29-267 (6) 52 LONGVIEW DR BP-2019-1494
GIS#: COMMONWEALTH OF MASSACHUSETTS
Map:Bim :29-267 CITY OF NORTHAMPTON
Lot:-001 PERSONS CONTRACTING WITH UNREGISTERED CONTRACTORS
Permit: Buildina DO NOT HAVE ACCESS TO THE GUARANTY FUND (MGL 042A)
Category,INSULATION BUILDING PERMIT
Permit# BP-2019-1494
Proiect# JS-2019-002418
Est.Cost:$5757.00
Fee:$65.00 PERMISSION IS HEREBY GRANTED TO:
Const.Class: Contractor: License:
Use Group: POTENTIAL ENERGY LLC 192284
Lot Sizetso. R.): 19079.28 Owner: KELLY VIRGINIA
Zoning, Applicant. POTENTIAL ENERGY LLC
AT. 52 LONGVIEW DR
ApplicantAddress: - Phone: . Insurance:
4 D QUEEN TER (860) 5064266 0 WC
SOUTHINGTONCT06489 ISSUED ON.•6✓2712019 0:00:00
TO PERFORM THE FOLLOWING WORK.6 IN OPEN BLOW CELLULOSE IN ATTIC,
KNEEWALL 3 IN BATTING, AIR SEALING
POST THIS CARD SO IT IS VISIBLE FROM THE STREET
Inspector of Plumbing Inspector of Wiring D.P.W. Building Inspector
Underground: Service: Meter:
Footings:
Rough: Rough: House# Foundation:
Driveway Final:
Final: Final:
Rough Frame:
Gas: Fire Department Fireplace/Chimney:
Rough: Oil: Insulation:
Final: Smoke: Final:
THIS PERMIT MAY BE REVOKED BY THE CITY OF NORTHAMPTON UPON VIOLATION OF
ANY OF ITS RULES AND REGULATIONS.
Certificate of Occupancy Signature:
FeeType: Date Paid: Amount:
Building 62720190:00:00 $65.00
212 Main Street,Phone(413)587-1240,Fax:(413)587-1272
Louis Hasbrouck-Building Commissioner
7-IvS&L/, �o �
Department use only
City of Northa pro ECEI V snit.
Building Depa me ut/D iveway Permit
212 Main S at Se Sep c Availability
Room t0 JUN 2 6 ppi
at
lWel Availability
Northampton, 01 0 m is Structural Plans
phone 413-567-1240 F 41 -1272 PIoV ite P ns
DEPT OF BUILDING INSP ba6Spe 'I
NOPTwA p
APPLICATION TO CONSTRUCT,ALTER REPAIR,RENOVATE OR DEMOLISH A ONE OR TWO FAMILY DWELLING
SECTION I -SITE INFORMATION t5/a /
DR,
�
1.^1 PmDertrAddress: �r� /This section to be completeedd by ofnea
59 koAJGV(6r� A— I Map d l Lot—4)C1'7 Unit
Zone Overlay District
Elm SL District CB District
SECTION 2-PROPERTY OWNERSHIPIAUTHORIZED AGENT
2.1 Owner of Record:
JIMU11A Wd 6A lah"i" oa(ier elDa-nla rw . aaya
Name(Prim) TCurreRI 9le m Meiling Add_rp>js:a-
Telephone
Signature
2.2 Authorized Agent.
,Uw—STE � MRVASI54rARr of i c
Name(Prim Cu mt Mailing Address:
�.nt� i 9�1- ne Ua73
S nature Telephone
SECTION 3-ESTIMATED CONSTRUCTION COSTS
Item Estimated Cost(Dollars)to be Official Use Only
completed by permit applicant
1. Building JV.l dL Gr75 (a)Building Permit Fee
2. Electrical (b)Estimated Total Cost of
Construction from 8
3. Plumbing Building Permit Fee
4. Mechanical(HVAC) !�"�
5.Fire Protection
6. Total=(1 +2+3+q+5) $ rj, Check Number
This Section For Official Use Only
[BuildinPermh Num er: Date
Issued:
Signature: 4-2L-2019
Building Commissionedinspectc r of Buildings Date
1 � @Po [int fltr��.uti.RC,�
(J' '. COW
EMAIL ADDRESS (REQUIRED; EITHER HOMEOWNER OR CONTRACTOR)
Section 4. ZONING All Information Must Be Completed.Permit Can Be Denied Due To Incanplete Information
Existing Proposed Required by Zoning
Thi.mlumn m be filled in by
Buildin,Dcp.mnent
Lot Size
Frontage - —
Setbacks Front
Side L:= R: -71 L:C. . R:
Rear �J
Building Height
Bldg.Square Footage O
Open Space Footage
(Ut era nu.bid,&pvd
parking)
It of Parking Spaces '..-�
Fill:
volume&Location
A. Has a 5
(Flat Permit/Variance/Finding ever been issued for/on the site?
NO DONT KNOW O YES O
IF YES, date issued:,
IF YES: Wa/s�th($permit recorded at the Registry of Deeds?
NO V DONT KNOW O YES O
IF YES: enter Book Page and/or Document k
B. Does the site contain a brook, body of water or wetlands? NO & DONT KNOW O YES O
IF YES, has a permit been or need to be obtained from the Conservation Commission?
Needs to be obtained Q Obtained Q , Date Issued:
C. Do any signs exist on the property? YES O NO
IF YES, describe size, type and location:
D. Are there any proposed changes to or additions of signs intended for the property? YES O NO
IF YES, describe size, type and location:
E. Will the construction activity disturb(clearing,grading,exca 'on,or filling)over 1 am or is it partof a opinion plan
that will disturb over 1 acre? YES O NO
IF YES,then a Northampton Storm Water Management Permit from the DPW is required.
SECTION 5-DESCRIPTION OF PROPOSED WORK(check all applicable)
New House ❑ Addition ❑ Replacement Windows Alteration(s) Roofing
Or Doors 0
Accessory Bldg. ❑ Demolltlon ❑ New Signs [01 Decks [0 Siding�) Other[
7AISULAT/dAJ
Brim Description of Proposed
Work- &A 1pFr19.1A.1 /'ato_ YCF_ Im "1C. VA)ffWAU-'T%APr,A1j2gr 49 5rAJ1rJ
Alteration of existing bedroom_Yes No Adding new bedroom Yes No
Attached Narrative Renovating unfinished basement Yes No
Plans Attached Roll -Sheet
ea.N New house and or addition,to existing housing. complete the following:
a. Use of building:One Family Two Family Other
b. Number of rooms in each family unit Number of Bathrooms
o. Is there a garage attached?
d. Proposed Square footage of new construction. Dimensions
e. Number of stories?
f. Method of heating? Fireplaces or Woodstoves Number of each
g. Energy Conservation Compliance. Masscheck Energy Compliance form attached?
h. Type of construction
1. Is construction within 100 0.of wetlands? Yes No. Is construction within 100 yr. floodplain_Yes No
j. Depth of basement or cellar floor below finished grade
k. Will building conform to the Building and Zoning regulations? Yes_No.
I. Septic Tank_ City Sewer_ Private well_ City water Supply_
SECTION Ta-OWNER AUTHORIZATION-TO BE COMPLETED WHEN
OWNERS AGENT OR CONTRACTOR APPLIES FOR BUILDING PERMIT
I, ,as Owner of the subject
property
hereby authorize
to act on my behalf,in all matters relative to work authorized by this building permit application.
Signature of Owner Data
I, as Owner/Authorized
Agent hereby declare that the statements and information on the foregoing application are true and accurate,to the best of my knowledge
and belief.
Signed under the pains and penalties of perjury.
PON Name
Signature of Owner/Agam Date
SECTION 8-CONSTRUCTION SERVICES
8.1 Licensed Construction Supervisor: Not Applicable ❑
Name of License Holder
License Number
Address Expiration Date
Signature Telephone
9.Registered Home Improvement Contractor: Not Applicable ❑
Company Name Registration Number
Address Expiration Date
Telephone
SECTION 10-WORKERS' COMPENSATION INSURANCE AFFIDAVIT(M.G.L.c.152,§25C(5))
Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will result
in the denial of the issuance of the building permit.
Signed Affidavit Attached Yes....... ❑ No...... ❑
City of Northampton
5 - .
Massachusetts Azs oft
DEPARTNENT OF BUILDING INSPECTIONS
trea
212 win at a r nicipal Bulldung
Northampton, M 01060 ry e
AFFIDAVIT
Home Improvement Contractor Law
Supplement to Permit Application
The Office of Consumer Affairs and Business Regulation("OCABR")regulates the registration of contractors and
subcontracmrs performing improvements or renovations on detached one to four family homes. Prior to
performing work on such homes,a contractor most be registered as a Home Improvement Contractor("HIC").
M.G.L.Chapter 142A requires that the"reconshuction,alteration,renovation, repair,modernization, conversion,
impmvement, removal,demolition, or construction of an addition to any pn-axiadng ownerbccupied building containing
at least one but not more than fourdwelling units....or to stmctures which areadjacent to such residence or building"be
done by registered contractors.
Note:If the homeowner has contracted with a corporation or LLC,that entity must be registeerd
e
Type of Work: 11J5tItA'1lQk Est.Coat: $6.767
Addressofwork: 5a GoIJGVI" )lftlf . ALUTAµPTCM A 01o(m2�
Date of Permit Application:
I hereby certify that:
Registration is not required for the following reason(s):
_Work excluded by law(explain):
_Job under$1,000.00
_Owner obtaining own permit(explain):
_Building not owneroccupied
Other(specify):
OWNERS OBTAINING THEIR OWN PERMIT OR ENTERING INTO CONTRACTS WITH UNREGISTERED
CONTRACTORS OR SUBCONTRACTORS FOR APPLICABLE HOME IMPROVEMENT WORK ARE NOT
ELIGIBLE FOR AND DO NOT HAVE ACCESS TO THE ARBITRATION PROGRAM OR GUARANTY FUND
UNDER M.G.L.Chapter 142A.SUCH OWNERS ALSO ASSUME THE RESPONSIBHdTES FOR ALL WORK
PERFORMED UNDER THE BUILDING PERMIT.SEE NEXT PAGE FOR MORE INFORMATION.
Signed under the penalties of perjury:
I hereby apply for a building permit as the agent of the owner:
Date Contractor Name HIC Registration No.
OR:
Notwithstanding the above notice,I hereby apply for a building permit as the owner of the above property:
Date Owner Name and Signature
City of Northampton
•rt '\ Massachusetts
m c
1212 i in S OF BOIL ici IBSPSClI
Ws
212 Main Stzeet Nm 010 Building
MonUempton, MA 01060
Massachusetts Residential Building Code
Section 110.R5.1.2
Homeowner: Person(s)who own a parcel of land on which he/she resides or intends to reside,
on which there is, or is intended to be, a one or two family dwelling, attached or detached
structures accessory to such use and/or farm structures. A person who constructs more than one
home in a two-year period shall not be considered a homeowner.
Section 110.85.1.3.1
Any homeowner performing work for which a building permit is required shall be exempt from
the licensing provisions of 780 CMR 110.R5,provided that if a homeowner engages a person(s)
for hire to do such work, then such homeowner shall act as supervisor.
Such homeowner shall submit to the Building Official, on a form acceptable to the Building
Official, that he/she shall be responsible for all such work performed under the building permit.
As acting Construction Supervisor your presence on the job site will be required from time to
time,during and upon completion of the work for which this permit is issued.
Also be advised that with reference to Chapter 152 (Workers' Compensation)and Chapter 153
(Liability of Employers to Employees for injuries not resulting in Death) of the Massachusetts
General Laws Annotated, you may be liable for person(s) you hire to perform work for you
under this permit.
City of Northampton
Massachusetts
Yfs 4
a
DBPARTDRM! OF BUILDING INSPZ=QUS
212 win Stt et •Municipal NuilLing
NO�ton, MA 01060
Debris Disposal Affidavit
In accordance of the provisions of MGL c 40, S54, I acknowledge that as a condition of the building
permit all debris resulting from the construction activity governed by this Building Permit shall be disposed
of in a properly licensed solid waste disposal facility, as defined by MGL c 111, S 150A.
The debris from construction work being performed at:
6 L(wG�jt;'r W 'mVx'-'
(Please print house number and street name)
Is to be disposed of at:
0 W kR.'! f4S , MOW, CT
(Please print name and location of fatlli[y)
Or will be disposed of in a dumpster onsite rented or leased from:
(Company Name and Address)
//Co4
na u of ftrmit Applicant or Owner Date
If,for any reason, the debris will not be disposed of as indicated, the Applicant or Owner shall notify the
Building Department as to the location where the debris will be disposed.
The Commonwealth of Massachusetts
Department of Industrial Accidents
Orwe of Investigations
0 600 Washington Street
Boston,dIA 02111
www.massgov/dia
Workers' Compensation Insurance Affidavit:Builders/Contractors/Electricians/Plumbers
Applicant Information Please Print Leeibly
Name(Brien/ass/Orgm+tstioanndiwdaal)!?o yaiAt ClIep&a e, LLil IticmoLAS Mn—srn
Address: D QUM4 T ERRPCE
City/State/Zip: Phone#: 860-GD6-tf
Are you an employer?Check the appropriate box: Type of project(required):
1.� I am a employer with� 4. ❑ I am a general contractor and I
employees(full and/or part-tune).' have hired the sub-contractors 6. E]Nm construction
2.❑ I am a sole proprietor or partner- listed on the attached sheet 7. ❑Remodeling
ship and have no employees These sub-contractors have g, ❑ Denmlitioo
workingfor me in an capacity- employees and have workers'
Y aP tY- 9. ❑Building addition
[No workers'comp, insurance comp.insurance.I
❑ We are a corporation and its 10.[]Electrical repairs or additions
required.] 5.
3.❑ 1 am a homeowner doing all work officers have exercised their 11.❑Plumbing repairs or additions
myself.[No workers comp. right of exemption per MGL 12 ❑ Roof repairs /
f c. 152,§1(4),and we have no
insurance required.]
employees. [No workers' 13.0 Other 1A,f01„ATION
comp.insurance required.]
'Any applicant Net check box#I moat also fill can the search below showing tharworkcrs'compensation polity information.
}Homewncm who submit this affidavit indicating the,are,doing all work and theo hive outside contracmts most submit a acro affidavit battening such.
tcontmcmrs that check this bon mast mtached an additional shat stowing We name of Ne subconoacmrs aml state whether or rat arose entities have
employes. [fthe sub-conuactors have employes,they mustpmvide the"v workers'ramp.policy number.
I am an employer that is providing workers'compensation insurance for my employees Below is the policy and job site
information.
Insurance Company Name:§ARrFORU I149ORMIC6 GJWQR
Policy#or Self-ins.Lic.#: Expiration Date: �q
.lob site Address:52 Longview Drive city/statc/zip:Notthampton, MA 01062
Attach a copy of the workers'compensation policy declaration page(showing the policy number and expiration date).
Faihae to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a
fine up on$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine
of up to$250.00 a day against the violator. Be advised that a copy of this statement may be forwarded to the Office of
Investigations of the DIA for insurance coverage verification.
I do hereby cerafy u4*r the poup and penaMes ofperjury that the information provided above is true and correct
Sianemre' f '� Date' re
Pho 4� g6o•50G .gZ&( 1/
Official ase only. Do not write in this area,to be completed by city or town ojj ciak
City or Town: PermittLicense,#
Issuing Authority(circle one):
1.Board of Health 2.Building Department 3.City/Town Clerk 4.Electrical Inspector 5.Plumbing Inspector
6.Other
Contact Person: Phone#:
CLEAResult CONTRACT
CLEAReself
50 Weahkuwn St.,, Customer Name:VIRGINIA M KELLY
Wesraemugh,MA.01591 Email:gmarafn 7@yalvacr m
Phone:7819644422
Promise Addmaa:52 LONGVIEW DR,NOfiTHAMPTON,MA 01062
Mailing Admen:52 Lor cr iew or,Normorpron.MA 01062
Project lo:3825324
Dale:May 22.2019
Job Description
Contractor will perform or cause to be performed the following work on these'Premises'in a professional manner and in accordance
with the terms of this Contractincluding the attached recommendations/work order describing the work in detail(the'WoRc-)which are
incorporated hereinb reference.
Air Sealing at Estimated 62.5 CFM50 Per Hour 10 hr $925.80 $0.00
Exterior Door Weather Stripping(with AS hrs) 2 each $60.14 $0.00
Door Sweep(with AS hrs) 2 each $60.62 $0.00
Whole House Fan Box-2'Thermal Barrier Polylso(with AS hrs) 1 each $187.70 $0.00
Attic Floor-6'Open Blow Cellulose 1008 SF $1,632.96 $163.30
Damming 20 each $47.80 $4.78
Hatch-2"Thermal Banner Poli 1 each $46.28 $4.63
Basement Ceiling-9'Fiberglass Batting 796 SF $2,244.72 $224.47
Kneewall Wall-3'Fiberglass Baning 294 SF $561.54 $56.15
Total: $5,757.56
Program Incentive: -$5,304.23
Customer Total: $453.33
Payment
Customer agrees to pay Contractor for the Work,the Customer Share of the Contract Price as follows:Payment al:$151.11 as a
Deposit payable to CLEAResuN upon signing the Contract(not to exceed 1/3 of the total retail costs).Mail check&contract to
CLEAResuh,50 Washington Street,,Westborough,MA,01581.Final Payment:$302.22 as the final payment for the Work shall be
payable to the Home Performance Contractor(HPC)or Independent Installation Contractor(1IC)upon satisfactory completion of the
Page I of 4
Work.Customer understands that he/she will not be required to pay the Utility Incentive Share of the Contract pace in the amount of
$5,300.23.Changes to individual line items and/or previous incentives may increase or decrease the size of the Utility Incentive Share.
Dispute Resolution
The IIC and Cuslomer hereby m itually agree in advance that in the event that Iba IIC has a dispute concemirg this Contract,the IIC may submit such
dispute to a private arbitration service which has been approved by the Office of Consumer Affairs and Business Regulation and Customer shall be
required to submit to such arbitration as provided in M.G.L.c 102A.
You may cancel this agreement it it has been signed by a parry at a place other than an address of the seller,provided you notify the
seller in writing by ordinary mail posted,by telegram sent or by delivery,not later than midnight of the third business day following the
signing of this agreement.DO NOT SIGN THIS CONTRACT IF THERE ARE ANY BLANK SPACES.
Virginia Kelly 05/22/19 VR
Customer Signature Date Indicate your selected IIC here,if applicable Initial here if you
want the Program
to assign a
Participating
Contractor
MeaghanJablonski 05IM19 Meaidm fabloruki
CLEAResult Signature Date Name of CLEAResug Representative
Pap 2 oro
'qwe Ko?"7
Office of Consumer Affairs and Business Regulation
1000 Washington Street- Suite 710
Boston, Massachusetts 02118
Home Improvement.Contractor Registration
Type: LLC
POTENTIAL ENERGY LLC Re xpireoon284
1 HARTFORD SQUARE Expiration:Expiration:: 00661(21/2020
BOX 2-E
NEW BRITAIN,CT 06052
Update Address and Return Card.
scA1 o sax.,
omAneln a ITRegulallnn
NOME IMPROVEMENT CONTRACTOR Registration fl ,e valid for individual use only
TYPE:LLC before f expiration date. a found return to:
B!flB� 06, 1Expired, 1000Offica,Wrf ConsumerAffairsand Business Regulation
192284 11N212020 1000 Washington Sheat-Suite 710
POTENTIAL ENERGY LLC Boston,MA 02110
NICHOLAS MEISTER ` �---
1 HARTFORD SQUARE U
DOOR65SUITE216 Undersecretary Not valid without signature
NEW BRITAIN,CT 66052
Commonwealth of Massachusetts
Division of Professional Licensure
Board of Building Regulations and Standards
ConstmOiort-SUd>:rW9allr 1 8 2 Family
CSFA-106184 Ej,pires:04/27/2021
L
NICHOLAS A1:E1r111®[MEISTFA,
ANDREWS Y 9T
SO
SOUTHINGTOW CT 0siltl
Commissioner
IDTpaT91YM,ymYVYY)
CERTIFICATE OF LIABILITY INSURANCE 8009 8/zo/2o18
THIS CERTIFICATTBS ISSUED ASA MATTER OF INFORMATION ONLYAND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATWELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S).AUTHORIZED
REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER
IMPORTANT:If the certificate holder is an ADDITIONAL INSURED,See policy(1es)must have ADDITIONAL INSURED provisions or be endorsed.
M SUBROGATION IS WAIVED,subject to the toms and cwMNlws af the Policy,certain Policies may renuim an endorsament A sbtamard on this
cerSRcab does not corder rights to the cerfificate holder In Neu of such endo ssmen s.
STARKWEATHER s SHEPLEY INS BK/PHS ac.w ea: (866) 467-8730 lMw (888) 443-6112
090570 P: (866) 467-8730 F: (888) 443-6112 wogae:
301 WOODS PARK DRIVE IxmEsxgwrawxom+FnwE gas
CLINTON NY 13323 usmA: sentinel Ins Co LTD 11000
MUYe savage a: Hartford Fire and Its PAC Affiliates 00914
POTENTIAL ENERGY LLC.
4 D QUEEN TER sal,alE:
SOUTHINGTON CT 06489
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POUCY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT NTH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE
TERMS,EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
eve maovauva.Ure Ins agttYn'oAvrA /o[rt'Fsrr alLl(IFxr �R
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PERsaNA1..I.1 2,000,000
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Poucr�JI��% LocEEwooucls.cawrorAoo 4,000,000
OTHER:
AIJrdMDNLF LIABILITY COMgsgxDLEUYR 2,000, 000
..-TO YJALr INJUFr IYvgrwnl
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AIIIOBCMLY AUTOS
x HIRED x NCN4MaED PROPERry pAWOE
AUTOS WILY AUTOS ONLY (W PmYe
X ueTAELU. x OCCUR EACH OCCURRENCE 1,000,000
A DmESS IMa CL.VMSHLD 02 SBM 800509 08/05/2016 08/05/2019 AOGREO.ATE 1,000,000
X ,a „,la,000
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ANY PROPRIETOMP TNEMEX IJrNE YM E1.EAGI ACCIDENT 500,000
OFFICEPMEMYR E%CLUDEw ❑
B drewen'm MO 02 VIC CR0745 08/05/2018 08/05/2019 LL.MsFASE-EANP. $00,000
if yes inner MEASE-Pea UaT `500,000
OESCRIPTDIN OF OPERATIONS.
aFEWIpIlOPM9111010/ILfJiAVg/YHIJ'Ed IACOIDtM,10/eMIRY�beweYY.�EAeiRY4e,eaeeu Yn4Yw4)
Those usual to the Insured's Operations.Columbia Gas of Ma is an additional
insured per the Business Liability Coverage Form SS0008 attached to this
policy.
CERTIFICATE HOLDER CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED
BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE
DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.
Columbia Gas of Ma
4 TECHNOLOGY DR STE 250
WESTBOROUGH, MA 01581
O 1988-2015 ACORD CORPORATION.All rights reserved.
ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD