the 500-year flood level and have dry
ground access during a 500-year flood.
If you prohibit new critical facilities from all or parts of your floodplain, enter 30 points.
A non conversion agreement ensures that the lower area of an elevated building is kept open for parking, storage, and building access and not improved or altered to make it non conforming.
Most state building codes are based on the International Codes and would be credited. The final credit will depend on local enforcement of the code.
BCEGS classes come in two numbers (the class for residential construction and the class for nonresidential construction). Enter the higher of the two in the top line of the Excel spreadsheet.
If your BCEGS class is 5 or better, your BCEGS credit is calculated automatically. There is no credit for BCEGS classes of 6 or higher.
If the building department does not know its BCEGS class, check with your ISO/CRS Specialist.
Sections 1803.3 and 1805 of the International Building Code require positive drainage away from the structure. Enter 10 points if your community can document that this requirement is
enforced (e.g., there are permit inspection records that show that the requirement was met).
Credit is provided if your community’s GIS system shows the SFHA boundaries, corporate limits, streets, and parcel or lot boundaries. The GIS must be used by the permit office. More
points can be provided if the GIS has additional information, such as the floodway or contour lines, as listed in Section 442.a.
Have you kept copies of all your old FIRMS?
This credit is dependent on having every FIRM and Flood Insurance Study issued since the original FIRM date. Additional points are provided if your community has all of its Flood Hazard
Boundary Maps.
Attach a copy of the plan’s table of contents.
If you have more than one qualifying plan, enter 15 points for each, up to a maximum of 90 points.
Attach a copy of each plan’s table of contents.
Now
Max
BCEGS
Total
Product
a
b
c
d
e
f
Have you had a Community Assistance Visit that concluded you are in full compliance with the NFIP?
Prerequisites
Met
Can Meet
Section
How many repetitive loss properties are there in your community?
Enter
Notes
NFIP Number
Current FIRM Date
FIRM Effective Date
County
Chief Executive Officer
CRS Coordinator
Name
Title
Address
Fax
Could
Do you have FEMA Elevation Certificates on buildings built before your CRS application?
Do you have any flood-related references in your public library?
Do you visit homes and help people determine how they could reduce their flooding or drainage problem?
g
h
Do you track building improvements and repairs cumulatively and add the values up to reach the 50% threshold?
Do you require critical facilities to be protected to the 500-year flood level?
N/A
Alameda County
Alpine County
Amador County
Butte County
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Trinity County
Tulare County
Tuolumne County
Ventura County
Yolo County
Yuba County
Do you have a system for getting notified when flooding is expected (more than listening to the radio)?
Population
Application Date
Have you maintained flood insurance policies on all buildings that have been required to have one?
Do you require new developments to build stormwater retention or detention basins?
Have you adopted a floodplain management or hazard mitigation plan that has been approved by FEMA?
Will you keep FEMA Elevation Certificates on all new buildings and substantial improvements in the SFHA?
Are you willing to publicize that you will read FIRMs for inquirers and keep a record of what you told them?
i
Attach a copy of the relevant page(s) in the FIS text.
Do you require a non conversion agreement signed by the permit applicant for an elevated building?
Do you provide (or require the developer to provide) base flood elevations in approximate A Zones?
Attach
Total "Now" + "Could"
Potential CRS Class
Do you have permit records that show that you require new stormwater facilities to include water quality provisions?
Have you conducted your own flood studies and do you use the data when regulating new development?
Do you provide information about flood problems other than those shown on the FIRM?
Do you provide information about flood depths?
Do you provide information about past flooding at or near the site in question?
Do you provide information about areas that should be protected because of their natural floodplain functions?
Do you provide inquirers with other non-insurance related information that is shown on your FIRM?
Enter 4 points for each flood-related newsletter, presentation, or other outreach project that is implemented every year.
Do real estate agents actively advise house hunters if a property is located in a Special Flood Hazard Area?
Do real estate agents give house hunters a brochure or handout advising them to check out the flood hazard before they buy?
Attach a copy of a memo or other record of such a visit.
What percentage of your Special Flood Hazard Area is kept as park or other publicly preserved open space?
Does your community have density transfers or other regulations to encourage developers to keep the SFHA as open space?
What percentage of your SFHA is zoned for minimum lot sizes of 5 acres or larger?
Does your community prohibit filling or require compensatory storage in all or parts of the SFHA?
Does your community prohibit certain types of buildings from all or parts of the SFHA?
o
Do you keep paper records at a secure offsite storage site or scan them and back up the files?
Have you kept copies of all your old FIRMs?
Have you adopted a plan to protect aquatic or riparian species or other natural floodplain function?
Enter 3 points for every building that has been cleared out of the floodplain up to a maximum of 190 points.
Enter 2.4 points for every pre-FIRM building that has been elevated voluntarily, up to a maximum of 160 points.
Do you have a program to regularly inspect streams, ditches, and other channels and to remove debris when found?
If you have credit for 540.a, do you have an ordinance the prohibits dumping debris, junk, grass, etc., in drainageways?
If you have credit for 540.a, do you have a capital improvements program for drainage improvements?
If you have credit for 450.a, do you have a program to regularly inspect storage basins and to remove debris when found?
a - d
b - e
a - e
Enter 2 points for each flood-related informational brochure, flyer, or other document that is set out for the public to pick up.
If so, do you talk to people about sources of financial assistance for flood or drainage protection measures?
How many buildings are in your community's Special Flood Hazard Area?
How large is your community's Special Flood Hazard Area (in acres)?
a(2)
a(4)
a(5)
What is your repetitive loss category? (A = no rep losses, B = 1 - 9, C = 10 or more)
a,b
Are some of those parks or other publicly preserved open spaces preserved in or restored to their original natural state?
Do you have a flood response plan (or flood annex to the emergency plan) that specifies what to do after a flood notification?
Do you have a master list of critical facilities in the floodplain and arrangements for special warnings to them?
Do you provide information about special flood-related hazards, such as erosion, subsidence, or tsunamis?
a(1)
a(3)
Do you have permit records that show that you require new developments to control erosion from construction projects?
Have you reviewed all your community's flood insurance policies and analyzed where coverage should be improved?
CRS Quick Check
State
CRS Coordinator's phone
CRS Coordinator's e-mail
Are there state or local requirements that sellers must disclose whether a property has been flooded?
Does your community prohibit or limit the storage of hazardous materials from all or parts of the SFHA?
Does your community have a freeboard requirement?
Does your community enforce the International Building and Residential Codes (IBC and IRC)?
All the 50 states' SDS scores will be placed here
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Nevada
Churchill County
Elko County
Esmeralda County
Eureka County
Lander County
Nye County
Pershing County
Storey County
Washoe County
White Pine County
Carson City
New Hampshire
Belknap County
Cheshire County
Coos County
Grafton County
Merrimack County
Rockingham County
Strafford County
New Jersey
Atlantic County
Bergen County
Burlington County
Cape May County
Gloucester County
Hudson County
Hunterdon County
Monmouth County
Ocean County
Passaic County
Salem County
New Mexico
Bernalillo County
Catron County
Chaves County
Cibola County
Curry County
De Baca County
Dona Ana County
Eddy County
Guadalupe County
Harding County
Hidalgo County
Lea County
Los Alamos County
Luna County
McKinley County
Mora County
Quay County
Rio Arriba County
Sandoval County
Santa Fe County
Socorro County
Taos County
Torrance County
Valencia County
New York
Albany County
Bronx County
Broome County
Cattaraugus County
Cayuga County
Chemung County
Chenango County
Cortland County
Dutchess County
Erie County
Herkimer County
New York County
Niagara County
Onondaga County
Ontario County
Orleans County
Oswego County
Queens County
Rensselaer County
Rockland County
St. Lawrence County
Saratoga County
Schenectady County
Schoharie County
Seneca County
Tioga County
Tompkins County
Ulster County
Westchester County
Wyoming County
Yates County
North Carolina
Alamance County
Alleghany County
Anson County
Ashe County
Avery County
Beaufort County
Bertie County
Bladen County
Brunswick County
Buncombe County
Cabarrus County
Carteret County
Caswell County
Catawba County
Chowan County
Columbus County
Craven County
Currituck County
Dare County
Davidson County
Davie County
Duplin County
Durham County
Edgecombe County
Gaston County
Gates County
Granville County
Guilford County
Halifax County
Harnett County
Haywood County
Hertford County
Hoke County
Hyde County
Iredell County
Johnston County
Lenoir County
a—d
Your ISO/CRS Specialist will need to see written drainage maintenance procedures and records of annual inspections and actions taken when problems were found. Your ISO/CRS Specialist
can give more guidance on what will be needed.
Most communities require facilities to include measures such as grass swales and settling ponds to clean stormwater runoff. Note that these requirements must be enforced throughout the
community, not just in the floodplain. Enter 20 points if your community can document that this requirement is enforced (e.g., there are water quality provisions in developers’ drainage
plans).
Most communities have erosion and sedimentation control requirements for construction projects. Note that these requirements must be enforced throughout the community, not just in the
floodplain. Enter 10 points if your community can document that this requirement is enforced (e.g., there are permit inspection records that show that the requirement was met).
Do you talk to people about sources of financial assistance for flood or drainage protection measures?
Financial assistance programs include funding available from your community, mitigation grants, Increased Cost of Compliance, etc. See Figure 360-1 in the CRS Coordinator's Manual.
Eight points are possible if real estate agents give house hunters a brochure on checking out the flood hazard before they buy.
This is for providing non-insurance related information that is shown on most FIRMs, such as protected coastal barriers, floodways, or limit of moderate wave action (LiMWA).
Contact information for the State NFIP Coordinators can be found at www.floods.org/index.asp?menuID=274.
All CRS Quick Check items should be submitted digitally to the ISO/CRS Specialist, although hard copies are acceptable. Letters needing signatures should be scanned and sent as PDF files.
This Community Rating System (CRS) Quick Check is a tool to help communities join the CRS. It is one of two application items required for a community to request a CRS classification.
The other item is the letter of interest from the community’s Chief Executive Officer (CEO), which is explained in Application to the Community Rating System (see the tab of this Excel
file titled "CRS Appl Instructions").
Do you define substantial damage to include two floods in 10 years with average damage at 25% of the building’s value?
Do you have regulations that ensure that every new building will be built to be protected from local drainage flooding?
Do you have a levee, a levee maintenance program, and a levee failure warning and response plan (similar to 610 a-d)? Is there an annual outreach project sent to properties in the area
that would flood if the levee were overtopped?
Attach a copy of the relevant regulation.
Attach a copy of the material(s).
Do you have compaction and erosion protection requirements for fill that is used to support buildings?
If your BCEGS class is 5/5 or better, your BCEGS credit is calculated automatically.
Use the handout, "CRS Credit for Benchmark Maintenance," to see if there are any qualifying benchmarks in the National Spatial Reference System.
Do you have a dam failure warning and response plan (similar to 610 a-d)? Is there an annual outreach project sent to properties in the area that would be flooded if the dam failed?
This is automatically done by the Excel software to determine your probable CRS class.
Enter your county’s growth rate, i.e., the value for “CGA” from the right column on the "Growth Rates" tabe of this Excel file.
This credit is available to communities that have an upstream high-hazard-potential dam and where there is at least one insurable building subject to inundation due to the failure of
the high-hazard-potential dam. The credit is for a dam failure warning and response plan similar to the criteria for a flood warning and response program in Sections 610.a through d.
Your community would need to have a dam failure inundation map and an emergency response plan or annex that includes specific steps, such as the ones noted for 610.b and c, above.
Is your community threatened by a failure of an upstream high-hazard-potential dam?
If so, enter the points for your state's dam safety program, i.e., the value for "SDS" from the "Dam Safety Scores" tab of this Excel file.
This credit is provided to communities that have some areas protected by levees (accredited or non-accredited), provided that they have an acceptable inspection and maintenance program
and a levee failure warning and response plan similar to the criteria for a flood warning and response program in Sections 610.a through d.
These 610 questions should be checked with your community’s emergency manager. This first question is about whether your community monitors river gages or otherwise gets an advance notice
if a stream is expected to flood. A generic notice that low-lying lands will flood is not creditable.
Almost any plan that protects the habitat for an aquatic or riparian species will qualify for the 15 points, provided that it has been adopted by your community’s governing body or an
appropriate regional agency. Plans that only address water quality are not credited.
This credit is most commonly provided for a county-wide hazard mitigation plan that your community adopted. Check with your ISO/CRS Specialist to see if there’s an approved hazard mitigation
plan that covers your community. If so, enter the number of points it is getting under the “Now” column.
Retention/detention regulations for new development usually are found in the subdivision ordinance. The rules must cover the watershed (not just the floodplain). Attach a copy of the
relevant ordinance section. It must clearly require that the peak runoff of 10-year or greater storms from new developments be no greater than the runoff from the site in its pre-development
condition. If the regulations require the developer to retain or detain the 50- or 100-year storm, enter 40 or 50 points, respectively.
With internet access, you can see if there are any qualifying benchmarks within 1 mile of the SFHA.
Five points can be provided if all elevation certificates, regulations, plans, and other key records for floodplain development permits are stored in a secure location, outside of any
floodprone area and at least one mile away from the permit office. The records must be copied to the off-site storage location at least once each year.
Five points can be added for each regulatory staff person who is a Certified Floodplain Manager and/or a graduate of the following four-day classes conducted by FEMA’s Emergency Management
Institute (EMI): Managing Floodplain Development through the NFIP (E273), Coastal Construction (E386), and Floodplain Management Advanced Topics (E194, E282, E284). The classes can
be either at EMI or field deployed by the FEMA Regional Office.
Enter 80 points for each foot of freeboard required for elevation and floodproofing projects. If there are areas of approximate A Zone where there are no elevation requirements, then
enter 50 points per foot.
Compensatory storage requires the developer to remove a cubic foot of fill for every cubic foot that is brought into the floodplain. The requirement for compensatory storage is not credited
if the restriction is limited to the floodway or V Zone.
The percentage entered is multiplied by the maximum score for the element, 1,450, to get the actual points for preserving floodplain open space.
This could be a separate flood study that your community uses or a study that was incorporated into the current FIRM. The study could have been prepared by your community, a developer,
the county, the state, or any agency other than FEMA.
If your community’s website has information or links to sites with information on the flood hazard, flood insurance, permit requirements, etc., enter 15 points. A lot more points are
possible. See Section 350 of the CRS Coordinator’s Manual for more details.
If the library has publications on flood insurance and property protection, enter 5 points. If there is interest in putting free FEMA publications in the library, look at the Library
Publications order form in Appendix C of the CRS Coordinator’s Manual. If you send the order form in, enter five more points under “Could.”
The special flood-related hazards include alluvial fans, moveable bed streams, closed basin lakes, coastal erosion, ice jams, land subsidence, mudflow, and tsunamis.
This can be site-specific information, such as the depth of the base flood at a building or a map like the one in Figure 320-3 in the CRS Coordinator’s Manual.
If your community is willing to do all this, enter 30 points. You can then qualify for the following additional credits, but the maximum credit for 320 is 90 points.
Almost every community reads its FIRM for inquirers and keeps the FIRM up to date. The key for CRS credit is publicizing the service and keeping a record.
- Publicity can be an article in a community newsletter that reaches everyone (a newspaper does not usually qualify) or a notice mailed to local lending institutions, insurance
agencies, and real estate agencies.
- A record of the service can be established by recording information in a log (Figure 320-5 in the CRS Coordinator’s Manual) or by completing a form letter and keeping a copy.
- Your community must advise the inquirer of the mandatory flood insurance purchase requirement. Examples of explanations are in the form letter template and in Figure 320-1 of
the CRS Coordinator’s Manual.
Your community needs to have a flood insurance policy on each building it owns for which a policy was required as a condition of federal aid (e.g., an Environmental Protection Agency
grant or FEMA disaster assistance). Generally, these will only be buildings located in the Special Flood Hazard Area. Even if there was no requirement, it’s a good idea. Any disaster
assistance for publicly owned and insurable buildings in the SFHA will be reduced by the amount of flood insurance that should have been obtained. For more information see Figure 210-1
in the CRS Coordinator’s Manual.
- A floodplain management plan that includes the repetitive loss areas, or
- A hazard mitigation plan that includes the repetitive loss areas, or
- Repetitive loss area analysis reports for each area.
Category C: Everything a Category B community has to do plus
CEO: The Chief Executive Officer of a community, i.e., the official who is charged with the authority to implement and administer local laws, ordinances, and regulations. The CEO may
be a mayor, city or county manager, county executive, chair or president of a county council, etc., but not a department head.
3. Section numbers in the left columns of the CRS Quick Check and these instructions coincide with the section numbers in the CRS Coordinator’s Manual.
The objective of the CRS Quick Check is to show that the community is doing enough floodplain management activities above and beyond the minimum requirements of the National Flood Insurance
Program to warrant 500 credit points, enough to be a CRS Class 9 or better. The CRS Quick Check can be found in the "CRS Quick Check" tab of this Excel file. The CRS Quick Check can
be printed and completed on hard copy by the community. However, if it is completed on the computer, the Excel spreadsheet will perform the calculations and save the file.
1. Collect the following from your ISO/CRS Specialist. ISO/CRS Specialists are listed at www.CRSresources.org/100-2/.
4. Summary explanations for the questions are give below. Detailed information on each section can be found in the CRS Coordinator’s Manual, which can be downloaded from www.CRSresources.org/Manual.
Use the handout ,“CRS Credit for Benchmark Maintenance,” (found at www.CRSresources.org/400-2/) to see if there are any benchmarks in the National Spatial Reference System.
Enter 5 points for every CFM or EMI NFIP course graduate, up to a maximum of 25 points.
The maximum credit for 320 is 90 points.
The minimum NFIP requirements of using available data and requiring base flood elevations from developments of 50 lots or 5 acres do not qualify for this credit. Base flood elevations
would have to be calculated for every project that will involve construction of a new or substantially improved building.
{See the list of FEMA Regional Offices at www.CRSresources.org/100-2/.}
{See the list of ISO/CRS Specialists at www.CRSresources.org/100-2/.}
Category B: Get a general sense of where the repetitive loss properties are. See if you can identify likely areas. See also “Mapping Repetitive loss Areas” at www.CRSresources.org/500-2/.
Your community will have to provide
This is a prerequisite for joining the CRS. “Correctly filled out” means that each item on the checklist is complete and correct. See www.CRSresources.org/300-3 and Figure 310-2 in the
CRS Coordinator’s Manual.
Are you a StormReady or TsunamiReady community? (see www.stormready.noaa.gov/).
Are you a StormReady or TsunamiReady community? (see www.stormready.noaa.gov/).
2013 CGA
B
MA
Hampshire
The City/Town/County of Northampton is interested in participating in the Community Rating System (CRS) so that our residents will qualify for discounted flood insurance premiums.
Chris Markesich
X
Director of Planning and Sustainability
210 Main Street, Room 11
Northampton, MA 01060
(413) 587-1265
wfeiden@northamptonma.gov
City of Northampton
David J. Narkewicz
Mayor
210 Main Street, Room 12
Enter 5 points for every CFM or graduate of an EMI NFIP course. (1+SMS pts under 430n)
Wayne Feiden, FAICP
(413) 587-1264
Do you have flood-related information on your community's website?
1.18
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1.03
1.13
1.09
1.08
1.10
1.15
1.09
1.27
1.33
1.03
1.08
1.11
1.02
1.15
1.06
1.03
1.04
1.00
1.07
1.06
1.16
1.05
1.00
1.12
1.21
1.17
1.09
1.10
1.07
1.13
1.07
1.00
1.16
1.24
1.00
1.20
1.23
1.00
1.00
1.22
1.18
1.31
1.00
1.12
1.03
1.15
1.22
1.16
1.00
1.05
1.03
1.04
1.14
1.10
1.08
1.09
1.05
1.07
1.00
1.00
1.00
1.11
1.08
1.00
1.00
1.00
1.00
1.07
1.21
1.00
1.12
1.18
1.00
1.09
1.08
1.15
1.00
1.14
1.00
1.00
1.14
1.05
1.06
1.00
1.02
1.00
1.27
1.03
1.00
1.05
1.00
1.00
1.08
1.08
1.30
1.18
1.16
1.18
1.00
1.08
1.24
1.00
1.00
1.00
1.38
1.13
1.11
1.00
1.18
1.08
1.30
1.24
1.00
1.07
1.06
1.00
1.08
1.05
1.14
1.29
1.00
1.00
1.02
1.00
1.16
1.14
1.13
1.05
1.13
1.00
1.31
1.00
1.07
1.09
1.10
1.00
1.26
1.04
1.08
1.00
1.00
1.11
1.00
1.00
1.13
1.00
1.01
1.00
1.06
1.00
1.08
1.16
1.00
1.08
1.27
1.18
1.00
1.00
1.16
1.13
1.20
1.09
1.00
1.00
1.04
1.00
1.14
1.22
1.06
1.07
1.13
1.05
1.08
1.00
1.00
1.12
1.00
1.06
1.00
1.00
1.09
1.00
1.05
1.00
1.00
1.34
1.00
1.12
1.19
1.02
1.15
1.01
1.00
1.00
1.00
1.26
1.06
1.00
1.00
1.05
1.09
1.00
1.01
1.12
1.09
1.00
1.04
1.08
1.01
1.28
1.01
1.00
1.06
1.01
1.00
1.14
1.19
1.00
1.24
1.00
1.00
1.00
1.00
1.06
1.25
1.00
1.05
1.00
1.00
1.14
1.00
1.06
1.33
1.00
1.23
1.00
1.00
1.18
1.26
1.12
1.00
1.00
1.13
1.02
1.00
1.14
1.06
1.00
1.00
1.00
1.13
1.06
1.15
1.06
1.00
1.10
1.16
1.04
1.12
1.06
1.05
1.11
1.20
1.00
1.16
1.15
1.00
1.18
1.01
1.00
1.00
1.31
1.31
1.00
1.19
1.17
1.00
1.00
1.00
1.04
1.07
1.12
1.15
1.09
1.00
1.14
1.31
1.08
1.22
1.12
1.20
1.09
1.30
1.05
1.17
1.24
1.00
1.10
1.02
1.25
1.16
1.29
1.16
1.28
1.18
1.26
1.15
1.32
1.13
1.05
1.03
1.08
1.09
1.05
1.07
1.04
1.12
1.11
1.07
1.04
1.06
1.09
1.04
1.00
1.10
1.00
1.05
1.04
1.14
1.16
1.08
1.18
1.08
1.00
1.07
1.06
1.00
1.31
1.08
1.11
1.08
1.09
1.05
1.13
1.03
1.31
1.00
1.08
1.00
1.13
1.07
1.10
1.05
1.11
1.07
1.18
1.15
1.04
1.01
1.31
1.00
1.10
1.01
1.05
1.08
1.11
1.00
1.00
1.06
1.16
1.09
1.13
1.14
1.08
1.03
1.22
1.17
1.02
1.01
1.00
1.03
1.04
1.16
1.09
1.18
1.00
1.00
1.00
1.09
1.05
1.00
1.08
1.28
1.16
1.05
1.13
1.03
1.09
1.07
1.05
1.07
1.15
1.00
1.02
1.13
1.00
1.01
1.06
1.12
1.00
1.00
1.00
1.10
1.06
1.07
1.00
1.10
1.17
1.10
1.00
1.00
1.06
1.08
1.06
1.04
1.00
1.00
1.00
1.01
1.23
1.00
1.15
1.00
1.03
1.25
1.04
1.28
1.13
1.07
1.19
1.00
1.00
1.00
1.00
1.09
1.04
1.00
1.03
1.09
1.04
1.03
1.11
1.09
1.05
1.07
1.22
1.06
1.09
1.07
1.16
1.15
1.11
1.10
1.09
1.09
1.18
1.18
1.21
1.03
1.18
1.07
1.16
1.17
1.10
1.12
1.22
1.11
1.13
1.09
1.21
1.16
1.11
1.19
1.08
1.26
1.13
1.16
1.10
1.09
1.19
1.17
1.06
1.08
1.10
1.11
1.08
1.06
1.13
1.00
1.00
1.00
1.00
1.00
1.00
1.08
1.00
1.00
1.00
1.05
1.16
1.00
1.10
1.00
1.08
1.09
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.07
1.01
1.02
1.00
1.21
1.01
1.08
1.03
1.00
1.00
1.07
1.16
1.13
1.06
1.00
1.04
1.04
1.00
1.04
1.06
1.16
1.04
1.00
1.00
1.00
1.00
1.00
1.00
1.00
1.13
1.06
1.04
1.04
1.06
1.03
1.24
1.08
1.09
1.08
1.08
1.00
1.08
1.03
1.19
1.10
1.07
1.05
1.12
1.06
1.04
1.06
1.04
1.06
1.03
1.08
1.14
1.08
1.09
1.06
1.06
1.08
1.05
1.05
1.11
1.02
1.06
1.13
1.08
1.00
1.04
1.06
1.09
1.09
1.07
1.05
1.10
1.08
1.02
1.08
1.27
1.05
1.06
1.03
1.15
1.08
1.08
1.11
1.06
1.04
1.21
1.04
1.02
1.17
1.06
1.26
1.08
1.07
1.08
1.01
1.07
1.05
1.14
1.06
1.35
1.02
1.15
1.18
1.14
1.00
1.00
1.26
1.15
1.17
1.15
1.15
1.11
1.00
1.07
1.37
1.21
1.17
1.10
1.07
1.09
Page of
5.00
250167.00
?4?/?3?/?1978
28549.00
?4?/?3?/?1978
?4?/?24?/?2015
211.00
8.00
213.00
150.00
3700.00
310.00
38.00
38.00
38.00
24.00
12.00
48.00
320.00
30.00
30.00
30.00
20.00
20.00
20.00
20.00
20.00
20.00
20.00
20.00
20.00
0.00
20.00
20.00
0.00
20.00
20.00
0.00
20.00
20.00
330.00
4.00
200.00
4.00
340.00
25.00
35.00
15.00
25.00
8.00
12.00
350.00
10.00
5.00
20.00
15.00
15.00
105.00
360.00
25.00
25.00
85.00
5.00
5.00
15.00
370.00
15.00
110.00
410.00
50.00
50.00
290.00
50.00
50.00
100.00
20.00
200.00
420.00
0.38
0.00
0.00
1.00
551.00
1450.00
0.00
1450.00
0.00
1450.00
15.00
350.00
100.00
15.00
250.00
0.00
0.00
0.00
1.00
0.00
300.00
0.00
300.00
0.00
600.00
430.00
130.00
100.00
280.00
100.00
100.00
1000.00
0.00
10.00
50.00
0.00
80.00
500.00
30.00
30.00
80.00
40.00
40.00
90.00
20.00
20.00
20.00
0.00
20.00
80.00
30.00
240.00
43.00
40.00
50.00
10.00
6.00
0.00
0.00
50.00
10.00
6.00
10.00
10.00
10.00
120.00
0.00
25.00
5.00
5.00
5.00
440.00
50.00
50.00
160.00
10.00
10.00
15.00
5.00
27.00
450.00
30.00
30.00
380.00
10.00
10.00
40.00
20.00
20.00
20.00
510.00
50.00
50.00
382.00
15.00
100.00
520.00
2250.00
530.00
2.40
1600.00
540.00
40.00
40.00
200.00
30.00
30.00
70.00
15.00
15.00
30.00
25.00
25.00
120.00
610.00
75.00
25.00
340.00
25.00
25.00
25.00
620.00
50.00
50.00
235.00
630.00
52.00
0.00
45.00
25.00
115.00
710.00
1.04
1.04
1.00
1.50
1768.76
120.00
1888.76
3.54
1.00
500.00
3.78
1.00
500.00
7.00
10.00
0.00
7.00
10.00
0.00
CRS Quick Check Instructions - 2013 of
211.00
213.00
310.00
320.00
330.00
340.00
350.00
360.00
370.00
410.00
420.00
430.00
440.00
450.00
510.00
520.00
530.00
540.00
610.00
620.00
630.00
710.00