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APPRAISAL-Beaver Brook Greenway-ST Marys-2019 RESTRICTED APPRAISAL REPORT MAP 6, PARCEL 8 HAYDENVILLE ROAD NORTHAMPTON, MASSACHUSETTS PREPARED FOR MR. B. JOHN DILL COLEBROOK REALTY SERVICES 1441 MAIN STREET SPRINGFIELD, MASSACHUSETTS 01103 PREPARED BY MICHAEL F. CROWLEY, MAI & JASON FENLASON CROWLEY & ASSOCIATES 70 POST OFFICE PARK- SUITE 7011 WILBRAHAM, MASSACHUSETTS 01095 DATE OF INSPECTION AND EFFECTIVE DATE OF VALUATION MARCH 8, 2019 April 19, 2019 Mr. B. John Dill Colebrook Realty Services 1441 Main Street Springfield, Massachusetts 01103 Re: Restricted Appraisal Report : Map 6, Parcel 8 Haydenville Road Northampton, Massachusetts Crowley & Associates File #17347 Dear Mr. Dill: At your request, we have developed the attached Restricted Appraisal Report for the purpose of estimating the Market Value of the fee simple interest in a hypothetical 44.7 acre portion of the property identified as Map 6, Parcel 8, Haydenville Road in Northampton, Massachusetts. The most recent date of inspection was March 8, 2019 and it is this date that will serve as the effective date of the appraisal. The intended user of this appraisal is Colebrook Realty Services. The intended use of this Restricted Appraisal Report is for asset valuation in conjunction with internal business purposes. According to information obtained from the City of Northampton Assessor's Office, the larger property consists of a single parcel that contains 52.8 acres of land. The larger parcel is further identified in the Northampton Assessor's Office on Map 6 as Parcel 8. At the specific request of the client, we have assumed that a 44.7 acre parcel will be subdivided from the larger parcel. Per the Northampton Planning Department, the subject is located within a Rural Residence (RR) Zoning District. The hypothetical subject parcel consists of heavily wooded, unimproved land with sloping topography throughout. A portion of the site contains a pond and additional portions of the site are affected by wetlands. The hypothetical site has no street frontage. The larger site is utilized as the St. Mary's Cemetery. The Hampshire County Registry of Deeds (H.C.R.D.) information notes a deed reference for the subject propert y as Book 659, Page 377. However, the reported book and page does not match any recorded deed per the H.C.R.D. web-site. We recommend that a title search be conducted prior to any transfer of the subject . To the best of our knowledge the larger subject property ha s not transferred within the prior three years, nor is it currently listed for sale or encumbered by a purchase and sale agreement. We do note that it has been reported to us that the City of Northampton is interested in acquiring the hypothetical subject site for conservation purposes. Reportedly, there has been no formal offer submitted, but an informal offer in the range of $60,000-$65,000 has been discussed. Mr. B. John Dill Page 2 April 19, 2019 We note that properties owned by the Roman Catholic Bishop of Springfield are only transferred under a deed restriction running with the land providing that in no event shall the Premises ever be put to any use that is inconsistent with the teaching of the Roman Catholic Church as determined in the sole discretion of the Roman Catholic Bishop of Springfield. We do not believe that this restriction has an effect on the potential marketability of the property. SCOPE OF THE RESTRICTED APPRAISAL REPORT This is a Restricted Appraisal Report, which is intended to comply with the reporting requirements set forth under Standard Rule 2-2(c) of the Uniform Standards of Professional Appraisal Practice for a Restricted Appraisal Report. As such, it does not include discussions of the data, reasoning, and analysis that were used in the appraisal process to develop our opinion of value. Supporting documentation concerning the data, reasoning, and analyses is retained in our file. It is understood that the client is aware of the reporting limitations inherent in a Restricted Appraisal Report. We have determined that a reasonably accurate analysis of the subject property is possible within the scope of a Restricted Appraisal Report. The preparation o f this Restricted Appraisal Report consists of:  An inspection of the subject property on March 8, 2019.  Research and collection of market data related to market conditions and market activity.  Some degree of due diligence to determine the existence of adverse conditions.  A highest and best use analysis.  Development of the Sales Comparison Approach.  Arriving at a value conclusion and writing this report. It is important to note that the Restricted Appraisal Report process did not include the following:  Review of environmental surveys.  Development of the Income and Cost Approaches. These Approaches were not utilized as they are not valuation methods that would typically be used by other market participants.  Inclusion of data utilized in determining the final value, which is retained in our file. Mr. B. John Dill Page 3 April 19, 2019 DEFINITION OF MARKET VALUE Market Value is defined as “the most probable price which a property sho uld bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) Buyer and seller are typically motivated; (2) Both parties are well informed or well advised, and acting in what he considers his own best interests; (3) A reasonable time is allowed for exposure in the open market; (4) Payment is made in terms of cash in US dollars or in terms of financial arrangements comparable thereto; (5) The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale.”1 THE “AS IS” VALUE The “as is” value represents the value of the subject property in its reported c ondition as of the effective date of the appraisal. It represents the highest probable price that a prudent purchaser would pay for the subject considering all of the costs and risks inherent in its future development/ownership. HYPOTHETICAL SCENARIO/LIMITING CONDITION The valuation of the subject is hypothetical as the subdivision scenario contemplated does not exist at this time. The valuation of the hypothetical parcel is contingent on an assumption and the valuation rendered may not be valid if this assumption proves to be incorrect. In the valuation of the conceptualized parcel, we have made the following assumption. It is assumed that the hypothetical subdivision of the property will occur as contemplated. We again note that we have provided a Market Value estimate for: 1.) The value of a hypothetical 44.7 acre parcel subdivided from the larger parcel. 1 Office of the Comptroller of the Currency. Rule 12 CFR 34.42 (f). Mr. B. John Dill Page 4 April 19, 2019 The valuation of the property under this scenario is hypothetical and as such a Limiting Condition is required. Based upon our research, the subdivision contemplated herein is physically possible and legally permissible. As such, we believe that such a subdivision of the land as contemplated herein is reasonably probable. However, if for any reason such a subdivision should be disallowed, the value of the hypothetical parcel as proffered in this appraisal would be materially impacted. Therefore, we reserve the right to alter the opinion of value rendered herein if the hypothetical subdivision of the pro perty does not come to fruition. EFFECTIVE DATE OF THE APPRAISAL Jason Fenlason physically inspected the subject property on March 8, 2019 and photographs of the subject property were taken at that time. Michael F. Crowley, MAI has also inspected the subject property. March 8, 2019 shall serve as the effective date of the appraisal. General assumptions and limiting conditions applicable to this Restricted Appraisal Report are attached to this report. PROPERTY RIGHTS APPRAISED As of the most recent date of inspection, the larger subject property was utilized by current ownership. To the best of our knowledge, the subject property is unencumbered by any long term lease agreements. Therefore, we have addressed the fee simple estate, which is defined as: “…absolute ownership unencumbered by any other interest or estate, subject only to the limitations imposed by the governmental powers of taxation, eminent domain, police power and escheat.”2 ASSIGNMENT ACCEPTABILITY Based on market data available and our research, we have used the valuation methodology that is most relevant for the property type. It is our opinion that a similar valuation methodology would be used by other market participants and our peers. COMPETENCY STATEMENT Based on our knowledge of the real estate market, we certify that we have the knowledge and experience to complete this assignment in accordance with the competency rule in the Uniform Standards of Professional Appraisal Practice (USPAP). 2 The Appraisal Institute, The Appraisal of Real Estate, Fourteenth Edition, Chicago, 2013, p. 5. Mr. B. John Dill Page 5 April 19, 2019 EXPOSURE PERIOD Exposure period is the amount of time that a property would have needed to be exposed to the market in order for the property to achieve a value that is consistent with that which we have concluded in our report. Consequently, our va lue estimate assumes that the subject property would have been exposed to the market for a 12 month period and is based upon market conditions and comparable sales data that occurred prior to the effective date of this appraisal. Mr. B. John Dill Page 6 April 19, 2019 Subject photographs taken on March 8, 2019 by Jason Fenlason Mr. B. John Dill Page 7 April 19, 2019 Subject photographs taken on March 8, 2019 by Jason Fenlason Mr. B. John Dill Page 8 April 19, 2019 Subject photographs taken on March 8, 2019 by Jason Fenlason Mr. B. John Dill Page 9 April 19, 2019 Subject photographs taken on March 8, 2019 by Jason Fenlason Mr. B. John Dill Page 10 April 19, 2019 LOCATION AND SITE DATA The subject property is located along Haydenville Road (Route 9) in the Leeds section of the Town of Northampton. The Leeds section of the city is located in the northwest corner of Northampton abutting the Town of Williamsburg. The general neighborhood is defined by the Town of Williamsburg to the north, the Village of Florence section of Northampton to the south, the Town of Westhampton to the west, and Routes 5 and 10 to the east. Haydenville Road (Rte. 9) is a moderate to heavily traveled primary artery that, in the area of the subject, runs in a north/south direction. The Williamsburg town line is located less than a mile north of the site. The subject property is abutted by undeveloped land to north, south and west. The immediate and extended neighborhoods present a mix of residential, commercial and recreational uses with some large tracts of wooded and unimproved land. The property is located in close proximity to Look Memorial Park. We note the April 2010 sale of a 4.051 acre former portion of the larger subject parcel from the Roman Catholic Bishop of Springfield to The City of Northampton for a recorded consideration of $35,000. The parcel was located along the western boundary of the larger parcel in immediate proximity to the Mill River. The parcel was acqu ired, along with numerous additional parcels in the area, for the creation of a rail trail. No adverse conditions were noted in the neighborhood on the date of inspection. We do not foresee any major changes in the neighborhood in the immediate future. Mr. B. John Dill Page 11 April 19, 2019 Land Area/Frontage: According to information obtained from the City of Northampton Assessor's Office, the larger property consists of a single parcel that contains 52.8 acres of land. The larger parcel is furt her identified in the Northampton Assessor's Office on Map 6 as Parcel 8. At the specific request of the client, we have assumed that a 44.7 acre parcel will be subdivided from the larger parcel. The hypothetical site has no street frontage. Shape/Topography: Irregular in shape. Heavily sloping throughout the site. Site Improvements: The hypothetical subject parcel consists of heavily wooded, unimproved land with sloping topography throughout. A portion of the site contains a pond and additional portions of the site are affected by wetlands. The hypothetical site has no street access. Utilities: E. There is electricity in the street near the site. The subject parcel does not have public water or sewer. There are no public water or sewer systems in the area and properties rely on private water and on-site sewage systems which is typical of the market and is not considered to pose a negative influence on the value and/or marketability of the property. Flood Plain: According to Flood Insurance Rate Map #2501670001A, dated April 3. 1978, the subject site is located in Zone C, which is an area of minimal flooding. The appropriate section of the flood map is located on the following page . Mr. B. John Dill Page 12 April 19, 2019 Mr. B. John Dill Page 13 April 19, 2019 Environmental: No site assessments have been made available to us and at the time of inspection there were no adverse site conditions noted. Therefore, we have assumed that the subject site meets all acceptable standards with regard to the Massachusetts General Law Chapter 21E, “The Massachusetts Oil and Hazardous Material Release Prevention and Response Act.” We reserve the right to alter our opinion of value proffered within this report if there proves to be contamination at t he site. ZONING According to the Northampton Planning Department, the subject is located within a Rural Residence (RR) Zoning District. Uses permitted by right include single-family residences, home businesses, family day care, cemetery, agricultural and essential and municipal facilities among others. Additional uses permitted via Site Plan Approval include educational, re-use of educational or religious buildings and year -round greenhouse/stand for wholesale and retail sale of agricultural products ra ised on site among others. Minimal dimensional requirements for the Rural Residence zone are as follows: Minimum dimensional requirements District Minimum Lot Size Minimum Area/Unit Minimum Frontage Minimum Front/Side/Rear Maximum Height Maximum Coverage Ratio RR 80,000 SF* None 175' 40’/20’/50’ 35’ 20% *Properties with private water and sewer The hypothetical subject site would not meet the frontage requirement of the current zoning by-laws and as such, would be considered to be a legal, non-conforming site. The appropriate section of the City of Northampton Zoning Map is included in the addendum section of the report. ASSESSMENT/TAXES The subject property is currently tax exempt. BUILDING IMPROVEMENTS There are no permanent structures on the hypothetical subject site. Mr. B. John Dill Page 14 April 19, 2019 HIGHEST AND BEST USE Highest and best use as defined in The Appraisal of Real Estate, Fourteenth Edition, published by the Appraisal Institute, is as follows: “the reasonably probable and legal use of vacant land or an improved property that is legally permissible, physically possible, appropriately supported, financially feasible and that results in the highest value.”3 The procedure to be applied in estimating highest and best use involves a four-stage analysis as follows: 1) Possible Use - To what uses is it physically possible to put the site in question? 2) Legally Permissible Use - What uses are permitted by zoning and deed restrictions on the site in question? 3) Feasible Use - Which possible and permissible uses will produce any net return to the owners of the site? 4) Highest and Best Use - Among the feasible uses, which will produce the highest net return or the highest present worth? When the property being appraised is improved with structures it is necessary to determine the highest and best use of the property “as if vacant” as well as “as improved”. However, when a property is not improved with any structures or site improvements, only the highest and best use “a s vacant” need be analyzed. 3 The Appraisal Institute, The Appraisal of Real Estate, Fourteenth Edition, Chicago, 2013, p. 333. Mr. B. John Dill Page 15 April 19, 2019 HIGHEST AND BEST USE AS VACANT The hypothetical subject property consists of a single parcel that contains 44.7 acres of Rural Residence (RR) zoned land. Portions of the site contain wetlands, ponds, streams and are heavily wooded. The hypothetical parcel is situated off of Haydenville Road but has no street frontage and access could only be achieved via the larger subject parcel which is currently under common ownership. Uses permitted by right include single-family residences, home businesses, family day care, cemetery, agricultural and essential and municipal facilities among others. Additional uses permitted via Site Plan Approval include educational, re -use of educational or religious buildings and year-round greenhouse/stand for wholesale and retail sale of agricultural products raised on site among others. The site could physically accommodate a number of uses. We have considered a number of development scenarios for the sub ject parcel including agricultural and municipal. We have also considered residential development for the subject land. However, all of the uses require street frontage, which the hypothetical lot will not have. Additionally, the sloping topography would likely make any development not financially feasible. We have also considered maintaining the site as open space for preservation and/or conservation purposes. The subject property is located in an area where many properties consist of open space or co nservation land and as such, we believe that there would be interest in preserving the subject property as open land. As noted, a former portion of the larger parcel was previously acquired for conservation purposes with a portion utilized as a rail trail. The subject parcel is proposed to be acquired for similar purposes. As such, we have concluded that use of the land for conservation/preservation purposes, or for an abutter for expansion or privacy purposes , would constitute the highest and best use of the hypothetical subject site based on the physically possible, legally permissible, and most economically feasible uses. Mr. B. John Dill Page 16 April 19, 2019 VALUATION METHODOLOGY/VALUE CONCLUSION We have considered all three methods of valuation in this Restricted Appraisal Report and have selected the Sales Comparison Approach to value the subject. This approach best reflects the current behavior of owners who would consider purchasing property like the subject. We have researched sales activity in the subject market for results that allow us to draw an estimate of value for the subject property. In our opinion, the Sales Comparison analysis yielded a sufficient amount of data from which we could draw a reasonable conclusion as to the per acre value range that we believe the Market Value of the subject land would fall. All of the data used in the valuation of the subject has been verified to the best extent possible, and we are confident that the information relied upon to draw our conclusion is accurate and is the best information available for review. The sales, reasoning and analysis of the sales are retained in our file. The local market was researched for transfers of large parcels of land that present somewhat similar locational and physical characteristics to the subject. We looked within the City of Northampton, the surrounding communities and Hampden and Hampshire County for sales of large tracts of land that were nominally improved, had limited development potential and/or were acquired for conservation/recreational purposes. The sales utilized were those properties which were considered to be most similar to the subject property and were selected based on their comparability and similarity to the subject in regards to characteristics such as date of sale, location, land area, utility and zoning. The sales were examined and compared to the subject to provide a per acre value for the subject property. While there were more sales that occurred in the market in the area of the subject these sales were not included mainly due to size, utility, and/or date of sale discrepancies. In conclusion, in determining a value estimate for the subject property we have relied on the sales data that we have retained in our file. In general, the q uality and quantity of data is considered to be adequate for forming a value estimate for the subject. Mr. B. John Dill Page 17 April 19, 2019 After considering all of the available data, it is our opinion that the best method of determining the Market Value for the subject property is to base it on a sale price per acre basis as compared to similar sales. The per acre prices ranged from a low of $1,000 per acre to a high of $6,000 per acre with the majority of the sales within the range of $1,000- $3,000 (rounded) per acre. Based on all the information that we have compiled, it is our opinion that a per acre value range of $1,500 to $2,000 per acre is a fair representation of the Market Value. We believe that the hypothetical subject lot would command a pr ice towards the middle of the range or $1,750 per acre. Therefore, based on our selection of $1,750 per acre, it is our opinion that the Market Value of the fee simple interest in the subject via the Sales Comparison Approach is $78,225 (44.7 acres SF x $1,750 per acre) which we have rounded to the nearest $5,000 increment, or: EIGHTY THOUSAND DOLLARS $80,000 Thank you for contacting our firm for this assignment. If you have any questions concerning our valuation and analysis, please co ntact us at (413) 682-0050. Sincerely, Michael F. Crowley, MAI MA General Certified #571 Jason Fenlason MA Trainee License #103125